Personal Finance Articles

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5291 Articles

Drew Wood | Jun 30, 2026 at 10:38 AM EDT

Take Home an Electrician’s Paycheck Without the High Voltage

The Bureau of Labor Statistics puts the median electrician at roughly $62,000 a year, while many experienced electricians earn $65,000…

Carl Sullivan | Jun 30, 2026 at 10:35 AM EDT

A $400,000 Annuity Guarantees $2,600 a Month for Life, but Here Is the $190,000 Retirees Are Giving Up

A 65-year-old retiree with $400,000 set aside is considering an annuity that pays roughly $2,600 a month, guaranteed for life.…

Gerelyn Terzo | Jun 30, 2026 at 10:03 AM EDT

A 73-Year-Old’s RMD Is Locked to Last Year’s Balance. When the Market Drops, He’s Forced to Sell Stocks at the Bottom.

Picture a 73-year-old retiree watching his brokerage statement in spring 2026. His traditional IRA is mostly in stocks, and the…

Marc Guberti | Jun 30, 2026 at 9:22 AM EDT

Have a $1.7 Million 401(k) and Entering Retirement? Make Sure You Do This Now

A recent post on r/retirement laid out a scenario familiar to anyone who has watched their pre-tax 401(k) compound for…

Drew Wood | Jun 30, 2026 at 8:35 AM EDT

Build The Income First. Freelance Later.

Freelancing gets sold as freedom. No boss, no commute, no office politics. Yet many retirees discover that freelancing comes with…

Austin Smith | Jun 30, 2026 at 8:34 AM EDT

I Review High-Yield Checking Accounts for A Living, and Here’s What Separates Strong Checking Accounts from Weak Ones in 2026

The best checking accounts share a small set of traits: no monthly maintenance fee or an easy waiver, no surprise…

Drew Wood | Jun 30, 2026 at 7:14 AM EDT

The $106,000 Line Most Retirees Cross by Accident – and the $2,000 Medicare Surcharge It Triggers.

The first required minimum distribution generally starts for the year you turn 73. Add a capital gain from selling a…

Drew Wood | Jun 30, 2026 at 7:14 AM EDT

Miss This 8-Month Window at 65 and Medicare Penalizes You Every Month for Life.

A 65-year-old leaves her job in March, signs up for COBRA to keep her doctors, and plans to deal with…

Carl Sullivan | Jun 30, 2026 at 7:08 AM EDT

If You Have $850,000 Saved at 59, Here Is the Monthly Income You Can Actually Count On

Fidelity’s retirement benchmark calls for roughly 8x salary saved by age 60. So a couple earning around $100,000 a year…

Drew Wood | Jun 30, 2026 at 6:14 AM EDT

The Celebration Portfolio That Pays For Date Nights, Birthdays, And Anniversaries Forever

Retirement planning usually starts with fear: housing, healthcare, and outliving the portfolio. Yet many of the moments people remember most…

Gerelyn Terzo | Jun 30, 2026 at 6:03 AM EDT

Forced to Take an RMD in a Down Market? Here’s the Tax Move That Avoids Selling Low

She is 75, retired, and looking at a brokerage statement she would rather not open. The market sold off hard…

Drew Wood | Jun 30, 2026 at 5:11 AM EDT

Endless Sun on Florida’s Gulf Coast: Here’s How to Retire There at 65 on $1.1 Million

Florida’s Gulf Coast remains one of America’s most popular retirement destinations. Warm winters, no state income tax, and communities such…

Marc Guberti | Jun 29, 2026 at 7:22 PM EDT

Make Sure You Calculate Your 401(k) RMD Before IRMAA Surcharges Hit Your Medicare

A 73-year-old logs into the 401(k) on a quiet Tuesday and sees the balance still north of $1.6 million after…

Omor Ibne Ehsan | Jun 29, 2026 at 4:00 PM EDT

A 25-Year-Old Built $500K in Stocks, 13 Rentals, and $10K a Month, While Spending Just $24K a Year

On ChooseFI episode 605, “Retire in Less Than 10 Years,” Cody Berman described what he called “a financial freedom sprint…

Austin Smith | Jun 29, 2026 at 3:21 PM EDT

How Do High-Yield Savings Account Sign-Up Bonuses Work, and Are They Worth It?

A savings account with a sign-up bonus pays a one-time cash reward for opening the account and meeting specific conditions.…

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Personal Finance Articles

All Personal Finance Articles

Take Home an Electrician’s Paycheck Without the High Voltage

A $400,000 Annuity Guarantees $2,600 a Month for Life, but Here Is the $190,000 Retirees Are Giving Up

A 73-Year-Old’s RMD Is Locked to Last Year’s Balance. When the Market Drops, He’s Forced to Sell Stocks at the Bottom.

Have a $1.7 Million 401(k) and Entering Retirement? Make Sure You Do This Now

Build The Income First. Freelance Later.

I Review High-Yield Checking Accounts for A Living, and Here’s What Separates Strong Checking Accounts from Weak Ones in 2026

The $106,000 Line Most Retirees Cross by Accident – and the $2,000 Medicare Surcharge It Triggers.

Miss This 8-Month Window at 65 and Medicare Penalizes You Every Month for Life.

If You Have $850,000 Saved at 59, Here Is the Monthly Income You Can Actually Count On

The Celebration Portfolio That Pays For Date Nights, Birthdays, And Anniversaries Forever

Forced to Take an RMD in a Down Market? Here’s the Tax Move That Avoids Selling Low

Endless Sun on Florida’s Gulf Coast: Here’s How to Retire There at 65 on $1.1 Million

Make Sure You Calculate Your 401(k) RMD Before IRMAA Surcharges Hit Your Medicare

A 25-Year-Old Built $500K in Stocks, 13 Rentals, and $10K a Month, While Spending Just $24K a Year

How Do High-Yield Savings Account Sign-Up Bonuses Work, and Are They Worth It?

Why Money Is Leaving Bitcoin for Hyperliquid

Former National Security Advisor Calls Iran’s $40 Billion Hormuz Toll Threat a “Blackmail Scheme” Against the Free Flow of Energy

You Aren’t Defined by Your Financial Mistakes: Dave Ramsey Tells a Caller to Cancel His Mother’s $18,000 Credit Card Immediately

You Aren't Defined by Your Financial Mistakes: Dave Ramsey Tells a Caller to Cancel His Mother's $18,000 Credit Card Immediately

Plumbers Retire Richer Than Their Bosses And Here's How the Pension Works

Why Money Is Leaving Bitcoin for Hyperliquid

Former National Security Advisor Calls Iran’s $40 Billion Hormuz Toll Threat a “Blackmail Scheme” Against the Free Flow of Energy

Personal Finance Articles

All Personal Finance Articles

Take Home an Electrician’s Paycheck Without the High Voltage

A $400,000 Annuity Guarantees $2,600 a Month for Life, but Here Is the $190,000 Retirees Are Giving Up

A 73-Year-Old’s RMD Is Locked to Last Year’s Balance. When the Market Drops, He’s Forced to Sell Stocks at the Bottom.

Have a $1.7 Million 401(k) and Entering Retirement? Make Sure You Do This Now

Build The Income First. Freelance Later.

I Review High-Yield Checking Accounts for A Living, and Here’s What Separates Strong Checking Accounts from Weak Ones in 2026

The $106,000 Line Most Retirees Cross by Accident – and the $2,000 Medicare Surcharge It Triggers.

Miss This 8-Month Window at 65 and Medicare Penalizes You Every Month for Life.

If You Have $850,000 Saved at 59, Here Is the Monthly Income You Can Actually Count On

The Celebration Portfolio That Pays For Date Nights, Birthdays, And Anniversaries Forever

Forced to Take an RMD in a Down Market? Here’s the Tax Move That Avoids Selling Low

Endless Sun on Florida’s Gulf Coast: Here’s How to Retire There at 65 on $1.1 Million

Make Sure You Calculate Your 401(k) RMD Before IRMAA Surcharges Hit Your Medicare

A 25-Year-Old Built $500K in Stocks, 13 Rentals, and $10K a Month, While Spending Just $24K a Year

How Do High-Yield Savings Account Sign-Up Bonuses Work, and Are They Worth It?

Why Money Is Leaving Bitcoin for Hyperliquid

Former National Security Advisor Calls Iran’s $40 Billion Hormuz Toll Threat a “Blackmail Scheme” Against the Free Flow of Energy

You Aren’t Defined by Your Financial Mistakes: Dave Ramsey Tells a Caller to Cancel His Mother’s $18,000 Credit Card Immediately

Featured Reads

You Aren't Defined by Your Financial Mistakes: Dave Ramsey Tells a Caller to Cancel His Mother's $18,000 Credit Card Immediately

Plumbers Retire Richer Than Their Bosses And Here's How the Pension Works