Personal Finance Articles

All Personal Finance Articles

4581 Articles

David Beren | Oct 6, 2025 at 1:37 PM EDT

I Sold SCHD Because Of The Tech Bubble, Valuations, and Poor Performance.

No matter where you look on the internet, there is always going to be someone who tells you that they…

David Beren | Oct 6, 2025 at 8:44 AM EDT

Should I Refinance My Mortgage from 7.375% to 6% – Is It Worth the Cost?

Considering the current mortgage rate of around 6.41% in September 2025, and knowing that rates were half as much 10-15…

David Beren | Oct 4, 2025 at 2:25 PM EDT

I Sold My Largest Holding, SCHD, And Here Is What’s Replacing It

As an investor, you generally only have one goal in life, and that is to make as much money as…

Rich Duprey | Oct 4, 2025 at 10:27 AM EDT

The Top 10 Most Popular Strategies for Reducing Taxes in Retirement

Why is 24/7 Wall St. covering this? You worked hard for your money all your life so keeping the greatest…

David Beren | Oct 4, 2025 at 8:00 AM EDT

The ETFs I Plan to Invest $40,000 a Year In to Reach $400,000 by Age 30

If you have even spent just a small moment trying to think about your financial future, there is a good…

David Beren | Oct 4, 2025 at 8:00 AM EDT

Why Don’t We All Live Off Dividends? My Early Retirement Journey (NVDY)

In the current investment and financial world, there isn’t going to be much of an argument when someone says that…

David Beren | Oct 3, 2025 at 12:04 PM EDT

Should I Pay Off My Mortgage or Invest in ETFs? My Dilemma Explained

Depending on your financial situation, at one point in your life, you might have asked yourself whether or not you…

Rich Duprey | Oct 2, 2025 at 12:23 PM EDT

My Dad Retired at 67 and He Didn’t Save Any Money Other Than What Was in His 401k – Is This Normal?

The creation of the 401(k) retirement program in 1978 was a watershed moment for employees. Created to supplement pensions that…

John Seetoo | Oct 1, 2025 at 9:57 AM EDT

My Fidelity 401k Shows No Growth and Think It’s Time To Move Out of SPAXX

People who work for companies large enough to offer 401-K plans are fortunate if their employers include matching contributions. The…

Vandita Jadeja | Oct 1, 2025 at 9:49 AM EDT

How I Realized My Dividends Could Fund My Dream Trip – A Lesson in Financial Independence

One of the most important lessons in financial independence is to allocate your money in such a way that it…

Joey Frenette | Sep 30, 2025 at 8:34 PM EDT

What’s the Best Low-Risk Portfolio Mix to Invest $3 Million for $250,000 a Year in Dividends?

If you’ve got a $3 million nest egg to put to work, a dividend-focused strategy could be the right fit…

Vandita Jadeja | Sep 30, 2025 at 2:47 PM EDT

Should I Switch From VOO to VT For Better Long-Term Investment Returns?

For beginner investors, it can become overwhelming to pick the right investment product. Considering the thousands of options flooding the…

Douglas A. McIntyre | Sep 30, 2025 at 10:15 AM EDT

Rich People Should Not Get Social Security

Among ideas about how full Social Security payments could be extended is to phase out payments to people with high…

John Seetoo | Sep 29, 2025 at 8:43 AM EDT

I’m Hesitant to Diversify My Portfolio, US Stocks Seem Crazy Overvalued

As the current S&P 500 bull run enters its 36th month, some concerns have arisen about a potential bubble. With…

Joey Frenette | Sep 28, 2025 at 9:44 AM EDT

Why Waiting to Claim Social Security Benefits Might Cost You More Than You Think

You’ve probably heard that it’s best to take Social Security benefits later rather than sooner. After all, delaying gratification will…

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Personal Finance Articles

All Personal Finance Articles

I Sold SCHD Because Of The Tech Bubble, Valuations, and Poor Performance.

Should I Refinance My Mortgage from 7.375% to 6% – Is It Worth the Cost?

I Sold My Largest Holding, SCHD, And Here Is What’s Replacing It

The Top 10 Most Popular Strategies for Reducing Taxes in Retirement

The ETFs I Plan to Invest $40,000 a Year In to Reach $400,000 by Age 30

Why Don’t We All Live Off Dividends? My Early Retirement Journey (NVDY)

Should I Pay Off My Mortgage or Invest in ETFs? My Dilemma Explained

My Dad Retired at 67 and He Didn’t Save Any Money Other Than What Was in His 401k – Is This Normal?

My Fidelity 401k Shows No Growth and Think It’s Time To Move Out of SPAXX

How I Realized My Dividends Could Fund My Dream Trip – A Lesson in Financial Independence

What’s the Best Low-Risk Portfolio Mix to Invest $3 Million for $250,000 a Year in Dividends?

Should I Switch From VOO to VT For Better Long-Term Investment Returns?

Rich People Should Not Get Social Security

I’m Hesitant to Diversify My Portfolio, US Stocks Seem Crazy Overvalued

Why Waiting to Claim Social Security Benefits Might Cost You More Than You Think

Why Affluent Couples Are Draining the Higher-Earning Spouse’s 401(k) First to Avoid the Widow’s Tax Penalty

Crypto Crash Today: Why Bitcoin, Ethereum, XRP, and Solana Are All Down Double Digits

Billionaire Bill Ackman’s Pershing Square Exits Universal Music After Failed Takeover Bids, Stock Slumps 7%

Why Affluent Couples Are Draining the Higher-Earning Spouse's 401(k) First to Avoid the Widow's Tax Penalty

Middle-Class Fortysomethings Have a $427,000 Problem and a Shrinking Window to Fix It

Why Affluent Couples Are Draining the Higher-Earning Spouse’s 401(k) First to Avoid the Widow’s Tax Penalty

Crypto Crash Today: Why Bitcoin, Ethereum, XRP, and Solana Are All Down Double Digits

Personal Finance Articles

All Personal Finance Articles

I Sold SCHD Because Of The Tech Bubble, Valuations, and Poor Performance.

Should I Refinance My Mortgage from 7.375% to 6% – Is It Worth the Cost?

I Sold My Largest Holding, SCHD, And Here Is What’s Replacing It

The Top 10 Most Popular Strategies for Reducing Taxes in Retirement

The ETFs I Plan to Invest $40,000 a Year In to Reach $400,000 by Age 30

Why Don’t We All Live Off Dividends? My Early Retirement Journey (NVDY)

Should I Pay Off My Mortgage or Invest in ETFs? My Dilemma Explained

My Dad Retired at 67 and He Didn’t Save Any Money Other Than What Was in His 401k – Is This Normal?

My Fidelity 401k Shows No Growth and Think It’s Time To Move Out of SPAXX

How I Realized My Dividends Could Fund My Dream Trip – A Lesson in Financial Independence

What’s the Best Low-Risk Portfolio Mix to Invest $3 Million for $250,000 a Year in Dividends?

Should I Switch From VOO to VT For Better Long-Term Investment Returns?

Rich People Should Not Get Social Security

I’m Hesitant to Diversify My Portfolio, US Stocks Seem Crazy Overvalued

Why Waiting to Claim Social Security Benefits Might Cost You More Than You Think

Why Affluent Couples Are Draining the Higher-Earning Spouse’s 401(k) First to Avoid the Widow’s Tax Penalty

Crypto Crash Today: Why Bitcoin, Ethereum, XRP, and Solana Are All Down Double Digits

Billionaire Bill Ackman’s Pershing Square Exits Universal Music After Failed Takeover Bids, Stock Slumps 7%

Featured Reads

Why Affluent Couples Are Draining the Higher-Earning Spouse's 401(k) First to Avoid the Widow's Tax Penalty

Middle-Class Fortysomethings Have a $427,000 Problem and a Shrinking Window to Fix It