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5235 Articles

Carl Sullivan | May 20, 2026 at 7:45 AM EDT

Retiring at 65 With $1.3 Million Means Navigating an $8,400 Annual Healthcare Gap Most Plans Miss

Healthcare is the line item that quietly breaks otherwise reasonable retirement plans. Pull $52,000 a year from a $1.3 million…

Drew Wood | May 20, 2026 at 7:15 AM EDT

How Much Do You Really Need Invested to Replace a $135,000 Tech Salary Without Touching Principal at 52?

Leaving behind a $135,000 senior software engineer salary at age 52 may sound straightforward until the income-replacement math becomes real.…

Drew Wood | May 20, 2026 at 6:57 AM EDT

How Much Do You Really Need Invested to Replace a $50,000 Salary If Half Your Income Comes From REITs?

A $50,000 annual income is close to what many U.S. workers earn, making it a common target for people pursuing…

Drew Wood | May 20, 2026 at 5:53 AM EDT

How Much Do You Really Need Invested to Replace a $75,000 Salary With Monthly Dividend ETFs?

Replacing a $75,000 salary with dividend income means generating $6,250 per month without selling shares. The math is straightforward: divide…

Don Lair | May 20, 2026 at 2:20 AM EDT

Why Travel Experts Say Never Transfer Points Without Confirming Hotel Availability First

You moved 177,000 Amex points to Marriott for a specific hotel night in Chicago, hit confirm, and watched the availability…

Don Lair | May 20, 2026 at 1:56 AM EDT

Why a Fee-Only Advisor Beats Insurance for Self-Insured Retirees: $900 Savings Year One

The dilemma in the headline came from a guest on the How to Money podcast, episode #1139, where late starter…

Don Lair | May 19, 2026 at 10:55 PM EDT

‘You’re Trapped’: Rachel Cruze to Woman Whose In-Laws Control House She Paid Half For

On a recent episode of The Ramsey Show, a 55-year-old caller named Patty laid out a financial situation that host…

Don Lair | May 19, 2026 at 8:55 PM EDT

Clark Howard’s Simple Rule for 401(k) Loans: Don’t Do It, Even If Rates Look Good

On the May 13, 2026 episode of The Clark Howard Podcast, a caller named Lucas from Oklahoma faced a temptation…

Don Lair | May 19, 2026 at 8:55 PM EDT

Why Solar Loans Above 4% Interest Are Financial Nightmares, According to Money Guy Brian Preston

A caller to the Money Guy Show thought she had financed solar panels on a 30-month loan. Brian Preston ran…

Don Lair | May 19, 2026 at 8:45 PM EDT

The $50,000 Pension Trap: Why This Teacher Should Keep Their IRA Invested

The setup sounds almost too clean. A 38-year-old Montana teacher with 8 years of service has exactly $50,000 in a…

Don Lair | May 19, 2026 at 8:34 PM EDT

Americans Spending 93% of Income: How Debt Payoff Fails Without the Three Pillar System

On a recent episode of NerdWallet’s Smart Money Podcast titled Budget Rehab: How to Stop Paying Only Interest and Make…

Marc Guberti | May 19, 2026 at 8:28 PM EDT

The 401(k) Move Corporate Executives Use to Defer $100,000 of Income on Top of Their Plan Maximum

A 52-year-old vice president earning a $400,000 base plus a $200,000 annual bonus already maxes the 401(k) by spring, hits…

Don Lair | May 19, 2026 at 8:10 PM EDT

Stop Letting Money Sit in Checking, Jean Chatzky Warns: The Roth IRA Edge Over Traditional Accounts

On a recent episode of HerMoney with Jean Chatzky, a listener named Nicole, who earns $115,000 a year, admitted she…

Don Lair | May 19, 2026 at 7:55 PM EDT

The $260k College Mistake: How One Parent’s Tuition Decision Could Force Working Into Her 70s

The question came from a 49-year-old mother on a recent episode of the Rich Habits Podcast: should she remortgage her…

Don Lair | May 19, 2026 at 7:39 PM EDT

23-Year-Old Earning $83k Owes $34k on a Car He Bought After Loss. Here’s Dave Ramsey’s Solution

On a recent episode of The Ramsey Show, a 23-year-old named Andrew called in with a story that turns a…

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Personal Finance Articles

All Personal Finance Articles

Retiring at 65 With $1.3 Million Means Navigating an $8,400 Annual Healthcare Gap Most Plans Miss

How Much Do You Really Need Invested to Replace a $135,000 Tech Salary Without Touching Principal at 52?

How Much Do You Really Need Invested to Replace a $50,000 Salary If Half Your Income Comes From REITs?

How Much Do You Really Need Invested to Replace a $75,000 Salary With Monthly Dividend ETFs?

Why Travel Experts Say Never Transfer Points Without Confirming Hotel Availability First

Why a Fee-Only Advisor Beats Insurance for Self-Insured Retirees: $900 Savings Year One

‘You’re Trapped’: Rachel Cruze to Woman Whose In-Laws Control House She Paid Half For

Clark Howard’s Simple Rule for 401(k) Loans: Don’t Do It, Even If Rates Look Good

Why Solar Loans Above 4% Interest Are Financial Nightmares, According to Money Guy Brian Preston

The $50,000 Pension Trap: Why This Teacher Should Keep Their IRA Invested

Americans Spending 93% of Income: How Debt Payoff Fails Without the Three Pillar System

The 401(k) Move Corporate Executives Use to Defer $100,000 of Income on Top of Their Plan Maximum

Stop Letting Money Sit in Checking, Jean Chatzky Warns: The Roth IRA Edge Over Traditional Accounts

The $260k College Mistake: How One Parent’s Tuition Decision Could Force Working Into Her 70s

23-Year-Old Earning $83k Owes $34k on a Car He Bought After Loss. Here’s Dave Ramsey’s Solution

GLD’s 0.40% Fee Quietly Costs You $40 Per Year on Every $10,000 While Cheaper Rivals Charge Half

$200,000 at 65 Triggers $7,547 in Annual Withdrawals. Here’s What That Actually Covers

Dave Ramsey Says the ‘Actual Inappropriate One’ Is the Fiancé Who Wants Her to Stop Gifting Her Late Partner’s Family

$200,000 at 65 Triggers $7,547 in Annual Withdrawals. Here's What That Actually Covers

Dave Ramsey Says the 'Actual Inappropriate One' Is the Fiancé Who Wants Her to Stop Gifting Her Late Partner's Family

GLD’s 0.40% Fee Quietly Costs You $40 Per Year on Every $10,000 While Cheaper Rivals Charge Half

$200,000 at 65 Triggers $7,547 in Annual Withdrawals. Here’s What That Actually Covers

Personal Finance Articles

All Personal Finance Articles

Retiring at 65 With $1.3 Million Means Navigating an $8,400 Annual Healthcare Gap Most Plans Miss

How Much Do You Really Need Invested to Replace a $135,000 Tech Salary Without Touching Principal at 52?

How Much Do You Really Need Invested to Replace a $50,000 Salary If Half Your Income Comes From REITs?

How Much Do You Really Need Invested to Replace a $75,000 Salary With Monthly Dividend ETFs?

Why Travel Experts Say Never Transfer Points Without Confirming Hotel Availability First

Why a Fee-Only Advisor Beats Insurance for Self-Insured Retirees: $900 Savings Year One

‘You’re Trapped’: Rachel Cruze to Woman Whose In-Laws Control House She Paid Half For

Clark Howard’s Simple Rule for 401(k) Loans: Don’t Do It, Even If Rates Look Good

Why Solar Loans Above 4% Interest Are Financial Nightmares, According to Money Guy Brian Preston

The $50,000 Pension Trap: Why This Teacher Should Keep Their IRA Invested

Americans Spending 93% of Income: How Debt Payoff Fails Without the Three Pillar System

The 401(k) Move Corporate Executives Use to Defer $100,000 of Income on Top of Their Plan Maximum

Stop Letting Money Sit in Checking, Jean Chatzky Warns: The Roth IRA Edge Over Traditional Accounts

The $260k College Mistake: How One Parent’s Tuition Decision Could Force Working Into Her 70s

23-Year-Old Earning $83k Owes $34k on a Car He Bought After Loss. Here’s Dave Ramsey’s Solution

GLD’s 0.40% Fee Quietly Costs You $40 Per Year on Every $10,000 While Cheaper Rivals Charge Half

$200,000 at 65 Triggers $7,547 in Annual Withdrawals. Here’s What That Actually Covers

Dave Ramsey Says the ‘Actual Inappropriate One’ Is the Fiancé Who Wants Her to Stop Gifting Her Late Partner’s Family

Featured Reads

$200,000 at 65 Triggers $7,547 in Annual Withdrawals. Here's What That Actually Covers

Dave Ramsey Says the 'Actual Inappropriate One' Is the Fiancé Who Wants Her to Stop Gifting Her Late Partner's Family