Personal Finance Articles

Michael Williams | 14 minutes ago

“I Need to Pay Off the Mafia, So I’ll Go Borrow From the Cartel”: Dave Ramsey to a Caller Wanting a HELOC for Amex Debt and a New Car

A caller to The Ramsey Show asked Dave Ramsey and George Kamel whether he should take out a home equity…

Michael Williams | 29 minutes ago

The Real Cost of Retiring on Amelia Island, Florida, at 65 on $970,000 Stress Free

We get this question all the time. Someone in their early 60s has roughly a million dollars, a soft spot…

Michael Williams | 1 hour ago

Here’s How You Can Retire to The Villages, Florida, at 62 on $3,000 a Month Stress Free

We get versions of this question constantly: can I actually pull off The Villages on a modest fixed income, retiring…

David Beren | 1 hour ago

19% of New Car Buyers Now Pay $1,000 Monthly: A Milestone That Signals Trouble

The average monthly payment on a new car loan in America reached $767 in the fourth quarter of 2025, according…

All Personal Finance Articles

5052 Articles

Marc Guberti | 2 hours ago

Before You Retire: Update Your 401(k) Beneficiary or Watch $600,000 Go to Your Ex-Spouse

A Georgia attorney described the scene to clients more than once: adult children sitting across the desk after a parent’s…

Michael Williams | 2 hours ago

The $22,433 Social Security Mistake You Can’t Afford to Make

Picture a 62-year-old who just left their job, eyeing the Social Security application online. The check could start landing in…

Michael Williams | 2 hours ago

“That’s a Million-Dollar Mistake Minimum for Someone Your Age”: Dave Ramsey to a 25-Year-Old Choosing a Brokerage Account Over a Roth

On a recent episode of The Ramsey Show, a 25-year-old caller named Connor said he was loading money into a…

Michael Williams | 2 hours ago

The Real Cost of Retiring in Naples, Florida, at 68 on $1.2 Million Where No One Bothers You

We get this scenario in our inbox almost every week. Someone has crossed the line into their late sixties, has…

Michael Williams | 2 hours ago

Trump Admin Issues Social Security “Wake-Up Call” as Congresswoman Decries Incoming $500/Month Benefit Cut

Representative Sharice Davids of Kansas called the 2026 Social Security Trustees Report a “wake-up call” in a video posted to…

David Beren | 4 hours ago

You Need $210,000 a Year to Join America’s Top 10%. Here’s Why That Number Keeps Rising.

Reaching the top 10% of American earners has become a moving target. The threshold has climbed sharply since the pandemic,…

David Beren | 4 hours ago

The Average American Carries $7,886 in Credit Card Debt. Here’s What It Costs Every Month.

Americans are sitting on more revolving credit than at any point in modern record-keeping, and the average cardholder is paying…

David Beren | 4 hours ago

97% of Retirees Carry Debt Into Social Security. Here’s What They Owe

The image of retirement as a debt-free chapter has not matched reality for some time. According to a LendingTree analysis…

Michael Williams | 4 hours ago

“You Can’t Solve a Problem While Simultaneously Creating It”: Ramsey Show Hosts Confront a Nashville Mom Drowning in $189,000 of Debt

When Elizabeth from Nashville called The Ramsey Show with $189,000 worth of debt and a 2-month-old at home, co-host Jade…

Ian Cooper | 4 hours ago

Why Retirees With Over $1 Million Should Hold a 5-Year Cash and Bond Ladder Instead of Cashing Out for Yield

The decision sounds simple at the kitchen table. A 68-year-old single retiree with $1.2 million looks at a shaky stock…

Drew Wood | 4 hours ago

Could You Afford To Retire In Elk Country On $300,000?

Many Americans dream of retiring to Montana elk country. They know the landscape, have hunted there for years, and can…

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“I Need to Pay Off the Mafia, So I’ll Go Borrow From the Cartel”: Dave Ramsey to a Caller Wanting a HELOC for Amex Debt and a New Car

The Real Cost of Retiring on Amelia Island, Florida, at 65 on $970,000 Stress Free

Personal Finance Articles

“I Need to Pay Off the Mafia, So I’ll Go Borrow From the Cartel”: Dave Ramsey to a Caller Wanting a HELOC for Amex Debt and a New Car

The Real Cost of Retiring on Amelia Island, Florida, at 65 on $970,000 Stress Free

Here’s How You Can Retire to The Villages, Florida, at 62 on $3,000 a Month Stress Free

19% of New Car Buyers Now Pay $1,000 Monthly: A Milestone That Signals Trouble

All Personal Finance Articles

Before You Retire: Update Your 401(k) Beneficiary or Watch $600,000 Go to Your Ex-Spouse

The $22,433 Social Security Mistake You Can’t Afford to Make

“That’s a Million-Dollar Mistake Minimum for Someone Your Age”: Dave Ramsey to a 25-Year-Old Choosing a Brokerage Account Over a Roth

The Real Cost of Retiring in Naples, Florida, at 68 on $1.2 Million Where No One Bothers You

Trump Admin Issues Social Security “Wake-Up Call” as Congresswoman Decries Incoming $500/Month Benefit Cut

You Need $210,000 a Year to Join America’s Top 10%. Here’s Why That Number Keeps Rising.

The Average American Carries $7,886 in Credit Card Debt. Here’s What It Costs Every Month.

97% of Retirees Carry Debt Into Social Security. Here’s What They Owe

“You Can’t Solve a Problem While Simultaneously Creating It”: Ramsey Show Hosts Confront a Nashville Mom Drowning in $189,000 of Debt

Why Retirees With Over $1 Million Should Hold a 5-Year Cash and Bond Ladder Instead of Cashing Out for Yield

Could You Afford To Retire In Elk Country On $300,000?

“I Need to Pay Off the Mafia, So I’ll Go Borrow From the Cartel”: Dave Ramsey to a Caller Wanting a HELOC for Amex Debt and a New Car

The Real Cost of Retiring on Amelia Island, Florida, at 65 on $970,000 Stress Free

Here’s How You Can Retire to The Villages, Florida, at 62 on $3,000 a Month Stress Free

Featured Reads

"I Need to Pay Off the Mafia, So I'll Go Borrow From the Cartel": Dave Ramsey to a Caller Wanting a HELOC for Amex Debt and a New Car

The Real Cost of Retiring on Amelia Island, Florida, at 65 on $970,000 Stress Free