3 ETFs That Investors Are Plowing Money Into This Year
The S&P 500 and Nasdaq 100 haven’t been hit this hard in quite a while. With the S&P 500 and Nasdaq 100 correcting, self-guided investors with too much cash may wish to start doing…
Personal Finance
All Personal Finance Articles
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After Becoming Fantastically Wealthy in Our 30s, Ready to Retire, My Wife Wants to Divorce
Some people become financially free much sooner than the average person. While most people wait until their 60s or 70s to retire, some people can get out of the workforce in their 30s. Reaching…
My Sister Wants a Share of My $4 Million Retirement, What Are My Options?
Parents don’t always treat their children fairly. A parent might give one child a 10:00 PM curfew and impose a 9:00 PM curfew on their sibling. A parent might also treat their children…
Donald Trump’s ‘No Taxes on Tips’ Unanimously Passed
In 2024, Donald Trump promised to end federal taxes on tips received by service workers, but has he fulfilled his promise? How realistic was this promise? Is there any hope that it will become…
We own $1.8 million worth of real estate free and clear – should I keep working or retire with a paid-off home in a high-cost city?
A 46-year-old Redditor with a $12 million net worth is wondering if he should stop working or not. He owns his $1.8 million primary home free and clear, and he also has plenty of…
I’m 42 and single – I’ve been able to save over $3 million for retirement but now I’m struggling to find motivation
A 42-year-old Reddit user with over $3 million saved is struggling to find the motivation to keep working. According to a recent post he made, he’s burned out at his job, hasn’t taken more…
At 40, I worked my butt off and ended up making $1.1 million last year
A Reddit user posted a thread recently in which he explained that he was 40 years old and he managed to make over $1.1 million last year. He said that he “worked his butt…
I’m 50 and plan on working at least another 5 years – will I have enough money saved to spend $300k every year in retirement?
A Reddit user is hoping to retire at 55 with $300K to spend in retirement. He feels fairly confident that he’s on track to do so as he plans to work for another five…
There Is Nothing Wrong With Credit Cards – You’re Just Using Them Wrong
It should go without saying that the most important thing you need to do with a credit card is use it responsibly. If you don’t, the consequences can be terrible, including debt collectors and…
I am a financial advisor and I earn a living from fees and commissionable products. Here is why my service is valuable.
As many prospective retirees wind down, many may wonder if their retirement plan and nest egg are in decent enough shape to finally make the move. Undoubtedly, many Americans feel just a bit uneasy…
This Could Be the Easiest Way to Boost Your Social Security
The typical retired worker on Social Security today collects about $1,979 a month, or a little less than $24,000 a year. That’s a nice amount of money when combined with other income sources. But…
If You’re Still Paying With Cash, Stop. Credit Cards Are Better In Every Way
For as many years as I can remember I’ve heard the phrase “cash is king,” but I don’t believe that’s really telling the whole story anymore. Cash may be great for some things, but…
Jim Rohn says “If you’re not willing to risk the unusual, you will have to settle for the ordinary” – should you be taking more risk?
Entrepreneur, author, motivational speaker, and family man, Jim Rohn was many things to many people, seemingly excelling at all of them. Born to a poor family, by the time Rohn turned 30, he was…
I’m 27 and have I have $33,000 in a Roth and $48,000 in my 401K. Here are some of my biggest wins.
Retirement doesn’t have to be someone’s number-one priority as they get started on their professional journeys in their early-20s. That said, after one has settled into a new career, starting the retirement saving journey…
Baby Boomers Are Making 3 Retirement Mistakes That Spell Disaster
At some point, all Baby Boomers will want to retire. Unfortunately, many are still making decisions that may prevent retirement and potential disaster in retirement. In fact, here are just a few of the…