Personal Finance Articles

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6488 Articles

Michael Williams | Aug 9, 2026 at 5:44 PM EDT

‘Your Knowledge of Money and How It Works Is Nil’: Suze Orman to 62-Year-Old Who Nearly Locked His Wife Into $605 a Month

A 62-year-old retiree was one signature away from a decision that would have gutted his younger wife's income for the…

David Beren | Aug 9, 2026 at 5:17 PM EDT

Delaying Social Security to 70 Costs About $158,000 in Skipped Checks, and Still Beats Any Annuity You Can Buy.

Skipping eight years of Social Security checks to lock in a bigger benefit sounds like a straightforward trade, but the…

David Beren | Aug 9, 2026 at 5:12 PM EDT

The Hardest Money Problem in Retirement Isn’t Saving $500,000. It’s Turning It Into a Monthly Paycheck.

Saving half a million dollars is arithmetic. Turning it into a paycheck that survives inflation, healthcare costs, and a volatile…

Gerelyn Terzo | Aug 9, 2026 at 5:03 PM EDT

His $50,000 Annuity Finally Paid Out $250,000. Medicare Counted $200,000 in One Year.

A retiree spent three decades building a nest egg inside a single annuity contract, then collected it all in one…

Gerelyn Terzo | Aug 9, 2026 at 3:15 PM EDT

She Returned to a Classroom at 64. Her Wages Earned No Social Security Credit, but Every Dollar Counted Against Her.

Retired teachers returning to substitute work often assume that a paycheck outside Social Security coverage cannot affect a Social Security…

Gerelyn Terzo | Aug 9, 2026 at 2:02 PM EDT

His Military Pension Didn’t Shrink His Social Security. His New Defense-Plant Paycheck Could.

A Navy chief who retired at 42 now faces a tempting defense-contractor offer, but fears his Social Security checks will…

David Beren | Aug 9, 2026 at 11:05 AM EDT

A Retired Couple Can Pull About $47,500 From Their IRAs This Year and Pay $0 Federal Tax. Most Leave the Free Space Unused.

Tax law carves out a surprisingly large slice of IRA income that retired couples can claim completely free of federal…

Gerelyn Terzo | Aug 9, 2026 at 10:05 AM EDT

Social Security Said He Owed $18,000. Before Draining His Savings, He Had Three Cards to Play.

An $18,000 Social Security overpayment letter feels like a bill, but it comes with a timer and at least three…

Gerelyn Terzo | Aug 9, 2026 at 8:05 AM EDT

Her Physical Therapist Said Medicare’s $2,480 Limit Had Been Reached. That Number Is Not a Coverage Cap.

A 72-year-old stopped her post-surgery physical therapy after a clinic cited a Medicare number that sounded like a hard cutoff.…

Gerelyn Terzo | Aug 9, 2026 at 7:03 AM EDT

He “Retired” From Farming and Leased Out the Acres. Telling the Tenant What to Plant Kept Him Self-Employed.

Handing over the keys to a tenant felt like retirement, but the IRS and Social Security may see a farmer…

Michael Williams | Aug 9, 2026 at 6:31 AM EDT

How Much Do You Need Invested by 50 to Retire on Dividends at 60?

Retiring on dividends at 60 sounds straightforward until you realize the yield tier you choose today could mean the difference…

Gerelyn Terzo | Aug 9, 2026 at 6:01 AM EDT

He Worked for Three Electrical Contractors and Paid Too Much Social Security Tax. The Refund Was Hiding on His 1040.

Three payroll departments all did their jobs correctly, and an electrician still ended up hundreds of dollars short by December.…

Michael Williams | Aug 9, 2026 at 5:43 AM EDT

‘There’s No Trick, No Smoke and Mirrors, No Man Behind the Curtain’: Dave Ramsey Dismantles Mortgage Payoff Scheme Targeting 64-Year-Old With $85,000 Left on His Home

A company offered to erase a 64-year-old's mortgage in 6 years instead of 19, with one condition: hand over every…

Michael Williams | Aug 8, 2026 at 11:42 PM EDT

‘You Bought Stupid Cars You Can’t Afford. You Didn’t Buy a Stupid House.’: Dave Ramsey to Spokane Caller Sitting on $900K Inherited Home and $100K in Debt

Candace from Spokane has a paid-off inherited home worth nearly $900,000 and $100,000 in debt, and her plan to solve…

Michael Williams | Aug 8, 2026 at 11:08 PM EDT

This $575,000 Portfolio Pays More Cash Every Month Than $1 Million in the S&P 500

A smaller portfolio built around the right income assets can throw off more cash every year than a million dollars…

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Personal Finance Articles

All Personal Finance Articles

‘Your Knowledge of Money and How It Works Is Nil’: Suze Orman to 62-Year-Old Who Nearly Locked His Wife Into $605 a Month

Delaying Social Security to 70 Costs About $158,000 in Skipped Checks, and Still Beats Any Annuity You Can Buy.

The Hardest Money Problem in Retirement Isn’t Saving $500,000. It’s Turning It Into a Monthly Paycheck.

His $50,000 Annuity Finally Paid Out $250,000. Medicare Counted $200,000 in One Year.

She Returned to a Classroom at 64. Her Wages Earned No Social Security Credit, but Every Dollar Counted Against Her.

His Military Pension Didn’t Shrink His Social Security. His New Defense-Plant Paycheck Could.

A Retired Couple Can Pull About $47,500 From Their IRAs This Year and Pay $0 Federal Tax. Most Leave the Free Space Unused.

Social Security Said He Owed $18,000. Before Draining His Savings, He Had Three Cards to Play.

Her Physical Therapist Said Medicare’s $2,480 Limit Had Been Reached. That Number Is Not a Coverage Cap.

He “Retired” From Farming and Leased Out the Acres. Telling the Tenant What to Plant Kept Him Self-Employed.

How Much Do You Need Invested by 50 to Retire on Dividends at 60?

He Worked for Three Electrical Contractors and Paid Too Much Social Security Tax. The Refund Was Hiding on His 1040.

‘There’s No Trick, No Smoke and Mirrors, No Man Behind the Curtain’: Dave Ramsey Dismantles Mortgage Payoff Scheme Targeting 64-Year-Old With $85,000 Left on His Home

‘You Bought Stupid Cars You Can’t Afford. You Didn’t Buy a Stupid House.’: Dave Ramsey to Spokane Caller Sitting on $900K Inherited Home and $100K in Debt

This $575,000 Portfolio Pays More Cash Every Month Than $1 Million in the S&P 500

JP Morgan Warns of Fall Sell-Off Potential: 5 Defensive Dividend Stocks to Buy

Gates-Backed Cascade Sees Opportunity in Republic Services That Half of Wall Street Misses

TotalEnergies CEO Just Exposed the $10 Secret That Makes the Hormuz Oil Panic Look Overblown

Retired Lineman Makes Big Error With $310,000 Lump-Sum Pension Buyout

Trump Says $465,000 Makes You "Rich" In Retirement. Here's How Much Americans Say It Takes To Be Comfortable In Retirement.

JP Morgan Warns of Fall Sell-Off Potential: 5 Defensive Dividend Stocks to Buy

Gates-Backed Cascade Sees Opportunity in Republic Services That Half of Wall Street Misses

Personal Finance Articles

All Personal Finance Articles

‘Your Knowledge of Money and How It Works Is Nil’: Suze Orman to 62-Year-Old Who Nearly Locked His Wife Into $605 a Month

Delaying Social Security to 70 Costs About $158,000 in Skipped Checks, and Still Beats Any Annuity You Can Buy.

The Hardest Money Problem in Retirement Isn’t Saving $500,000. It’s Turning It Into a Monthly Paycheck.

His $50,000 Annuity Finally Paid Out $250,000. Medicare Counted $200,000 in One Year.

She Returned to a Classroom at 64. Her Wages Earned No Social Security Credit, but Every Dollar Counted Against Her.

His Military Pension Didn’t Shrink His Social Security. His New Defense-Plant Paycheck Could.

A Retired Couple Can Pull About $47,500 From Their IRAs This Year and Pay $0 Federal Tax. Most Leave the Free Space Unused.

Social Security Said He Owed $18,000. Before Draining His Savings, He Had Three Cards to Play.

Her Physical Therapist Said Medicare’s $2,480 Limit Had Been Reached. That Number Is Not a Coverage Cap.

He “Retired” From Farming and Leased Out the Acres. Telling the Tenant What to Plant Kept Him Self-Employed.

How Much Do You Need Invested by 50 to Retire on Dividends at 60?

He Worked for Three Electrical Contractors and Paid Too Much Social Security Tax. The Refund Was Hiding on His 1040.

‘There’s No Trick, No Smoke and Mirrors, No Man Behind the Curtain’: Dave Ramsey Dismantles Mortgage Payoff Scheme Targeting 64-Year-Old With $85,000 Left on His Home

‘You Bought Stupid Cars You Can’t Afford. You Didn’t Buy a Stupid House.’: Dave Ramsey to Spokane Caller Sitting on $900K Inherited Home and $100K in Debt

This $575,000 Portfolio Pays More Cash Every Month Than $1 Million in the S&P 500

JP Morgan Warns of Fall Sell-Off Potential: 5 Defensive Dividend Stocks to Buy

Gates-Backed Cascade Sees Opportunity in Republic Services That Half of Wall Street Misses

TotalEnergies CEO Just Exposed the $10 Secret That Makes the Hormuz Oil Panic Look Overblown

Featured Reads

Retired Lineman Makes Big Error With $310,000 Lump-Sum Pension Buyout

Trump Says $465,000 Makes You "Rich" In Retirement. Here's How Much Americans Say It Takes To Be Comfortable In Retirement.