David Beren
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Everything by David.

2,104 articles

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Investing

Trump Accounts Are Open: 500,000 Signed Up in Days. Here’s What the 0.10% Fee Cap Actually Lets You Buy

Aug 5, 2026
Investing

That Friday Payday Fund Has a Small-Cap Sibling Paying 44%, and Small Caps Are Finally Winning

Aug 4, 2026
Personal Finance

A Market Drop at 67 Does Twice the Damage of One at 57. Here’s the Math, and the Buffer That Blunts It.

Aug 4, 2026
Personal Finance

New for 2026: Workers 60 to 63 Can Put Away an Extra $11,250. Almost Nobody Does.

Aug 4, 2026
Personal Finance

A $1,000 IRA Withdrawal Can Cost Some Retirees $407. The 40.7% Bracket Isn’t in Any IRS Table.

Aug 4, 2026
Investing

Forget QQQI’s 14%. NEOS Just Launched a ‘Boosted’ Version Paying 20%

Aug 4, 2026
Personal Finance

The $32,000 Line Hasn’t Moved Since 1984. It’s Why More of Your Social Security Gets Taxed Every Year.

Aug 4, 2026
Personal Finance

His First RMD Arrived in December, and It Pushed His Medicare Premium Up Two Brackets

Aug 3, 2026
Investing

SCHD vs VYM vs DGRO: The Math on Which Dividend Giant Makes You Richer by Retirement

Aug 3, 2026
Investing

After Comparing Every AI ETF, These 3 Beat the Nasdaq Without Betting on a Single Stock

Aug 3, 2026
Personal Finance

Retirees Over 70½ Can Send $111,000 a Year From an IRA to Charity Tax-Free. The Average One Donates From Checking Instead.

Aug 3, 2026
Personal Finance

A $500,000 IRA Went Through Probate Instead of to the Kids, Because of a Beneficiary Form From 1998.

Aug 3, 2026
Investing

These 3 ETFs Turn Market Fear Into Double Digit Monthly Income

Aug 3, 2026
Personal Finance

Half of Retirees Claim Social Security Before Full Retirement Age. Only 4% Wait for the Biggest Check.

Aug 3, 2026
Personal Finance

A Retired Couple Can Pull About $46,700 From Their IRAs This Year and Pay $0 Federal Tax. Most Leave the Free Space Unused.

Aug 2, 2026
Investing

Preferred Stock ETFs Pay 6 to 9 Percent, and After Comparing the Three Giants Only One Is Worth Its Fee

Aug 2, 2026
Investing

BND vs AGG: The Two Biggest Bond ETFs Look Identical, but One Has Quietly Won for Years

Aug 2, 2026
Investing

AI Data Centers Are Quietly Running on Natural Gas and These 3 ETFs Own the Whole Supply Chain

Aug 2, 2026
Investing

Most Income Investors Have Never Heard of These 3 Bond ETFs Paying Over 10 Percent Monthly

Aug 1, 2026
Investing

The ‘Fallen Angel’ Bond Fund Pays 6.5% and Has Beaten the Biggest Junk Fund for a Decade

Aug 1, 2026