Personal Finance Articles

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4615 Articles

Don Lair | May 17, 2026 at 4:31 AM EDT

Why Your Overtime Pay Should Follow the Same 25% Rule, Even When Working Extra Shifts

The paycheck hits fatter after overtime, and the mental accounting starts immediately. That extra $37.41 an hour, plus the time-and-a-half…

Jeremy Phillips | May 16, 2026 at 8:31 PM EDT

We Make Just North of $200K and Have $70K in Car Debt: Dave Ramsey Says Stop Investing Now

A salesman called The Ramsey Show with what sounds like the opposite of a problem. He’d tripled his income, was…

Marc Guberti | May 16, 2026 at 8:28 PM EDT

The 401(k) Vesting Mistake That Cost a Pre-Retiree $74,000 in Forfeited Match

A senior manager at a Fortune 500 firm, age 47, accepted a competing offer last spring and gave two weeks’…

Ian Cooper | May 16, 2026 at 4:55 PM EDT

America’s Appalachian Mountains Hold 300+ Years Worth of Lithium Imports

A caller on The Indicator from Planet Money summed up the week’s lithium news in one line: “There is kind of…

Marc Guberti | May 16, 2026 at 4:28 PM EDT

Can a 52-Year-Old Really Tap a 401(k) Early Without the 10 Percent Penalty? The SEPP Math, Step by Step

A 52-year-old who recently retired and rolled $850,000 from a former 401(k) into a traditional IRA is staring at the…

Gerelyn Terzo | May 16, 2026 at 2:35 PM EDT

Social Security Back Payments Hit $50K for Some Retirees in 2026. Most Americans Missed This.

For the first time in years, a retired teacher in Ohio, a former police sergeant in Massachusetts, or the widow…

Jeremy Phillips | May 16, 2026 at 2:31 PM EDT

We have a $1,500 mortgage and paid-off cars but our small house is killing our family happiness: should we upgrade now or wait?

On a recent episode of the Money Guy Show, co-host Bo Hanson confronted a caller named Luke with a hard…

Jeremy Phillips | May 16, 2026 at 1:31 PM EDT

Ben Carlson Says Skip the Luxury Car and House Hunt Smart. That’s Real Inflation Protection.

Ben Carlson, portfolio manager at Ritholtz Wealth Management and the voice behind A Wealth of Common Sense, dropped a line…

Christy Bieber | May 16, 2026 at 12:49 PM EDT

Your Medicare Part B Premium Just Ate a Third of Your 2026 Social Security Raise. Here Is How to Fight Back.

In 2026, retirees who collect Social Security got an increase in their monthly benefits. Specifically, the cost-of-living-adjustment (COLA) for 2026…

David Beren | May 16, 2026 at 12:43 PM EDT

The 2025 TIAA-GFLEC Study Confirms It: Low Financial Literacy Makes You 3 Times More Financially Fragile

The TIAA Institute-GFLEC Personal Finance Index has tracked how much Americans actually know about money for nearly a decade, and…

Don Lair | May 16, 2026 at 12:31 PM EDT

Your Power of Attorney Can’t Pay Your Bills Without This One Thing: Here’s What to Do Now

Imagine your mother has a stroke. You are her power of attorney. You have her bank passwords written down in…

Marc Guberti | May 16, 2026 at 12:28 PM EDT

The QLAC Move That Defers $200,000 of 401(k) RMDs Past Age 85

A 70-year-old retiree with $2 million in a traditional 401(k) has roughly three years before required minimum distributions force the…

Drew Wood | May 16, 2026 at 11:46 AM EDT

If You Have $2.7 Million Saved at 56 and Want to Retire at 60, Here Is the Bridge Math Most Advisors Get Wrong

A 56-year-old couple with $2.7 million saved for retirement sits down with an advisor and hears the standard line: apply…

Ian Cooper | May 16, 2026 at 11:37 AM EDT

At 67, Earn $50,000 a Year From Self-Employment Without Losing a Dime of Social Security

A 67-year-old retiree picks up two consulting clients, works roughly 20 hours a week, and bills out at around $50…

Don Lair | May 16, 2026 at 11:31 AM EDT

I’ve Been Self-Employed for Seven Years and Finally Made My First Budget: Here’s Why I Cried

A dog trainer from Alaska called into The Ramsey Show recently and almost broke down on air. She had been…

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Personal Finance Articles

All Personal Finance Articles

Why Your Overtime Pay Should Follow the Same 25% Rule, Even When Working Extra Shifts

We Make Just North of $200K and Have $70K in Car Debt: Dave Ramsey Says Stop Investing Now

The 401(k) Vesting Mistake That Cost a Pre-Retiree $74,000 in Forfeited Match

America’s Appalachian Mountains Hold 300+ Years Worth of Lithium Imports

Can a 52-Year-Old Really Tap a 401(k) Early Without the 10 Percent Penalty? The SEPP Math, Step by Step

Social Security Back Payments Hit $50K for Some Retirees in 2026. Most Americans Missed This.

We have a $1,500 mortgage and paid-off cars but our small house is killing our family happiness: should we upgrade now or wait?

Ben Carlson Says Skip the Luxury Car and House Hunt Smart. That’s Real Inflation Protection.

Your Medicare Part B Premium Just Ate a Third of Your 2026 Social Security Raise. Here Is How to Fight Back.

The 2025 TIAA-GFLEC Study Confirms It: Low Financial Literacy Makes You 3 Times More Financially Fragile

Your Power of Attorney Can’t Pay Your Bills Without This One Thing: Here’s What to Do Now

The QLAC Move That Defers $200,000 of 401(k) RMDs Past Age 85

If You Have $2.7 Million Saved at 56 and Want to Retire at 60, Here Is the Bridge Math Most Advisors Get Wrong

At 67, Earn $50,000 a Year From Self-Employment Without Losing a Dime of Social Security

I’ve Been Self-Employed for Seven Years and Finally Made My First Budget: Here’s Why I Cried

SpaceX IPO Could Create More Wealth Than All IPOs in the Last 20 Years Combined. Here’s Why Early Investors Are Banking On It

The No. 1 Reason to Buy and Hold Walmart Forever Has Virtually Nothing to Do With Its Brick-and-Mortar Stores

Social Security’s $68 Billion Giveaway Just Ran into a Brick Wall

Half of Thirtysomethings Prioritize Retirement Planning, but Only 29% Have an Actual Written Plan

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

SpaceX IPO Could Create More Wealth Than All IPOs in the Last 20 Years Combined. Here’s Why Early Investors Are Banking On It

The No. 1 Reason to Buy and Hold Walmart Forever Has Virtually Nothing to Do With Its Brick-and-Mortar Stores

Personal Finance Articles

All Personal Finance Articles

Why Your Overtime Pay Should Follow the Same 25% Rule, Even When Working Extra Shifts

We Make Just North of $200K and Have $70K in Car Debt: Dave Ramsey Says Stop Investing Now

The 401(k) Vesting Mistake That Cost a Pre-Retiree $74,000 in Forfeited Match

America’s Appalachian Mountains Hold 300+ Years Worth of Lithium Imports

Can a 52-Year-Old Really Tap a 401(k) Early Without the 10 Percent Penalty? The SEPP Math, Step by Step

Social Security Back Payments Hit $50K for Some Retirees in 2026. Most Americans Missed This.

We have a $1,500 mortgage and paid-off cars but our small house is killing our family happiness: should we upgrade now or wait?

Ben Carlson Says Skip the Luxury Car and House Hunt Smart. That’s Real Inflation Protection.

Your Medicare Part B Premium Just Ate a Third of Your 2026 Social Security Raise. Here Is How to Fight Back.

The 2025 TIAA-GFLEC Study Confirms It: Low Financial Literacy Makes You 3 Times More Financially Fragile

Your Power of Attorney Can’t Pay Your Bills Without This One Thing: Here’s What to Do Now

The QLAC Move That Defers $200,000 of 401(k) RMDs Past Age 85

If You Have $2.7 Million Saved at 56 and Want to Retire at 60, Here Is the Bridge Math Most Advisors Get Wrong

At 67, Earn $50,000 a Year From Self-Employment Without Losing a Dime of Social Security

I’ve Been Self-Employed for Seven Years and Finally Made My First Budget: Here’s Why I Cried

SpaceX IPO Could Create More Wealth Than All IPOs in the Last 20 Years Combined. Here’s Why Early Investors Are Banking On It

The No. 1 Reason to Buy and Hold Walmart Forever Has Virtually Nothing to Do With Its Brick-and-Mortar Stores

Social Security’s $68 Billion Giveaway Just Ran into a Brick Wall

Featured Reads

Half of Thirtysomethings Prioritize Retirement Planning, but Only 29% Have an Actual Written Plan

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year