Personal Finance Articles

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5145 Articles

David Beren | Jun 23, 2026 at 4:24 PM EDT

97% of Retirees Carry Debt Into Social Security. Here’s What They Owe

The image of retirement as a debt-free chapter has not matched reality for some time. According to a LendingTree analysis…

Michael Williams | Jun 23, 2026 at 4:20 PM EDT

“You Can’t Solve a Problem While Simultaneously Creating It”: Ramsey Show Hosts Confront a Nashville Mom Drowning in $189,000 of Debt

When Elizabeth from Nashville called The Ramsey Show with $189,000 worth of debt and a 2-month-old at home, co-host Jade…

Ian Cooper | Jun 23, 2026 at 4:17 PM EDT

Why Retirees With Over $1 Million Should Hold a 5-Year Cash and Bond Ladder Instead of Cashing Out for Yield

The decision sounds simple at the kitchen table. A 68-year-old single retiree with $1.2 million looks at a shaky stock…

Drew Wood | Jun 23, 2026 at 3:44 PM EDT

Could You Afford To Retire In Elk Country On $300,000?

Many Americans dream of retiring to Montana elk country. They know the landscape, have hunted there for years, and can…

David Beren | Jun 23, 2026 at 3:18 PM EDT

Why 46% of Americans Are Leaving Thousands on the Table Annually

The gap between what a traditional savings account pays and what a high-yield savings account pays has widened into one…

Drew Wood | Jun 23, 2026 at 3:05 PM EDT

Let’s Be Real. For Most Retirees, Only One Hawaiian Island Actually Works

The Hawaii retirement question lands in our inbox more than almost any other geography. It usually reads like this: I…

Drew Wood | Jun 23, 2026 at 2:29 PM EDT

How To Build A $7,500 Monthly Paycheck Without Flipping A Single House

For many investors, real estate seems like the default path to passive income. Buy a rental, collect the checks, repeat.…

Gerelyn Terzo | Jun 23, 2026 at 2:02 PM EDT

A 68-Year-Old’s Roth Conversion Cost Him the $6,000 Senior Deduction That Was Shielding His Social Security

A 68-year-old retiree collecting Social Security ran a Roth conversion to shrink required minimum distributions (RMDs) waiting at 73. The…

Maurie Backman | Jun 23, 2026 at 1:52 PM EDT

Social Security Retirees Are Looking at the Fourth Highest COLA In 36 Years

When the Social Security Administration (SSA) announced last year that benefits would be getting a 2.8% cost-of-living adjustment, or COLA,…

David Beren | Jun 23, 2026 at 1:28 PM EDT

A $300,000 Annuity Promises $1,900 a Month for Life, but Here Is What Retirees Give Up

Retirees moving from saving to spending often discover that the hardest part of retirement is not having enough money, but…

Drew Wood | Jun 23, 2026 at 12:53 PM EDT

1 in 10 Medicare Advantage Members Just Lost Their Plan for 2026. Switching Back Has a Catch

The non-renewal letter arrives in early October. Your Medicare Advantage plan will not be offered in 2026. You have a…

Marc Guberti | Jun 23, 2026 at 12:27 PM EDT

The 401(k) Vesting Cliff That Cost a 59-Year-Old $74,000: Make Sure You Know Your Timeline

A 59-year-old engineer posted on r/personalfinance after discovering she would forfeit roughly $74,000 in employer match by accepting a new…

David Beren | Jun 23, 2026 at 12:21 PM EDT

The $24,500 Trap: Why Most Americans Contribute Just $4,945 to Their 401(k)

The 2026 401(k) contribution limit is $23,500 for workers under 50. That is the legal maximum a typical employee can…

Drew Wood | Jun 23, 2026 at 11:28 AM EDT

Some People Retire To Alaska. But Could You Afford It?

A 67-year-old retiree with a $1 million portfolio, no pension, and a projected Social Security benefit of $2,800 a month has…

Maurie Backman | Jun 23, 2026 at 10:37 AM EDT

Trump Promised Not to Cut Social Security. He May Have Done So By Accident

Is Social Security going to have to cut benefits? That’s the big question on many people’s minds in light of…

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Personal Finance Articles

All Personal Finance Articles

97% of Retirees Carry Debt Into Social Security. Here’s What They Owe

“You Can’t Solve a Problem While Simultaneously Creating It”: Ramsey Show Hosts Confront a Nashville Mom Drowning in $189,000 of Debt

Why Retirees With Over $1 Million Should Hold a 5-Year Cash and Bond Ladder Instead of Cashing Out for Yield

Could You Afford To Retire In Elk Country On $300,000?

Why 46% of Americans Are Leaving Thousands on the Table Annually

Let’s Be Real. For Most Retirees, Only One Hawaiian Island Actually Works

How To Build A $7,500 Monthly Paycheck Without Flipping A Single House

A 68-Year-Old’s Roth Conversion Cost Him the $6,000 Senior Deduction That Was Shielding His Social Security

Social Security Retirees Are Looking at the Fourth Highest COLA In 36 Years

A $300,000 Annuity Promises $1,900 a Month for Life, but Here Is What Retirees Give Up

1 in 10 Medicare Advantage Members Just Lost Their Plan for 2026. Switching Back Has a Catch

The 401(k) Vesting Cliff That Cost a 59-Year-Old $74,000: Make Sure You Know Your Timeline

The $24,500 Trap: Why Most Americans Contribute Just $4,945 to Their 401(k)

Some People Retire To Alaska. But Could You Afford It?

Trump Promised Not to Cut Social Security. He May Have Done So By Accident

Ignore Every Utility Bill And Still Keep The Lights On. Here’s How

Standard Chartered Says XRP Hits $28 by 2030 but Ripple’s Own Stablecoin May Have Other Plans

Americans Need $1.6 Million to Retire. The Median 55-Year-Old Has $205,341.

Ignore Every Utility Bill And Still Keep The Lights On. Here's How

Americans Need $1.6 Million to Retire. The Median 55-Year-Old Has $205,341.

Ignore Every Utility Bill And Still Keep The Lights On. Here’s How

Standard Chartered Says XRP Hits $28 by 2030 but Ripple’s Own Stablecoin May Have Other Plans

Personal Finance Articles

All Personal Finance Articles

97% of Retirees Carry Debt Into Social Security. Here’s What They Owe

“You Can’t Solve a Problem While Simultaneously Creating It”: Ramsey Show Hosts Confront a Nashville Mom Drowning in $189,000 of Debt

Why Retirees With Over $1 Million Should Hold a 5-Year Cash and Bond Ladder Instead of Cashing Out for Yield

Could You Afford To Retire In Elk Country On $300,000?

Why 46% of Americans Are Leaving Thousands on the Table Annually

Let’s Be Real. For Most Retirees, Only One Hawaiian Island Actually Works

How To Build A $7,500 Monthly Paycheck Without Flipping A Single House

A 68-Year-Old’s Roth Conversion Cost Him the $6,000 Senior Deduction That Was Shielding His Social Security

Social Security Retirees Are Looking at the Fourth Highest COLA In 36 Years

A $300,000 Annuity Promises $1,900 a Month for Life, but Here Is What Retirees Give Up

1 in 10 Medicare Advantage Members Just Lost Their Plan for 2026. Switching Back Has a Catch

The 401(k) Vesting Cliff That Cost a 59-Year-Old $74,000: Make Sure You Know Your Timeline

The $24,500 Trap: Why Most Americans Contribute Just $4,945 to Their 401(k)

Some People Retire To Alaska. But Could You Afford It?

Trump Promised Not to Cut Social Security. He May Have Done So By Accident

Ignore Every Utility Bill And Still Keep The Lights On. Here’s How

Standard Chartered Says XRP Hits $28 by 2030 but Ripple’s Own Stablecoin May Have Other Plans

Americans Need $1.6 Million to Retire. The Median 55-Year-Old Has $205,341.

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Ignore Every Utility Bill And Still Keep The Lights On. Here's How

Americans Need $1.6 Million to Retire. The Median 55-Year-Old Has $205,341.