If You’ve Banked $3 Million By 40, Is It Possible to Retire?
If you have $3 million, you undoubtedly have a lot of money — and more than most people ever will. However, before you jump into retiring and living off the cash, you need to…
Personal Finance
All Personal Finance Articles
Newest first · Page 300
I’m 35 and want to hear from someone who has worked with a financial advisor. Is it helpful?
I started using a financial advisor when I was in my mid-30s. But I can admit that prior to that, it just wasn’t on my radar. I had a successful finance career in…
Will My Credit Score Drop If I Exceed 10% Utilization Even If I Pay It Off Immediately?
Your credit score is an important number, because it tells lenders how trustworthy a borrower you are. The higher your score, the more likely you are to get approved to borrow money when…
A Rich Guy Experimented with Working His Way Up from Homelessness. It Did Not Go Well.
Ever seen someone homeless and thought, “McDonald’s is always hiring. Why don’t they just get a job and work their way up like everyone else?” One self-made millionaire was so convinced that anyone willing…
What Cash Back Cards Make The Most Sense For Everyday Purchases, Like Gas or Groceries?
What is “the best card that can give me the max amount of cash back for everyday purchases like gas etc?” This is the question posed in our next drawing from the Reddit mailbag.…
What I Wish I Knew Before Setting Up a 401k: Lessons from My Small Business Experience
Owning a small business is no easy feat. There are a world of things you have to keep tabs on, from overseeing payroll to making sure you’re up to date on inventory. Another…
We both started collecting Social Security but didn’t file for spousal benefits – can we still fix it?
Social Security is a complex program that’s loaded with rules. And sometimes, not knowing the rules can come back to bite you. One misconception about Social Security, for example, is that if you…
Robert Kiyosaki says “the 401(k) is a trap for most people” – is he right?
Robert Kiyosaki is the author of “Rich Dad, Poor Dad.” He also has a very controversial opinion on 401(k) plans. While most financial experts recommend these workplace retirement plans and think investing in them…
Will $2,700 a Month Be Enough for My Retirement Adventures?
A Reddit user is trying to determine if the “spare” money he will have each month is going to be enough for him to enjoy his retirement in the way that he wants. The…
4 in 10 Side Hustlers Earn Under $100 Dollars a Month – Why Do They Keep Going?
One of the biggest truths in the American workforce today is that one income alone might not be enough to sustain everything we need. This is especially true as inflation has risen dramatically over…
Frankly, After 3 Months The Apple Credit Card Just Kind of Stinks Compared to Others
As much of a believer as I am around Apple making the best phones and computers in the country, I completely recognize that not everything the company does is ideal. This might be especially…
Take These Financial Planning Steps if You’re Concerned About Social Security’s Future
One of the most important questions in the US right now is what will happen to Social Security in the next 10 years. The current belief is that the combined trust funds that assist…
Steve Harvey says “Your career is what you’re paid for, your calling is what you’re made for”
People can be surprisingly generous in their forgiveness for major public mistakes if they maintain their sense of humor and humility. They can even quickly bounce back and move on to greater career heights.…
I Raised My Credit Score 125 Points And Earned $2,000 At The Same Time. This Is The Playbook.
There’s a reason credit cards tend to get such a bad reputation. A lot of people manage to get themselves into serious debt by racking up balances on credit cards and carrying them…
Here’s the Truth About Social Security Benefit Cuts
There are millions of older Americans today who rely on Social Security for income. And while some seniors use Social Security as a supplement to their savings, others depend on it to cover most…