Will $2,700 a Month Be Enough for My Retirement Adventures?
A Reddit user is trying to determine if the “spare” money he will have each month is going to be enough for him to enjoy his retirement in the way that he wants. The…
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4 in 10 Side Hustlers Earn Under $100 Dollars a Month – Why Do They Keep Going?
One of the biggest truths in the American workforce today is that one income alone might not be enough to sustain everything we need. This is especially true as inflation has risen dramatically over…
Frankly, After 3 Months The Apple Credit Card Just Kind of Stinks Compared to Others
As much of a believer as I am around Apple making the best phones and computers in the country, I completely recognize that not everything the company does is ideal. This might be especially…
Take These Financial Planning Steps if You’re Concerned About Social Security’s Future
One of the most important questions in the US right now is what will happen to Social Security in the next 10 years. The current belief is that the combined trust funds that assist…
Steve Harvey says “Your career is what you’re paid for, your calling is what you’re made for”
People can be surprisingly generous in their forgiveness for major public mistakes if they maintain their sense of humor and humility. They can even quickly bounce back and move on to greater career heights.…
I Raised My Credit Score 125 Points And Earned $2,000 At The Same Time. This Is The Playbook.
There’s a reason credit cards tend to get such a bad reputation. A lot of people manage to get themselves into serious debt by racking up balances on credit cards and carrying them…
Here’s the Truth About Social Security Benefit Cuts
There are millions of older Americans today who rely on Social Security for income. And while some seniors use Social Security as a supplement to their savings, others depend on it to cover most…
Should I let my wife retire early and risk private medical costs for our family of four?
Many people dream of retiring early and the freedom that comes with it. And if you save well enough, you may end up in a position where you can leave the workforce well…
Should I cancel my old credit card or keep paying the fee?
There are pros and cons involving the closure of a credit card. If you’ve found you’re hanging onto one or two too many cards, it makes sense to start thinking about cutting the one…
President Trump promised that he would “not cut one penny from Social Security or Medicare” – is he keeping his word?
On the campaign trail in 2024, President Donald Trump vowed to “not cut one penny from Social Security or Medicare.” He was tapping into a deep concern millions of Americans reliant on these programs…
Should I Pause My 401K Contributions to Reach My Home Down Payment Faster at 26?
Many people dream of owning a home. But because so many Americans struggle to save money, you may find it tricky to get into a home, especially at a young age. This Reddit…
Should I prioritize the Chase Trifecta or explore the C1 VX/V for my new credit card setup?
Building an optimal credit card strategy ahead of a major purchase requires more than just interest rates, though that is a key consideration. You should also balance rewards and examine your credit health. Start…
My parents are letting us pay them for their $340,000 house on my $75,000 a year salary and Dave Ramsey thinks I’m crazy
A caller to the Dave Ramsey Show shared an interesting dilemma recently– and Ramsey was not too happy with the decisions he had made. The caller and his wife wanted a bigger home, and…
I Don’t Understand Why Someone Wouldn’t Use A Cash Back Credit Card
While it seems as if the benefits of using a credit card that gives you rewards is one of the best ideas around, some individuals still think otherwise. Alternatively, some roll their eyes at…
My dad passed away at 59 and my mom is 57 – what Social Security benefits is she eligible for as a widow?
Social Security pays retirement benefits to millions of older Americans today. But those aren’t the only type of benefits the program pays. Social Security also takes care of the spouses of recipients who…