For millions of retirees, Social Security serves as a critical source of monthly income. Each year, beneficiaries often look forward to cost-of-living adjustments (COLAs) that are designed to help those benefits keep pace with…
On her podcast Women & Money, Suze Orman fielded a question from a listener named Jennifer, whose term life policies were expiring just as retirement began. Jennifer and her spouse had saved several million…
A public safety worker called The Ramsey Show with a problem most people would trade for: he can’t stop saving. He and his family escaped Vietnam after the war, lived in poverty, and now…
Many retirees need Social Security to cover their essential expenses. You should know that the age you claim benefits at could play a big role in what you’re paid each month. There’s one…
Picture someone six months from their 67th birthday, sitting at the kitchen table with a coffee and a manila folder. They want to start Social Security, but cannot decide whether to file online, call…
On episode #1145 of the How to Money podcast, guest Jesse Cramer explained why he and his wife skipped funding their Roth IRAs in 2025 for the first time in more than a decade.…
On a recent episode of the Jill on Money podcast, a 50-year-old solo content creator named Susan called in scared. She has run a one-woman shop for two decades, averaging $250,000 a year for…
On a recent episode of the How to Money podcast, host Jesse Cramer admitted something most personal finance voices would never say out loud. “2025 was the first year for us in probably over…
Suze Orman, host of the Women & Money podcast, has been blunt about the most popular default option in American 401(k) plans. Her position: “When people ask me whether target-date funds are a good…
A 24-year-old youth pastor called The Ramsey Show recently with a question millions of low earners ask themselves: “how do I save for retirement when I have a low income?” He explained he was…
A retiree near 70 called into the Talking Real Money podcast with a question that sounds technical but actually decides whether he keeps thousands of dollars or hands them to his lender. He has…
Social Security is important to many older Americans. Once you retire, you’ll probably need those benefits to pay your living expenses. For this reason, it’s important to file for Social Security at the right…
Karen, a 58-year-old nurse who is newly single or newly divorced and sitting on $600,000 in retirement savings, called the Ramsey Everyday Millionaires show afraid she had to pick between buying a home and…
Jay, a 27-year-old from Oklahoma City, called The Ramsey Show carrying $35,000 to $45,000 in debt while attending school, working two jobs, and quietly making the monthly note on his disabled father’s truck. Dave…
On a recent episode of The Ramsey Show, co-host George Kamel cut to the heart of why so many earners feel broke: “Wealthy people ask how much. Poor people ask how much per month,…
