Personal Finance Articles

Gerelyn Terzo | 2 hours ago

She Inherited Mineral Rights She Didn’t Know She Owned. Do the Royalty Checks Shrink Her Social Security?

A royalty check showing up out of nowhere sounds like pure luck, but an unexpected mineral inheritance can quietly rewrite…

Gerelyn Terzo | 3 hours ago

Massachusetts Is Among the Most Expensive States and Ranks Near the Bottom for Tax Competitiveness. Here’s What That Means for a Retiree on Social Security.

Massachusetts offers retirees one quiet tax break that most relocation calculators ignore, and missing it can make the difference between…

Marc Guberti | 11 hours ago

A $1.4 Million 401(k) Quietly Costs You Six Figures in Taxes Without This Move

Most retirees with seven-figure 401(k) balances assume leaving the money untouched is the smart play, but a clock is ticking…

Michael Williams | 12 hours ago

Everyone’s Chasing Arizona but Smart Retirees Are Buying Here Instead

Retirement planning handed everyone the same three zip codes decades ago, and most people never questioned whether the math still…

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5843 Articles

Michael Williams | 13 hours ago

The $2 Million Retirement Mistake: Confusing Yield With Income You Can Actually Spend

A $2 million retirement portfolio can generate wildly different income streams depending on where you put it, and choosing the…

Michael Williams | 13 hours ago

What It Takes to Retire in America’s Largest Gated Community on $500,000

The Villages sells a dream of golf carts and sunshine, but three Florida-specific costs compound quietly in ways a standard…

Michael Williams | 14 hours ago

Claiming Social Security at 62 vs. Building a Dividend Bridge: Which Leaves You Richer at 75?

Waiting until 70 to claim Social Security sounds simple until you calculate the eight years of income you need to…

Michael Williams | 15 hours ago

How a 67-Year-Old Built a $4,800 Monthly Paycheck Around SCHD, JEPQ, and O

Chasing $4,800 a month in retirement income sounds straightforward until you price what each yield tier actually costs you, and…

Michael Williams | 15 hours ago

Here’s What a $300,000 Budget Actually Buys You in The Villages, Florida

The patio bars in The Villages all echo the same number, but the price on the listing is only the…

Gerelyn Terzo | 16 hours ago

He Retired to a Small Town to Stretch His Social Security. Then the Only Hospital Closed, and His Cheap Retirement Turned Expensive.

Ray moved to a Mississippi town of 3,200 people and slashed his monthly expenses by a third living on Social…

Gerelyn Terzo | 18 hours ago

Medicare Will Split Your $2,100 Drug Bill Into Monthly Installments. You Have to Ask First.

Most Part D enrollees face their entire annual drug bill in a single January transaction, and Medicare quietly built a…

David Beren | 19 hours ago

A 72-Year-Old Couple With $900,000 in IRAs Converts Nothing. Their Kids Inherit the Tax Bill Instead.

When a retired couple leaves a $900,000 IRA untouched, they are not avoiding a tax decision. They are making one,…

Marc Guberti | 19 hours ago

Have a Large 401(k) Balance and Approaching 62? Make Sure You Convert Before This Medicare Rule Kicks In

Most Roth conversion strategies focus on federal tax brackets, but there is a Medicare rule tied to a two-year income…

Gerelyn Terzo | 19 hours ago

New York Has the Heaviest State and Local Tax Burden in America. For a Retiree Living on Social Security, Here’s What It Really Costs.

New York does not tax Social Security benefits at the state level, and that sounds like good news until you…

Carl Sullivan | 20 hours ago

The Annuity Pitch Skips One Number: What a $250,000 Policy Costs Your Heirs

Insurance companies count on retirees focusing on the monthly payout number, but there is a second number buried in every…

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Personal Finance Articles

She Inherited Mineral Rights She Didn’t Know She Owned. Do the Royalty Checks Shrink Her Social Security?

Massachusetts Is Among the Most Expensive States and Ranks Near the Bottom for Tax Competitiveness. Here’s What That Means for a Retiree on Social Security.

A $1.4 Million 401(k) Quietly Costs You Six Figures in Taxes Without This Move

Everyone’s Chasing Arizona but Smart Retirees Are Buying Here Instead

All Personal Finance Articles

The $2 Million Retirement Mistake: Confusing Yield With Income You Can Actually Spend

What It Takes to Retire in America’s Largest Gated Community on $500,000

Claiming Social Security at 62 vs. Building a Dividend Bridge: Which Leaves You Richer at 75?

How a 67-Year-Old Built a $4,800 Monthly Paycheck Around SCHD, JEPQ, and O

Here’s What a $300,000 Budget Actually Buys You in The Villages, Florida

He Retired to a Small Town to Stretch His Social Security. Then the Only Hospital Closed, and His Cheap Retirement Turned Expensive.

Medicare Will Split Your $2,100 Drug Bill Into Monthly Installments. You Have to Ask First.

A 72-Year-Old Couple With $900,000 in IRAs Converts Nothing. Their Kids Inherit the Tax Bill Instead.

Have a Large 401(k) Balance and Approaching 62? Make Sure You Convert Before This Medicare Rule Kicks In

New York Has the Heaviest State and Local Tax Burden in America. For a Retiree Living on Social Security, Here’s What It Really Costs.

The Annuity Pitch Skips One Number: What a $250,000 Policy Costs Your Heirs

SPYI’s 12% yield faces a hidden threat from falling volatility this summer

Warren Buffett Built a $397 Billion War Chest. Berkshire Can Buy Almost Every S&P 500 Company

Financial Rules That No Longer Make Sense

She Inherited Mineral Rights She Didn't Know She Owned. Do the Royalty Checks Shrink Her Social Security?

Massachusetts Is Among the Most Expensive States and Ranks Near the Bottom for Tax Competitiveness. Here's What That Means for a Retiree on Social Security.

SPYI’s 12% yield faces a hidden threat from falling volatility this summer

Warren Buffett Built a $397 Billion War Chest. Berkshire Can Buy Almost Every S&P 500 Company

Personal Finance Articles

She Inherited Mineral Rights She Didn’t Know She Owned. Do the Royalty Checks Shrink Her Social Security?

Massachusetts Is Among the Most Expensive States and Ranks Near the Bottom for Tax Competitiveness. Here’s What That Means for a Retiree on Social Security.

A $1.4 Million 401(k) Quietly Costs You Six Figures in Taxes Without This Move

Everyone’s Chasing Arizona but Smart Retirees Are Buying Here Instead

All Personal Finance Articles

The $2 Million Retirement Mistake: Confusing Yield With Income You Can Actually Spend

What It Takes to Retire in America’s Largest Gated Community on $500,000

Claiming Social Security at 62 vs. Building a Dividend Bridge: Which Leaves You Richer at 75?

How a 67-Year-Old Built a $4,800 Monthly Paycheck Around SCHD, JEPQ, and O

Here’s What a $300,000 Budget Actually Buys You in The Villages, Florida

He Retired to a Small Town to Stretch His Social Security. Then the Only Hospital Closed, and His Cheap Retirement Turned Expensive.

Medicare Will Split Your $2,100 Drug Bill Into Monthly Installments. You Have to Ask First.

A 72-Year-Old Couple With $900,000 in IRAs Converts Nothing. Their Kids Inherit the Tax Bill Instead.

Have a Large 401(k) Balance and Approaching 62? Make Sure You Convert Before This Medicare Rule Kicks In

New York Has the Heaviest State and Local Tax Burden in America. For a Retiree Living on Social Security, Here’s What It Really Costs.

The Annuity Pitch Skips One Number: What a $250,000 Policy Costs Your Heirs

SPYI’s 12% yield faces a hidden threat from falling volatility this summer

Warren Buffett Built a $397 Billion War Chest. Berkshire Can Buy Almost Every S&P 500 Company

Financial Rules That No Longer Make Sense

Featured Reads

She Inherited Mineral Rights She Didn't Know She Owned. Do the Royalty Checks Shrink Her Social Security?

Massachusetts Is Among the Most Expensive States and Ranks Near the Bottom for Tax Competitiveness. Here's What That Means for a Retiree on Social Security.