Personal Finance Articles

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5833 Articles

Gerelyn Terzo | May 14, 2026 at 7:30 AM EDT

Social Security Disability Converts to Retirement at 67. Your $1,800 Check Stays the Same

Picture a 64-year-old who has been receiving $1,800 a month in Social Security Disability Insurance (SSDI) since age 56. The…

Austin Smith | May 14, 2026 at 7:00 AM EDT

The $3.2 Million 401(k) Tax Surprise Retirees Miss Until It’s Too Late

A couple in their late sixties with $3.2 million in combined traditional 401(k) assets and a healthy spending plan can…

Austin Smith | May 14, 2026 at 6:40 AM EDT

The 401(k) Tax Bomb That Hits Retirees With $2.5 Million: $7,862 Monthly RMDs Plus IRMAA Surcharges

A 73-year-old single retiree sitting on $2.5 million in a traditional 401(k) is about to learn that the IRS does…

David Beren | May 14, 2026 at 6:30 AM EDT

How to Recover Financially After a Gray Divorce

It’s an unfortunate truth that getting divorced, no matter the age, can have a devastating impact on your finances. This…

Jeremy Phillips | May 14, 2026 at 3:58 AM EDT

I Want to Start a Vending Machine Business: Should I Really Save $3,330 in Cash First?

George Kamel watched a TikToker break down the startup costs for a vending machine side hustle and landed on a…

Jeremy Phillips | May 14, 2026 at 3:51 AM EDT

Clark Howard Settles Credit Score Debate: How to Help a Family Member Without Risking Your Own

A caller phoned The Clark Howard Podcast on May 11, 2026 with a marital bet on the line. He had…

Don Lair | May 14, 2026 at 2:14 AM EDT

I Have $30K in Credit Card Debt Across 3 Cards and Don’t Budget: Am I Beyond Help?

Caleb Hammer’s Financial Audit show has built a following on one premise: confront people drowning in debt with the math…

Jeremy Phillips | May 14, 2026 at 1:58 AM EDT

“I make $36k a year with $136k in debt and won’t sell my prize-winning horse: am I making a financial mistake?”

George Kamel went on The Iced Coffee Hour with Graham Stephan and revisited one of the most replayed moments of…

Don Lair | May 14, 2026 at 1:51 AM EDT

I have a $100K variable annuity in my IRA: should I withdraw from it first in retirement?

David from Marana, Arizona called into Talking Real Money with a question many retirees carry quietly. “I have a $100,000…

Don Lair | May 14, 2026 at 1:07 AM EDT

Renting vs. Buying: Why Financial Advisors Say the ‘Right’ Choice Depends on Your Life Stage, Not Your Wallet

Nicole Lapin recently took a sledgehammer to one of personal finance’s most repeated platitudes. On her show Money Rehab, talking…

Don Lair | May 14, 2026 at 1:07 AM EDT

“I’ve Been Bankrupt Twice and Just Bought a $52,000 Truck on a $65,000 Salary: How Do I Stop the Pattern?”

Adrianne’s call to The Ramsey Show is one of the clearest cautionary tales I’ve seen. Adrianne, a restaurant general manager…

Jeremy Phillips | May 13, 2026 at 11:07 PM EDT

“I’ve Been Beating Banks With Bonus Accounts for 10 Years: Here’s the System That Earned Me Thousands”

Pete from Massachusetts called into The Clark Howard Podcast last week with a flex most savers will never match. “Recently…

Don Lair | May 13, 2026 at 7:45 PM EDT

We’re Debt-Free With $1,800 Saved and Want to Spend $400 on a Kitchen Appliance: Should We Wait?

A caller named Teresa phoned into The Ramsey Show with her husband listening in. She had a simple question: “My…

Don Lair | May 13, 2026 at 7:36 PM EDT

Stop Saving $1,000 for Emergencies: Here’s the 1-3-6 Method Financial Advisors Say Actually Works

The $1,000 starter emergency fund has been gospel in personal finance circles for two decades. Andrew, host of The Personal…

Jeremy Phillips | May 13, 2026 at 7:13 PM EDT

We’re 40 with $175K cash and a $475K mortgage at 5%. Should we pay it down or invest instead?

Angela called into the Rich Habits Podcast with a problem most of us would happily trade for: she and her…

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Personal Finance Articles

All Personal Finance Articles

Social Security Disability Converts to Retirement at 67. Your $1,800 Check Stays the Same

The $3.2 Million 401(k) Tax Surprise Retirees Miss Until It’s Too Late

The 401(k) Tax Bomb That Hits Retirees With $2.5 Million: $7,862 Monthly RMDs Plus IRMAA Surcharges

How to Recover Financially After a Gray Divorce

I Want to Start a Vending Machine Business: Should I Really Save $3,330 in Cash First?

Clark Howard Settles Credit Score Debate: How to Help a Family Member Without Risking Your Own

I Have $30K in Credit Card Debt Across 3 Cards and Don’t Budget: Am I Beyond Help?

“I make $36k a year with $136k in debt and won’t sell my prize-winning horse: am I making a financial mistake?”

I have a $100K variable annuity in my IRA: should I withdraw from it first in retirement?

Renting vs. Buying: Why Financial Advisors Say the ‘Right’ Choice Depends on Your Life Stage, Not Your Wallet

“I’ve Been Bankrupt Twice and Just Bought a $52,000 Truck on a $65,000 Salary: How Do I Stop the Pattern?”

“I’ve Been Beating Banks With Bonus Accounts for 10 Years: Here’s the System That Earned Me Thousands”

We’re Debt-Free With $1,800 Saved and Want to Spend $400 on a Kitchen Appliance: Should We Wait?

Stop Saving $1,000 for Emergencies: Here’s the 1-3-6 Method Financial Advisors Say Actually Works

We’re 40 with $175K cash and a $475K mortgage at 5%. Should we pay it down or invest instead?

A 72-Year-Old Couple With $900,000 in IRAs Converts Nothing. Their Kids Inherit the Tax Bill Instead.

Have a Large 401(k) Balance and Approaching 62? Make Sure You Convert Before This Medicare Rule Kicks In

New York Has the Heaviest State and Local Tax Burden in America. For a Retiree Living on Social Security, Here’s What It Really Costs.

A 72-Year-Old Couple With $900,000 in IRAs Converts Nothing. Their Kids Inherit the Tax Bill Instead.

Have a Large 401(k) Balance and Approaching 62? Make Sure You Convert Before This Medicare Rule Kicks In

A 72-Year-Old Couple With $900,000 in IRAs Converts Nothing. Their Kids Inherit the Tax Bill Instead.

Have a Large 401(k) Balance and Approaching 62? Make Sure You Convert Before This Medicare Rule Kicks In

Personal Finance Articles

All Personal Finance Articles

Social Security Disability Converts to Retirement at 67. Your $1,800 Check Stays the Same

The $3.2 Million 401(k) Tax Surprise Retirees Miss Until It’s Too Late

The 401(k) Tax Bomb That Hits Retirees With $2.5 Million: $7,862 Monthly RMDs Plus IRMAA Surcharges

How to Recover Financially After a Gray Divorce

I Want to Start a Vending Machine Business: Should I Really Save $3,330 in Cash First?

Clark Howard Settles Credit Score Debate: How to Help a Family Member Without Risking Your Own

I Have $30K in Credit Card Debt Across 3 Cards and Don’t Budget: Am I Beyond Help?

“I make $36k a year with $136k in debt and won’t sell my prize-winning horse: am I making a financial mistake?”

I have a $100K variable annuity in my IRA: should I withdraw from it first in retirement?

Renting vs. Buying: Why Financial Advisors Say the ‘Right’ Choice Depends on Your Life Stage, Not Your Wallet

“I’ve Been Bankrupt Twice and Just Bought a $52,000 Truck on a $65,000 Salary: How Do I Stop the Pattern?”

“I’ve Been Beating Banks With Bonus Accounts for 10 Years: Here’s the System That Earned Me Thousands”

We’re Debt-Free With $1,800 Saved and Want to Spend $400 on a Kitchen Appliance: Should We Wait?

Stop Saving $1,000 for Emergencies: Here’s the 1-3-6 Method Financial Advisors Say Actually Works

We’re 40 with $175K cash and a $475K mortgage at 5%. Should we pay it down or invest instead?

A 72-Year-Old Couple With $900,000 in IRAs Converts Nothing. Their Kids Inherit the Tax Bill Instead.

Have a Large 401(k) Balance and Approaching 62? Make Sure You Convert Before This Medicare Rule Kicks In

New York Has the Heaviest State and Local Tax Burden in America. For a Retiree Living on Social Security, Here’s What It Really Costs.

Featured Reads

A 72-Year-Old Couple With $900,000 in IRAs Converts Nothing. Their Kids Inherit the Tax Bill Instead.

Have a Large 401(k) Balance and Approaching 62? Make Sure You Convert Before This Medicare Rule Kicks In