Stock Market Live July 28, 2028: S&P 500 (SPY) Struggling to Stay Green

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Michael Williams | Jul 24, 2026 at 7:29 PM EDT

Retiring on a Cruise Ship Costs Less Than You Think. Until It Doesn’t.

The spreadsheet that makes permanent cruise living look cheaper than assisted living is seductive, and it stays seductive right up…

Michael Williams | Jul 24, 2026 at 6:27 PM EDT

$3,000 a Month in Margaritaville: Here’s How to Retire There at 62 Without Touching Your Savings

Retiring at 62 in a Florida 55-plus community on $3,000 a month sounds like the cleanest early retirement in America,…

Michael Williams | Jul 24, 2026 at 6:12 PM EDT

How Much Do You Need Invested to Match the Maximum Social Security Benefit With Dividends?

Replacing a Social Security check with dividend income sounds straightforward until you realize the yield you chase changes the capital…

Michael Williams | Jul 24, 2026 at 5:10 PM EDT

How Much of a $12,000 Monthly Dividend Paycheck Do You Actually Keep After Taxes?

A $144,000 annual dividend paycheck sounds like financial freedom, but the tax character of every security you own quietly decides…

Gerelyn Terzo | Jul 24, 2026 at 3:02 PM EDT

You Can Go Decades on Original Medicare and Never Get a Covered Pair of Glasses. Here’s the One Loophole.

Most people on Original Medicare assume vision coverage is simply off the table, but there is exactly one situation where…

Gerelyn Terzo | Jul 24, 2026 at 2:02 PM EDT

She Chose Retirement Over the Next Tech Overhaul. It Unlocked a Hidden Social Security Window.

She pulled in six figures before walking away from her job at 63, which should have wiped out her Social…

Marc Guberti | Jul 24, 2026 at 12:10 PM EDT

The RMD Trap That Quietly Costs Retirees Thousands in Medicare Premiums and How to Avoid It

Your required minimum distribution looks routine on paper, but layered on top of Social Security and pension income, it can…

Michael Williams | Jul 24, 2026 at 12:07 PM EDT

From a $45,000 Income Stream to $90,000 Without Investing Another Dollar

Doubling an income stream sounds like it requires doubling your capital, but the real lever is yield, and pulling it…

Carl Sullivan | Jul 24, 2026 at 11:32 AM EDT

A $200,000 Annuity Locks In $1,300 a Month for Life, but Here Is the Trade-Off Retirees Miss

A 7.8% payout sounds like the retirement income problem solved, but handing over $200,000 to an insurance company creates a…

David Beren | Jul 24, 2026 at 11:31 AM EDT

At the Average Retiree’s Spending Rate, $500,000 Lasts About 9 Years. Here’s What Stretches It to 25.

A $500,000 nest egg sounds like a comfortable retirement cushion until you do the math and realize most retirees burn…

David Beren | Jul 24, 2026 at 11:07 AM EDT

A 68-Year-Old With $850,000 in a Traditional IRA Is Sitting on a Six-Figure Tax Bill. Here’s How Retirees Shrink It.

That $850,000 traditional IRA balance is not what it appears to be, because the IRS has a quiet claim on…

Gerelyn Terzo | Jul 24, 2026 at 11:05 AM EDT

Medicare’s Free ‘Annual Wellness Visit’ Isn’t a Physical. Ask the Wrong Question and a Bill Follows.

Medicare promises a free annual visit, yet bills keep arriving in the mail for patients who thought they did everything…

Gerelyn Terzo | Jul 24, 2026 at 10:01 AM EDT

Gen X Worker at 58 Skips the $39 Trillion Debate and Focuses on Debt Strategy Before Claiming Social Security

Worrying about a $39 trillion national debt feels responsible, but a 58-year-old still paying off credit cards, a car loan,…

Danielle Liverance | Jul 24, 2026 at 9:55 AM EDT

If Your Teenager Has A Part Time Job, You Can Probably Make Them A Tax Free Millionaire In Retirement. Here’s The Math

Most parents hand their teenager a debit card and call it a financial lesson, but there is a move hiding…

Carl Sullivan | Jul 24, 2026 at 7:58 AM EDT

Why Your Social Security Claiming Age Matters Less Than This Number

Everyone argues about whether to claim Social Security at 62 or 70, but that debate may be a distraction from…

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Personal Finance Articles

All Personal Finance Articles

Retiring on a Cruise Ship Costs Less Than You Think. Until It Doesn’t.

$3,000 a Month in Margaritaville: Here’s How to Retire There at 62 Without Touching Your Savings

How Much Do You Need Invested to Match the Maximum Social Security Benefit With Dividends?

How Much of a $12,000 Monthly Dividend Paycheck Do You Actually Keep After Taxes?

You Can Go Decades on Original Medicare and Never Get a Covered Pair of Glasses. Here’s the One Loophole.

She Chose Retirement Over the Next Tech Overhaul. It Unlocked a Hidden Social Security Window.

The RMD Trap That Quietly Costs Retirees Thousands in Medicare Premiums and How to Avoid It

From a $45,000 Income Stream to $90,000 Without Investing Another Dollar

A $200,000 Annuity Locks In $1,300 a Month for Life, but Here Is the Trade-Off Retirees Miss

At the Average Retiree’s Spending Rate, $500,000 Lasts About 9 Years. Here’s What Stretches It to 25.

A 68-Year-Old With $850,000 in a Traditional IRA Is Sitting on a Six-Figure Tax Bill. Here’s How Retirees Shrink It.

Medicare’s Free ‘Annual Wellness Visit’ Isn’t a Physical. Ask the Wrong Question and a Bill Follows.

Gen X Worker at 58 Skips the $39 Trillion Debate and Focuses on Debt Strategy Before Claiming Social Security

If Your Teenager Has A Part Time Job, You Can Probably Make Them A Tax Free Millionaire In Retirement. Here’s The Math

Why Your Social Security Claiming Age Matters Less Than This Number

Stock Market Live July 28, 2028: S&P 500 (SPY) Struggling to Stay Green

Live Nasdaq Composite: Semiconductor Sell-Off Drags Nasdaq Lower in Split Market

Apple vs. Nvidia: Which Stock Is the Better Buy Now That AAPL Has Reclaimed the Top Market Cap Spot?

BlackRock Stuffed a Hedge Fund Inside an ETF. Billions Rushed In. Is It Actually Working?

2 Major Reasons to Buy Moderna Stock Before July 31

25 Health Systems Have Dropped Medicare Advantage in 2026. Here's What Enrollees Should Do Now.

New for 2026: Workers 60 to 63 Can Put Away an Extra $11,250. Almost Nobody Does.

Jim Cramer’s Accidental High Yielders Strategy. Buy Quality Dividend Stocks After Market Crashes at Double Their Normal Yield

Apple vs. Nvidia: Which Stock Is the Better Buy Now That AAPL Has Reclaimed the Top Market Cap Spot?

Personal Finance Articles

All Personal Finance Articles

Retiring on a Cruise Ship Costs Less Than You Think. Until It Doesn’t.

$3,000 a Month in Margaritaville: Here’s How to Retire There at 62 Without Touching Your Savings

How Much Do You Need Invested to Match the Maximum Social Security Benefit With Dividends?

How Much of a $12,000 Monthly Dividend Paycheck Do You Actually Keep After Taxes?

You Can Go Decades on Original Medicare and Never Get a Covered Pair of Glasses. Here’s the One Loophole.

She Chose Retirement Over the Next Tech Overhaul. It Unlocked a Hidden Social Security Window.

The RMD Trap That Quietly Costs Retirees Thousands in Medicare Premiums and How to Avoid It

From a $45,000 Income Stream to $90,000 Without Investing Another Dollar

A $200,000 Annuity Locks In $1,300 a Month for Life, but Here Is the Trade-Off Retirees Miss

At the Average Retiree’s Spending Rate, $500,000 Lasts About 9 Years. Here’s What Stretches It to 25.

A 68-Year-Old With $850,000 in a Traditional IRA Is Sitting on a Six-Figure Tax Bill. Here’s How Retirees Shrink It.

Medicare’s Free ‘Annual Wellness Visit’ Isn’t a Physical. Ask the Wrong Question and a Bill Follows.

Gen X Worker at 58 Skips the $39 Trillion Debate and Focuses on Debt Strategy Before Claiming Social Security

If Your Teenager Has A Part Time Job, You Can Probably Make Them A Tax Free Millionaire In Retirement. Here’s The Math

Why Your Social Security Claiming Age Matters Less Than This Number

Stock Market Live July 28, 2028: S&P 500 (SPY) Struggling to Stay Green

Live Nasdaq Composite: Semiconductor Sell-Off Drags Nasdaq Lower in Split Market

Apple vs. Nvidia: Which Stock Is the Better Buy Now That AAPL Has Reclaimed the Top Market Cap Spot?

BlackRock Stuffed a Hedge Fund Inside an ETF. Billions Rushed In. Is It Actually Working?

2 Major Reasons to Buy Moderna Stock Before July 31

Featured Reads

25 Health Systems Have Dropped Medicare Advantage in 2026. Here's What Enrollees Should Do Now.

New for 2026: Workers 60 to 63 Can Put Away an Extra $11,250. Almost Nobody Does.