Government Spending: How DC’s Budget Fights Hit Your Wallet
President Ronald Reagan and House Speaker Tip O’Neill used to brawl with each other over politics in the 1980s, but could share a drink at the end of a day. Today, politics is more…
Personal Finance
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A single missed payment dropped my credit score 100 points, ruining decades of hard work. What are my options to rebuild?
A Reddit user who had a 775 credit score made a big mistake. He accidentally missed a payment on one of his credit cards and he did not realize the error until he got…
I make $700k at a FAANG company but layoffs are coming – should I sell my U.S. homes and head back to Canada?
A Canadian working at a FAANG (Facebook, Amazon, Apple, Netflix, Google) job is currently making $700K per year while his pregnant wife stays home with the couple’s toddler. Unfortunately, as he posted on Reddit,…
2 in 5 Americans Have a Side Hustle – Here’s How They Got Started
Side hustles have become extremely common for Americans looking to get some extra help paying the bills and perhaps to get ahead financially. In fact, a 2022 Zapier report found that a shocking 40%…
Can a 20-Minute Decision Really Make You $30,000 or More in Extra Social Security Payments?
Retirees assiduously scrimping and saving to contribute to their IRA, HSA, and 401-K retirement nest egg accounts have received much recent attention, as the last of the Baby Boomer generation enters retirement age. Those…
I’m 50 and have $5 million in cash sitting in my IRA – I want safety but hate losing returns, where should I put it?
The hope is that one day, you will have to consider what to do with a significant amount of money, believing it will grow and grow and grow. If you are fortunate enough to…
We’ve Got $2 Million In Our 401(k), and $120k Per Year in Guaranteed Income. Is Retirement realistic?
The topic of FIRE (Financial Independence Retire Early) and fatFIRE (FIRE with a high 7-8 figure nest egg) has become increasingly popular of late, especially as Gen-X enters its 50’s and the tail end…
They think I’m ‘rich enough’ and should share my inheritance, but I won’t betray my grandfather’s last wishes – am I right?
Whenever an inheritance is involved, there is bound to be family drama, which is often the worst kind of drama. Jealousy, disgust, name-calling, and anything else you can think of that can happen between…
I’m 17 and stand to inherit a massive trust from my late dad – am I selfish to keep it all for myself?
The Brady Bunch was a 1970’s sitcom that was one of the first to highlight the awkward situations that arise from blended families, i.e., families joined by marriage to create step siblings without any…
I have a terrific 800 credit score — what are the best credit card hacks to start with?
The nice thing about having a great credit score is that you’re more likely to get approved to borrow money when you want to, whether in the form of a car loan, a…
Retire Early or Work Longer? Why More People Are Re-Thinking Their Retirement Plans
If you look at the data, there is a movement happening in the United States right now with people rethinking their retirement. Whether it’s for money, stability, or keeping busy, the day and age…
A Simple 15-Minute 401(k) Checkup Can Potentially Add $75,000 to Your Nest Egg
Once people set up their retirement plan contributions at work, they are often put on the back burner. Out of sight, out of mind. Life gets busy, and who wants to go through that…
The Hard Truth About Trump’s Social Security PlanÂ
There are millions of Americans today who collect monthly benefits from Social Security in retirement. And without those benefits, many would no doubt struggle to make ends meet. The unfortunate reality is that many…
We’re in our early 40s with $3 million mostly tied up in rental property – will we still be able to retire?
 A lot of people buy real estate to have a home to live in themselves. But some people opt to invest in real estate. That’s what the couple in this Reddit post has…
Millennials and Boomers Are More Confident than Gen X About Retirement – Why?
It may come off as a bit of a surprise that Millennials and Baby Boomers (their parents) seem to be more confident in retirement than those in the Gen X cohort, which is sandwiched…