A 73-year-old single retiree sitting on $2.5 million in a traditional 401(k) is about to learn that the IRS does not care whether the income is needed. The first required minimum distribution lands at…
It’s an unfortunate truth that getting divorced, no matter the age, can have a devastating impact on your finances. This is even more true as you get older, when it can significantly alter your…
George Kamel watched a TikToker break down the startup costs for a vending machine side hustle and landed on a number: $3,330.22. His advice was direct: save it in cash, not borrowed or on…
A caller phoned The Clark Howard Podcast on May 11, 2026 with a marital bet on the line. He had an 810 credit score. His wife wanted to help his brother, sitting at 690,…
Caleb Hammer’s Financial Audit show has built a following on one premise: confront people drowning in debt with the math they have been avoiding. His episode with a guest named Veronica delivered one of…
George Kamel went on The Iced Coffee Hour with Graham Stephan and revisited one of the most replayed moments of his career. The caller was Katie, from rural Kentucky, earning $36,000 a year at…
David from Marana, Arizona called into Talking Real Money with a question many retirees carry quietly. “I have a $100,000 variable annuity as part of my traditional individual retirement account held at Edward Jones.”…
Nicole Lapin recently took a sledgehammer to one of personal finance’s most repeated platitudes. On her show Money Rehab, talking with real estate agent Glennda Baker, she flipped the script on the “renting is…
Adrianne’s call to The Ramsey Show is one of the clearest cautionary tales I’ve seen. Adrianne, a restaurant general manager earning $65,000 annually, called the show with a problem she could not outrun. “I’ve…
Pete from Massachusetts called into The Clark Howard Podcast last week with a flex most savers will never match. “Recently had a caller asking about bank account bonuses and whether they should continue to…
A caller named Teresa phoned into The Ramsey Show with her husband listening in. She had a simple question: “My husband and I are in Baby Step 3, and I want to spend $400…
The $1,000 starter emergency fund has been gospel in personal finance circles for two decades. Andrew, host of The Personal Finance Podcast, thinks it sets people up to fail. On a recent episode titled…
Angela called into the Rich Habits Podcast with a problem most of us would happily trade for: she and her spouse, both 40, just netted $175,000 in cash from a home sale and want…
A 71-year-old widow we’ll call Margaret has $1.4 million in a traditional IRA, rolled over from her former 401(k), and writes checks every December for $5,000 to $10,000 split between her church and a…
The Allianz 2025 Annual Retirement Study put a number on something many Americans already felt: confidence in their financial future has eroded at a measurable rate. Overall financial confidence dropped 13 percentage points from…
