Is It Possible to Retire By 40 If You’ve Banked $2 Million?
If you have achieved a $2 million nest egg by the time you turn 40, no matter how you got there, congratulations, you’ve made it to the big leagues. This is an excellent amount…
All Work
David Beren
Our combined income is $700k a year, but the work hours are relentless – is a sabbatical the answer?
It’s an unfortunate truth that at some point, everyone needs to step away from work for a bit of rest. Whether you are in a cushy blue-collar job, there is always a breaking point…
We Accepted a $1M ‘Advance’ from In-Laws—Is Avoiding Debt Always the Best Choice?
Anytime someone in your family offers you money, it might seem too good to be true at first glance. In many cases, it is, but occasionally, you might get into a situation where things…
This Small Asian Country Has the Advantage Over China in Several Ways
For as long as most of the world can remember, there have been conversations and rumors about a potential conflict between Taiwan and China. Even though the People’s Republic of China claims that Taiwan…
My Mother Ruined My Credit Score – How Can I Fix It Before Buying a House?
Unfortunately, as soon as your credit falls below a certain level, challenges can mount, not only with how to get it back up but also with what limitations a low credit score can result…
These Rarely-Talked-About American Cities Are Exploding with New Residents
If you’ve been paying attention over the last few years, you’ve likely noticed that people are moving around the U.S. Whether it’s because real estate prices have skyrocketed or the cost of living has…
Is It Possible to Retire By 35 If You’ve Banked $1 Million?
While not universally true, there is some truth to the idea that many people would love to retire as early as possible. If you can do so, it would be great to get away…
Is Financial Independence the Same as Being Rich? My Thoughts on Budgeting and Wealth Perception
If there is a question that people in the FIRE (financial independence, retire early) world love to discuss the most, it’s at what number you truly become “retirement ready.” There’s a number that everyone…
Is $5 Million the New Baseline for a Comfortable Retirement in America?
If you have successfully achieved a $5 million-dollar net worth, it’s absolutely time to look back and feel incredibly grateful, as only 0.1% of retirees have achieved this number. This dollar amount isn’t an…
6 in 10 Side Hustlers Hope to Go Full Time – Should You Make the Leap?
In the last few years, especially with the COVID-19 pandemic, the rise of side hustles has taken the world by storm. Ten or even twenty years ago, the idea of working a second job…
I’m 61 and Being Forced To Retire, How Do I Share With Others??
It’s unfortunate that in much of today’s workforce, there is a point at which you “age out” of your role. Whether it’s because of the workload, physicality, or other business guidelines, far too many…
The 20 Best Cities For Retirees Looking to Downsize and Get More Bang for Their Buck
One of the best aspects of entering a retirement mindset and future is that it allows you to reset your life. This could include everything from introducing yourself to new hobbies, finding a new…
We rent in a high-cost city and plan to retire – does not owning a home make our plan too risky?
One of the big decisions anyone in the FIRE world will have to make before officially quitting is where to live. There is no question that for millions of retirees, early retirement or otherwise,…
Dave Ramsey shares the secret formula on how to get out of debt as quickly as possible
There’s no way to sugarcoat that millions of Americans carry heavy debt. Whether it’s credit card debt, school loans, or personal loans, debt is a very real thing that can be detrimental to our…
Our retirement plan includes $160K+ in dividends and no major expenses – what are we missing before calling it quits?
When you start to get to a point where you think about retirement, it’s only right that you do a deep dive into your current financial portfolio. It’s best to do this while you…
90% of my net worth is in S&P 500 index funds – is a rental property a good idea?
When it comes to knowing the right time to call it quits in the FIRE (financial independence, retire early) world, it’s not easy. As everyone has different goals and ideas about retirement, it’s okay…
We want to retire in 2-4 years and spend $150K a year – can we afford a $1.5 million house in a pricey housing market?
If you have reached a point where you can retire sometime before your 50s, you should feel great about hitting such a major milestone. This is exactly what those in the FIRE world aim…
These Are the Best-Selling Cars in Foreign Countries
With so many different car models available from dozens of manufacturers, it could be anyone’s guess as to which models are the best-selling internationally. It’s okay if your first reaction is to only consider…
These Rarely-Talked-About New York Cities Are Exploding with New Residents
When anyone thinks about the fastest-growing cities in New York state, they will almost certainly believe that New York City is growing the fastest. As one of the world’s largest and most important cities,…
3 Changes to the 401(k) Laws Congress Should Make – But Probably Won’t
Whether you’re close to retirement or considering how many more years of work you have left, it’s always a good time to ensure your 401(k) is healthy. For most people, a 401(k) account will…