Personal Finance Articles

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5634 Articles

Danielle Liverance | Jun 1, 2026 at 12:51 PM EDT

I’m 24 making $2,000 monthly as a youth pastor. Can I save for retirement on this income?

A 24-year-old youth pastor called The Ramsey Show recently with a question millions of low earners ask themselves: “how do…

Danielle Liverance | Jun 1, 2026 at 12:50 PM EDT

Retiree with $150,000 mortgage at 6.58%: should I pay it down fast or keep cash in savings?

A retiree near 70 called into the Talking Real Money podcast with a question that sounds technical but actually decides…

Christy Bieber | Jun 1, 2026 at 11:59 AM EDT

Will Claiming Social Security at 62, 67, or 70 Quietly Cost You Thousands

Social Security is important to many older Americans. Once you retire, you’ll probably need those benefits to pay your living…

Danielle Liverance | Jun 1, 2026 at 11:57 AM EDT

How a 58-Year-Old Nurse With $600K Saved Can Buy a Home Without Derailing Retirement.

Karen, a 58-year-old nurse who is newly single or newly divorced and sitting on $600,000 in retirement savings, called the…

Danielle Liverance | Jun 1, 2026 at 11:45 AM EDT

Dave Ramsey to 27-Year-Old: ‘You’re Way Too Broke to Support Others’

Jay, a 27-year-old from Oklahoma City, called The Ramsey Show carrying $35,000 to $45,000 in debt while attending school, working…

Michael Williams | Jun 1, 2026 at 11:40 AM EDT

The Payment Trap That’s Costing Americans Their Retirement: George Kamel Explains

On a recent episode of The Ramsey Show, co-host George Kamel cut to the heart of why so many earners…

Thomas Richmond | Jun 1, 2026 at 11:38 AM EDT

Trump Savings Accounts to Bring 38% of Americans Into Stock Market for First Time

Treasury Secretary Scott Bessent made an ambitious case for the Trump Savings Account program during a May 29, 2026 appearance…

Danielle Liverance | Jun 1, 2026 at 11:34 AM EDT

I have $10,000 in credit card debt and $500 monthly to save: should I pay debt first or invest?

Brian Preston of the Money Guy Show puts it bluntly: “You’re strapping this weight to you and then walking into…

Christy Bieber | Jun 1, 2026 at 11:33 AM EDT

The Social Security COLA Just Quietly Got Worse for 2026 Retirees

Social Security benefits are eligible for a cost-of-living adjustment (COLA) every year. Without COLAs, Social Security recipients would get the…

Danielle Liverance | Jun 1, 2026 at 11:33 AM EDT

You’ve Been Contributing to Your 401(k) for Years But Your Money Might Still Be Sitting in Cash

Imagine logging into your 401(k) after a decade of contributions, expecting to see a portfolio that grew with the market.…

Drew Wood | Jun 1, 2026 at 11:26 AM EDT

A $1.6 Million Portfolio That Quietly Pays a Couple $9,000 a Month and Stays Below the IRMAA Tier 1 Threshold

A 64-year-old couple with a $1.6 million taxable investment portfolio faces a very specific retirement-income challenge: generating $9,000 per month,…

Danielle Liverance | Jun 1, 2026 at 11:24 AM EDT

We discovered my husband’s $200,000 secret debt three years ago. Now we’re $2,700 short monthly and I’m crushing under the weight of it

A woman called The Ramsey Show in tears. “About 3 years ago I had discovered that my husband had amassed…

Christy Bieber | Jun 1, 2026 at 11:22 AM EDT

Two Social Security Rules Every Married Couple Needs to Understand

If you are married, Social Security claiming rules become more complicated than if you are single. That’s because your benefits…

Gerelyn Terzo | Jun 1, 2026 at 11:15 AM EDT

Spousal Social Security Top-Up Worth $300 Monthly Boosts Household Benefits to $4,500 in 2026

She is 67, raised four children through 18 years out of the workforce, and returned to part-time office work in…

Danielle Liverance | Jun 1, 2026 at 11:13 AM EDT

I Lost $45,500 to a Wealth Management Hack at 84. Am I Stuck With This Loss?

An 84-year-old widow from Chattanooga named Jean called into The Ramsey Show after $45,500 vanished from her wealth management account.…

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Personal Finance Articles

All Personal Finance Articles

I’m 24 making $2,000 monthly as a youth pastor. Can I save for retirement on this income?

Retiree with $150,000 mortgage at 6.58%: should I pay it down fast or keep cash in savings?

Will Claiming Social Security at 62, 67, or 70 Quietly Cost You Thousands

How a 58-Year-Old Nurse With $600K Saved Can Buy a Home Without Derailing Retirement.

Dave Ramsey to 27-Year-Old: ‘You’re Way Too Broke to Support Others’

The Payment Trap That’s Costing Americans Their Retirement: George Kamel Explains

Trump Savings Accounts to Bring 38% of Americans Into Stock Market for First Time

I have $10,000 in credit card debt and $500 monthly to save: should I pay debt first or invest?

The Social Security COLA Just Quietly Got Worse for 2026 Retirees

You’ve Been Contributing to Your 401(k) for Years But Your Money Might Still Be Sitting in Cash

A $1.6 Million Portfolio That Quietly Pays a Couple $9,000 a Month and Stays Below the IRMAA Tier 1 Threshold

We discovered my husband’s $200,000 secret debt three years ago. Now we’re $2,700 short monthly and I’m crushing under the weight of it

Two Social Security Rules Every Married Couple Needs to Understand

Spousal Social Security Top-Up Worth $300 Monthly Boosts Household Benefits to $4,500 in 2026

I Lost $45,500 to a Wealth Management Hack at 84. Am I Stuck With This Loss?

Why High-Earning Pilots Should Delay 401(k) Roth Conversions Until After Mandatory Retirement at 65

The $1,000 Hidden Tax on Every $10,000 Invested in This NVIDIA ETF

Everyone’s Chasing The Villages. Smart Retirees Are Quietly Buying Here Instead

Why High-Earning Pilots Should Delay 401(k) Roth Conversions Until After Mandatory Retirement at 65

Everyone's Chasing The Villages. Smart Retirees Are Quietly Buying Here Instead

Why High-Earning Pilots Should Delay 401(k) Roth Conversions Until After Mandatory Retirement at 65

The $1,000 Hidden Tax on Every $10,000 Invested in This NVIDIA ETF

Personal Finance Articles

All Personal Finance Articles

I’m 24 making $2,000 monthly as a youth pastor. Can I save for retirement on this income?

Retiree with $150,000 mortgage at 6.58%: should I pay it down fast or keep cash in savings?

Will Claiming Social Security at 62, 67, or 70 Quietly Cost You Thousands

How a 58-Year-Old Nurse With $600K Saved Can Buy a Home Without Derailing Retirement.

Dave Ramsey to 27-Year-Old: ‘You’re Way Too Broke to Support Others’

The Payment Trap That’s Costing Americans Their Retirement: George Kamel Explains

Trump Savings Accounts to Bring 38% of Americans Into Stock Market for First Time

I have $10,000 in credit card debt and $500 monthly to save: should I pay debt first or invest?

The Social Security COLA Just Quietly Got Worse for 2026 Retirees

You’ve Been Contributing to Your 401(k) for Years But Your Money Might Still Be Sitting in Cash

A $1.6 Million Portfolio That Quietly Pays a Couple $9,000 a Month and Stays Below the IRMAA Tier 1 Threshold

We discovered my husband’s $200,000 secret debt three years ago. Now we’re $2,700 short monthly and I’m crushing under the weight of it

Two Social Security Rules Every Married Couple Needs to Understand

Spousal Social Security Top-Up Worth $300 Monthly Boosts Household Benefits to $4,500 in 2026

I Lost $45,500 to a Wealth Management Hack at 84. Am I Stuck With This Loss?

Why High-Earning Pilots Should Delay 401(k) Roth Conversions Until After Mandatory Retirement at 65

The $1,000 Hidden Tax on Every $10,000 Invested in This NVIDIA ETF

Everyone’s Chasing The Villages. Smart Retirees Are Quietly Buying Here Instead

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Why High-Earning Pilots Should Delay 401(k) Roth Conversions Until After Mandatory Retirement at 65

Everyone's Chasing The Villages. Smart Retirees Are Quietly Buying Here Instead