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Retirement & wealth

How Much XRP Would You Need to Retire if It Gets Back to $3.65?

XRP once handed early believers life-changing gains, but turning a crypto windfall into a retirement paycheck requires surviving taxes, sequence risk, and the brutal math of withdrawal rates that most coin holders never think through.

MARKET OPEN
Asia
  • 🇭🇰 Hang Seng+0.75%
  • 🇨🇳 SSE Composite—

Hong Kong opened 0.75% above Tuesday's close while mainland shares sat flat, putting the risk appetite squarely in HK-listed names. Beijing's reluctance to add big new stimulus means investors have to earn this bid.

MARKET OPEN
Nikkei 225🇯🇵 JPX
-0.19%
405.94

Tokyo opened 0.19% below Monday's close, a pause with the Bank of Japan's rate decision still the swing factor for yen-sensitive exporters. Keep an eye on whether buyers step back in before the close.

Reddit Pulser/wallstreetbets
Rich people have been using this strategy for decades.

That’s right, I use this strategy every decade!

Buy, borrow, die is back in the feed, and 1,050 upvotes later the comments are doing the real work: the step-up in basis does the tax magic, and borrowing against a portfolio only pays when gains outrun the loan rate. Worth knowing before you copy a meme into your estate plan.

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Mad Money w/ Jim Cramer 10/27/26

  • Cramer rejects the AI all-clear despite Broadcom arranging $63 billion in financing for Anthropic compute
  • Meta's $25 billion equity raise was five times oversubscribed, but the $60 billion at-the-market program worries him
  • CoreWeave bonds reaching a 15% yield flagged as the sector's unresolved weak spot
  • Caller questions on Micron volatility and Revolution Medicines' pancreatic cancer drug

The bull case for data centers today rested on financing rather than profits, and Cramer wants to hear a customer say the chips are minting money before calling it clear. He expects Meta's at-the-market selling to weigh on the stock as supply hits at the wrong moments, with borrowing costs into a Fed decision the swing factor for everything levered to the buildout.

Personal finance

Dave Ramsey Says to Fire Any Advisor Who Talks to You Like This

A debt-free millionaire couple in their 30s got a 2% chance of financial success from their advisor, and Dave Ramsey had a strong reaction. What that score actually reveals about the planning software behind it could change how you read your own retirement projections.

UBERUber
New 52-week low$65.78-0.2% vs prior low · 2026-07-24

Uber closed at $65.78, a fresh 52-week low that takes out the July 24 floor by 0.24%. A full year of selling has left the ride-hailing giant at a $134.4 billion market cap, roughly a third below where it traded last October.