If You Can’t Max Out Your 401(k), at Least Do This
There’s a reason most people with access to a 401(k) plan don’t manage to contribute the max. It takes a lot of money to do that given how generous 401(k) limits have gotten. In…
Personal Finance
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I have enough money to retire today but if I keep working, I can add a few million more – is it worth it?
A Reddit user in his mid-30s, has $5.27 million, and is on track to have $7.89 million by April of 2026. He’s married but has no kids and he needs around $129K per year…
Could Preferred Stock ETFs Be the Secret to Stable Income?
Income-based investors often devote a large part of their securities research time looking at bonds. dividend stocks, REITs, and midstream companies. For those with less bandwidth to devote to individual securities, comparing ETFs that…
We’re in our 40s and have saved millions but the political climate is making us nervous – will our nest egg be enough?
Today’s political climate is an interesting one, and it has a lot of people worried about the economy. As it is, tariff policies have already had a huge impact on the stock market.…
Someone Called Saying an Old Credit Card Had $70k on It. Here’s What I Did.
A lot of people are used to racking up debt on credit cards. It’s less common to be owed money by a credit card company. But it can happen. Here’s a basic example.…
Dave Ramsey says anyone can become a millionaire using this simple $100 investment strategy.
Some people make over $1 million per year, but that’s not how most people become millionaires. People who can stay financially disciplined over several decades can also become millionaires, even if they have modest…
Mark Cuban shares the night that changed everything – How a single failure ignited his relentless drive
It’s easy to look at a successful entrepreneur and ignore all of the obstacles they have faced. However, Mark Cuban shared a story in a 2013 interview that captures the struggles of starting and…
Why I Gave My Boss a 60-Day Retirement Notice After 40 Years in the Workforce
When I resigned from my high-pressured finance job in my 20s, I didn’t have another job lined up. Instead, my plan was to freelance for a while (I’d been building up a client…
Dave Ramsey shares the common-sense way to give your kids millions “with strings attached”
Dave Ramsey gets a lot of callers on the Dave Ramsey Show. While some of his callers talk about their financial setbacks and ask Dave for advice, the financial guru recently got a call…
I want to buy the land next to my house for $1.7 million to build a playground for my kids – can I afford it?
One of the biggest advantages of the fat or chubby FIRE lifestyle (financial independence, retire early) is the freedom to meaningfully improve your quality of life. That freedom shows up most clearly when someone…
1 in 3 Americans Rely on a Side Hustle for Everyday Bills – Is This Sustainable?
Picking up a job on the side used to be something you did when you needed extra money. You might decide to work a second job to buy some amazing holiday gifts, for example,…
My Friend Could Have Retired But Fear About “The New 4% Rule” Has Them Sitting On Their Hands
One of the most interesting challenges with deciding when to retire is a timeless debate about whether or not you will run out of money before passing away. This is understandably a big concern…
9 in 10 Americans Count on Social Security but Only 1 in 5 Fully Understand It
Social Security is one of the most important entitlement benefits in American history because it has helped millions of seniors have a financially secure retirement. The program provides guaranteed lifetime income for those who…
My Boomer Dad Recently Retired At 67, But Had Nothing Other Than a 401K). How Common Is This?
Back in the day, it was common for private sector employers to offer workers access to a pension that would take care of them during retirement. But over the past number of decades,…
I’m Ready To Retire Early, but Does That Mean Leaving My 401(k) Untouched For Another 5 Years?
A lot of people have no choice but to work until their late 60s or even beyond due to a lack of savings. But if you’ve saved well enough, retiring early may be…