Personal Finance Articles

All Personal Finance Articles

5884 Articles

Michael Williams | 16 hours ago

Why Paying Off $80K in Student Loans Could Cost You $500,000

A financial podcaster told a listener carrying $80,000 in student loans at 5.35% to stop aggressively paying them down, and…

Michael Williams | 17 hours ago

‘God Almighty, Joanna, Sell the Boat!’: Ramsey Show Hosts to Edmonton Caller With $193K Debt and $380K Income

A couple earning $380,000 a year called into the Ramsey Show drowning in six figures of consumer debt, and the…

Gerelyn Terzo | 19 hours ago

A Few States Let You Swap Medigap Every Birthday With No Health Questions. Yours Might Be One.

Most Medicare enrollees assume they are permanently locked into their Medigap plan once the enrollment window closes, leaving them helpless…

David Beren | 20 hours ago

The Medicare IRMAA Surcharge Can Add Thousands to Your Retirement Costs. Here’s How to Avoid It

A hidden Medicare surcharge blindsides thousands of retirees each year, and the income decisions you make today are already setting…

David Beren | 20 hours ago

The Average Retiree Owes $11,349 the Day They Retire: What 97% Carry Into Social Security, in Dollars

Most Americans picture retirement as the moment they finally get ahead, but a sweeping analysis of tens of thousands of…

Gerelyn Terzo | 20 hours ago

A Roofer at 61 Can’t Climb Anymore. Why Claiming Social Security at 62 Is the Right Call, Not the Mistake.

Three decades of roofing left his knees, shoulder, and back in ruins before his paycheck did, and now every piece…

Marc Guberti | 21 hours ago

Retiring at 62 With $1.6 Million in a 401(k)? Your Biggest Tax Problem Is 11 Years Away

Retiring at 62 with a seven-figure 401(k) feels like winning, but a clock started ticking the moment you left work,…

Gerelyn Terzo | 22 hours ago

The Grocery Cards and Dental Perks That Sold You on Advantage Are Quietly Shrinking in 2026

Your Medicare Advantage plan may still show a $0 premium, but the grocery card and dental allowance that made you…

AJ Tiarsmith | 22 hours ago

This Couple Built a $1.5 Million Net Worth, But Most of It Is Locked Away With Penalties Attached. They’re Stuck in the “Middle-Class Trap.”

Emily hesitates before buying strawberries, even though she and her husband have built a net worth approaching $1.5 million. The…

Gerelyn Terzo | 23 hours ago

He Sold His HVAC Business and Trucks in One Year. Two Years Later, Medicare Billed Him Like a Millionaire.

An HVAC contractor sold his business, paid his taxes, and booked a trip to Portugal. Two years later, Medicare sent…

Gerelyn Terzo | Yesterday

Texas Wants to Give Homeowners a Property Tax Break at 55. Could Your State Be Next?

A Texas proposal could make 55 the new 65 for property-tax relief, and the political forces driving it are already…

Marc Guberti | Yesterday

The $1.3 Million 401(k) Trap: Why Converting $130,000 at Once Costs $19,800 More Than It Should

Converting a 401(k) to a Roth sounds straightforward until the tax bill arrives and reveals a costly mistake hiding inside…

Michael Williams | Yesterday

Snowbirding Sounds Like the Dream Retirement but The Math on Two Homes Is Brutal

Chasing 70 degrees year-round by splitting time between a northern home and a Florida getaway sounds like a retirement sweet…

Michael Williams | Yesterday

How $400,000 in BDC ETFs Can Pay $36,000 a Year and What the Default Risk Really Looks Like

BDC ETFs dangle yields that could replace a Social Security check from a fraction of the capital, but the fine…

Michael Williams | Yesterday

The Hidden Costs of The Villages Nobody Mentions Until You Move In

The napkin math looks clean until you move in and find three or four line items the sales center never…

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Personal Finance Articles

All Personal Finance Articles

Why Paying Off $80K in Student Loans Could Cost You $500,000

‘God Almighty, Joanna, Sell the Boat!’: Ramsey Show Hosts to Edmonton Caller With $193K Debt and $380K Income

A Few States Let You Swap Medigap Every Birthday With No Health Questions. Yours Might Be One.

The Medicare IRMAA Surcharge Can Add Thousands to Your Retirement Costs. Here’s How to Avoid It

The Average Retiree Owes $11,349 the Day They Retire: What 97% Carry Into Social Security, in Dollars

A Roofer at 61 Can’t Climb Anymore. Why Claiming Social Security at 62 Is the Right Call, Not the Mistake.

Retiring at 62 With $1.6 Million in a 401(k)? Your Biggest Tax Problem Is 11 Years Away

The Grocery Cards and Dental Perks That Sold You on Advantage Are Quietly Shrinking in 2026

This Couple Built a $1.5 Million Net Worth, But Most of It Is Locked Away With Penalties Attached. They’re Stuck in the “Middle-Class Trap.”

He Sold His HVAC Business and Trucks in One Year. Two Years Later, Medicare Billed Him Like a Millionaire.

Texas Wants to Give Homeowners a Property Tax Break at 55. Could Your State Be Next?

The $1.3 Million 401(k) Trap: Why Converting $130,000 at Once Costs $19,800 More Than It Should

Snowbirding Sounds Like the Dream Retirement but The Math on Two Homes Is Brutal

How $400,000 in BDC ETFs Can Pay $36,000 a Year and What the Default Risk Really Looks Like

The Hidden Costs of The Villages Nobody Mentions Until You Move In

Trump Tells GM Workers “I’ve Done More For You Than Your Parents.” Michigan Lost 4,000 Auto Parts Jobs This Year.

She Inherited 200 Acres of Texas Land Expecting a Windfall From the Water Beneath It. A 2025 Ruling Said Otherwise.

“I Feel Like I’ve Been Fired by America”: Cracker Barrel’s CEO Steps Down a Year After Its $100 Million Logo Disaster

She Inherited 200 Acres of Texas Land Expecting a Windfall From the Water Beneath It. A 2025 Ruling Said Otherwise.

'That Version of Philip Works 60 Hours, Two Jobs, Three Jobs': Dave Ramsey to 49-Year-Old Living Below the Poverty Line in Los Angeles

Trump Tells GM Workers “I’ve Done More For You Than Your Parents.” Michigan Lost 4,000 Auto Parts Jobs This Year.

She Inherited 200 Acres of Texas Land Expecting a Windfall From the Water Beneath It. A 2025 Ruling Said Otherwise.

Personal Finance Articles

All Personal Finance Articles

Why Paying Off $80K in Student Loans Could Cost You $500,000

‘God Almighty, Joanna, Sell the Boat!’: Ramsey Show Hosts to Edmonton Caller With $193K Debt and $380K Income

A Few States Let You Swap Medigap Every Birthday With No Health Questions. Yours Might Be One.

The Medicare IRMAA Surcharge Can Add Thousands to Your Retirement Costs. Here’s How to Avoid It

The Average Retiree Owes $11,349 the Day They Retire: What 97% Carry Into Social Security, in Dollars

A Roofer at 61 Can’t Climb Anymore. Why Claiming Social Security at 62 Is the Right Call, Not the Mistake.

Retiring at 62 With $1.6 Million in a 401(k)? Your Biggest Tax Problem Is 11 Years Away

The Grocery Cards and Dental Perks That Sold You on Advantage Are Quietly Shrinking in 2026

This Couple Built a $1.5 Million Net Worth, But Most of It Is Locked Away With Penalties Attached. They’re Stuck in the “Middle-Class Trap.”

He Sold His HVAC Business and Trucks in One Year. Two Years Later, Medicare Billed Him Like a Millionaire.

Texas Wants to Give Homeowners a Property Tax Break at 55. Could Your State Be Next?

The $1.3 Million 401(k) Trap: Why Converting $130,000 at Once Costs $19,800 More Than It Should

Snowbirding Sounds Like the Dream Retirement but The Math on Two Homes Is Brutal

How $400,000 in BDC ETFs Can Pay $36,000 a Year and What the Default Risk Really Looks Like

The Hidden Costs of The Villages Nobody Mentions Until You Move In

Trump Tells GM Workers “I’ve Done More For You Than Your Parents.” Michigan Lost 4,000 Auto Parts Jobs This Year.

She Inherited 200 Acres of Texas Land Expecting a Windfall From the Water Beneath It. A 2025 Ruling Said Otherwise.

“I Feel Like I’ve Been Fired by America”: Cracker Barrel’s CEO Steps Down a Year After Its $100 Million Logo Disaster

Featured Reads

She Inherited 200 Acres of Texas Land Expecting a Windfall From the Water Beneath It. A 2025 Ruling Said Otherwise.

'That Version of Philip Works 60 Hours, Two Jobs, Three Jobs': Dave Ramsey to 49-Year-Old Living Below the Poverty Line in Los Angeles