Special Report

The 25 States With the Most Credit Card Debt

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5. Santa Clarita, California
> Avg. household credit card debt, 2021: $14,995
> Household credit card debt pay down, 2020-2021: -$4,715 — #182 highest out of 182 cities
> Total credit card debt: $1.04 billion — #81 most out of 182 cities
> Median household income: $99,666 — #7 highest out of 182 cities

4. Chula Vista, California
> Avg. household credit card debt, 2021: $15,024
> Household credit card debt pay down, 2020-2021: -$2,731 — #174 highest out of 182 cities
> Total credit card debt: $1.20 billion — #70 most out of 182 cities
> Median household income: $81,272 — #19 highest out of 182 cities

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3. Chesapeake, Virginia
> Avg. household credit card debt, 2021: $15,062
> Household credit card debt pay down, 2020-2021: -$2,726 — #171 highest out of 182 cities
> Total credit card debt: $1.28 billion — #63 most out of 182 cities
> Median household income: $78,640 — #21 highest out of 182 cities

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2. New York, New York
> Avg. household credit card debt, 2021: $15,760
> Household credit card debt pay down, 2020-2021: -$2,296 — #149 highest out of 182 cities
> Total credit card debt: $49.91 billion — #1 most out of 182 cities
> Median household income: $63,998 — #57 highest out of 182 cities

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1. Pearl City, Hawaii
> Avg. household credit card debt, 2021: $16,126
> Household credit card debt pay down, 2020-2021: -$908 — #2 highest out of 182 cities
> Total credit card debt: $225.59 million — #175 most out of 182 cities
> Median household income: $100,057 — #6 highest out of 182 cities

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