Special Report

19 Things to Do If You Want to Retire Early

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The American Association of Retired Persons, or AARP, has 38 million members. Not all of them are actually retired: Many people join as early as their 50s. Members save money on everything from cellular service to car rentals to life insurance.

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Get healthy to save on medical costs

As people age, they become more susceptible to cardiovascular disease and immune system problems. Exercise reduces these risks.

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Stop spending money on adult children

Many Americans spend more on their adult children than they do on their retirement. That eats through nest eggs quickly.

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Move into safe investments

The stock market doesn’t always go up. Move out of risky stocks and put more savings into corporate bonds, money market accounts, and annuities.

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Walk for mental health

Exercise is not just for physical health. Walking helps with cognition, weight loss, energy, and mood.

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