If you live in the FIRE (financial independence, retire early) world, the 4% rule is one of the crown jewels of this movement. Known as the “Safe Withdrawal Rate,” it hopefully allows you to…
One of the most important things anyone can do pre-retirement is to start thinking through what needs to happen every year to stop working and still be comfortable. While you might think any questions…
One of the things that happens to most people in the FIRE community (financial independence, early retirement) is that once they get a taste of the rare air they are in, they want more,…
When deciding which type of credit card you should use today, there is a good chance you’ll hear a cash back card as everyone’s favorite choice. Travel card lovers are out there in force,…
Most outdoor enthusiasts are fans of Patagonia, the outerwear retailer known for its well-made clothing and concern for the environment. The store offers an assortment of gear for any outdoor activity, whether it be…
When it comes to retirement planning, the word “planning” is really key, as you are hopefully thinking ahead about what your future will hold. Unfortunately, the future isn’t easy to predict, so anyone looking…
In the FIRE (financial independence, retire early) community, there is a definite hope that by retiring early, you will still have your best years ahead of you to enjoy life to its fullest. However,…
One of the biggest questions anyone will ask about their financial future is exactly how a 401(k) works. At some point, this important and well-known financial program will stump most people with different rules…
While many know that Social Security provides retirement benefits to those 62 and over, there is far more to the program than what’s commonly known by much of the public. Since its creation 89…
If there’s one complaint repeatedly voiced by Americans in recent years, it’s “The Economy”; aka, everything has grown extremely expensive. Due to a wide range of factors, from geopolitical events to supply chain issues,…
In the world of soft drinks, the Coca-Cola name holds so much sway and global recognition that it’s hard to imagine what life would be like without this drink. You could even go as…
One of the most challenging conversations any parent can have with their child is what happens after they are gone. It is painful to contemplate and even harder to raise, yet the discussion has…
As soon as you hit a certain age, it makes all the sense to take out a credit card and learn about financial responsibility. The good news is that there is no shortage of…
One of the worst things that can happen to anyone in the financial world is discovering they are the victim of fraud. It’s painful and difficult and can lead to a rollercoaster of emotions…
Author, businessman, speaker, and social media personality Gary Vaynerchuk is many things to many people. First gaining popularity online by using social media to help promote his family’s wine business, Gary has undoubtedly become…
One of the most surprising things anyone has to deal with in life is what to do if they are dead. No, not really dead, as in below ground, but dead in the eyes…
One of the more underrated retirement strategies you can consider today is the Health Savings Account. Essentially, a tax-advantaged savings account that can help you pay for medical expenses like copays, deductibles, and over-the-counter…
When it comes to finally deciding to shift away from the workforce and into the retirement phase, it leads directly to many questions around how you will live financially. Unsurprisingly, several possibilities exist, and…
One of the biggest questions anyone has in the FIRE (financial independence, retire early) world is whether or not they are ready to pull the trigger on retirement. This is especially true if you…
In many ways, determining the right time to retire, whether early or upon reaching Full Retirement Age at 67, involves several considerations. While not always top of mind, understanding how Social Security plays a…
