Americans Now Bizarrely Think They Need $200K Less to Retire
When you think about how much you need to retire, it won’t come as any surprise to learn that the amount is different for everyone. There are a whole lot of variables that go…
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David Beren
What Underrated Credit Cards Can Offer Great Perks in 2025
For most people, picking a credit card can be a huge decision, as there are almost too many options available today. Between Capital One, Chase, American Express, Discover, and a dozen other names, there…
I Died. Here’s How I Want My Wife to Handle Our Finances
It should go without saying that for any relationship, there is always the fear of the unknown, especially in the event one person dies suddenly and leaves the other trying to navigate life, including…
How I’m Navigating My Selfish Brother as Executor of Our Inheritance
It should go without saying that navigating an inheritance among family can be one of the most stressful things in the world. No matter how much money is on the table, the mere idea…
I Owe $30,000 on My Car Worth Only $20,000 – How Can I Escape This Financial Mess?
One of the most aggravating aspects of buying a new car is that almost immediately after you drive it off a dealer’s lot, its value drops. There is virtually no exception to this, no…
I Will Receive $710/Month from Social Security, What Should I do With It?
When we think about Social Security payouts, our minds are immediately drawn to how retirees should spend the money. Whether it’s used to live on or as part of an overall income alongside a…
9 Investments That Pay Monthly Income
When you think about all of the different ways you can create monthly income, you have to think beyond just the traditional job. There is no question that working is the single best way…
I Have 8 Credit Cards – Am I Keeping Too Many or Should I Close Some?
It won’t come as any surprise that more and more Americans these days are carrying credit, as the use of cash has dropped below 20% of purchases. For this reason, it also won’t come…
I Make $150,000 in Southern California But It Feel Like I’m Drowning Financially
It should go without saying that no matter how much money you make, it’s perfectly reasonable to feel stressed out about finances these days. This is especially true if you feel like you make…
I’m Approved for a Car Loan – How Should I Negotiate at the Dealership?
One of the most challenging things anyone can do is buy a car, which is arguably the most stressful purchase you can make, second only to purchasing a home. Between negotiating at different car…
You Won’t Find Messi or Ronaldo on the Soccer Team Boomers Love Most
24/7 Insights The most popular soccer teams with baby boomers are two national teams. The next most popular teams often play in the English Premier League. Soccer (football) continues to be the world’s most…
Should I Trade In My $67,000 Jeep Wrangler for a $15,000 Infiniti and Eliminate Payments?
Everyone knows (or hopefully knows) that as soon as you buy a car and drive it off the lot, you’ve already lost a certain value of the vehicle. It’s a frustrating but true reality…
With $1m in Retirement Accounts, Should I Pay Off The 2.75% Mortgage or Invest The Cash?
Trying to decide how to handle a large mortgage, whether through a balance or high interest rate, is something far too many people are trying to decide right now. As a home is generally…
With $90,460 in Debt, What Is The Realistic Path Out?
No matter how you cut it, debt is a very real part of our world, as much as we try to live on a budget. According to a recent CNBC study, the average American…
Baby Boomers Love Baseball, but They Hate This Team the Most
In baseball, there are teams people love, and then there are teams people love to hate. Much of this is determined by the city you live in and any existing rivalries. However, some Major…
Am I Fooling Myself with MSTY Dividends When My Account is at Break Even?
As even the most simple investor knows, timing the market is one of the most challenging things to do in life. You have a better chance of finding the fountain of youth than you…
How Much of My Portfolio Should I Allocate to YieldMax Funds? My Investment Dilemma
One of the biggest rules of thumb for any investor is that you should never put all of your investments into a single large position or basket. The concern is that if anything goes…
I’m Lost About My Grandpa’s Social Security Money, Where Do I Start?
Of the 70 million-plus people who receive monthly Social Security checks, many rely heavily on this money. For a large percentage of this group, this money might be their only income, so it’s super…
Why I’m Confused About Backdoor Roth IRAs and Traditional IRA Benefits
One of the most important decisions anyone has to make in achieving their financial goals is how to invest their money. This might sound like something you can decide in just a few minutes,…
We expect to reach $20 million in a few decades, but I worry about not working – is our financial future truly secure?
As soon as you decide the FIRE lifestyle is going to be for you, it comes with some immediate decisions. First and foremost is understanding how much you think you will need for an…