Financial emergencies reveal what was hiding in plain sight. When Dave Ramsey fielded a call from Heather on a January 2026 episode of The Ramsey Show, the crisis was multilayered: her husband’s gambling addiction…
There are many baby boomers today who rely heavily on Social Security to make ends meet in retirement. And there’s a reason for that. Pensions were very common when baby boomers started their careers.…
As remaining Baby Boomers wind down for retirement while the already-retired move forward with their retirement plans amid their golden years, it’s about time we discussed some of the more common retirement myths, why…
With a dozen New York Times list best selling books to her name along with an Emmy award winning TV show and a syndicated podcast, Suze Orman has built a media empire on her…
Inheriting a home can be both a gift and a source of stress, especially when it comes with an existing mortgage. For many people, the situation is unfamiliar and confusing. Suddenly, you’re forced to…
Choosing a financial advisor is one of the most important money-related decisions you can make, yet many people approach it casually or skip the vetting process altogether. With countless professionals offering financial advice, titles…
When you collect Social Security, you're entitled to a standard benefit called your primary insurance amount (PIA), calculated from your 35 highest-earning years. You receive this full amount only at your full retirement age…
In 2026, the maximum Social Security benefit is $5,181 per month. While most people don’t receive this much money, those who maxed out their average wages and claimed benefits at the age of 70…
Best-selling author and personal finance expert Dave Ramsey has been on a mission to help people transform their relationship with money and get out of debt. With his highly successful book, “The Total Money…
If you’re working at a company that has a generous 401(k) match option, you should probably take it as you would “extra gravy” on your biscuit, as long as it fits within your personal…
Retirement opens the door to new possibilities, and for many people, that means finally choosing a place to live that prioritizes comfort, climate, and quality of life. With daily commutes, work stress, and career…
A lot of people dream of being able to retire early and enjoy the freedom of not being bound to a job at a younger-than-average age. But as you might imagine, it takes a…
Think you’re ready for retirement? Even if you hit your retirement savings goals and you’re ready to collect your gold watch, influential financial planner Suze Orman says you are really not ready unless you…
Personal finance guru Dave Ramsey recently weighed in on the retirement planning debate between traditional 401(k) plans and a newer alternative called a Roth 401(k). His explanation stands out for its clarity and the…
Social Security pays benefits to roughly 70 million Americans every month, and almost every one of them is operating on at least one piece of bad information about how it works. That’s not a…
