The typical American worker now passes through six employers over a career, and each job change leaves behind a retirement account to keep track of. Fidelity’s 2026 study found that 23% of Americans with…
Fidelity’s 2026 retirement study draws a clear line between generations based on where they expect their retirement income to come from. The data begins with the finding that 76% of Boomers list Social Security…
Fidelity’s 2026 Retirement Planning Study lands at a moment when Americans have plenty to be anxious about. The University of Michigan Consumer Sentiment Index sat at 49.8 in April 2026, deep in recessionary territory…
Fidelity’s 2026 Retirement Study captures a confidence gap that arrives years before any account statement confirms it. Men report 81% confidence in retiring on their own terms, while women report 63%. This 18-percentage-point gap…
A 41-year-old investor puts $25,000 into the YieldMax MSTR Option Income Strategy ETF (NYSEARCA:MSTY) because the fund advertises a yield north of 100%. Three months later, the distributions show up on schedule, but the…
A new behavioral finding from the Allianz Center for the Future of Retirement’s 2026 Annual Retirement Study shows that 34% of Americans typically withdraw money from investments to avoid further losses during a significant…
For a 59-year-old pre-retiree sitting on a six-figure dividend core, the choice between iShares Core Dividend Growth ETF (NYSEARCA:DGRO) and Schwab U.S. Dividend Equity ETF (NYSEARCA:SCHD) usually gets framed as a yield contest. SCHD…
VistaShares Target 15 Berkshire Select Income ETF (NASDAQ:OMAH) targets a specific investor: the retiree who wants Warren Buffett’s playbook without Berkshire’s $300 billion-plus cash drag and needs monthly income. OMAH holds Berkshire-style blue chips…
A 68-year-old retiree who moved $180,000 out of stocks and into the iShares 20+ Year Treasury Bond ETF (NASDAQ:TLT) in late 2024 was making a directional rate bet. The pitch was clean: lock in…
Divorce after 50, often called gray divorce, has moved from a cultural curiosity to a measurable retirement risk. In these cases, shared assets are split in half, joint claiming strategies dissolve, and the runway…
The Allianz Center for the Future of Retirement 2026 Annual Retirement Study surfaced a finding that rarely gets attention in standard personal finance coverage. After decades of disciplined saving, a meaningful share of retirees…
The Allianz Center for the Future of Retirement 2026 Annual Retirement Study arrived with a finding that is easy to misread on first pass. 58% of Americans believe that simply having a retirement account…
A 58-year-old investor with $100,000 parked in SPDR Gold Trust (NYSEARCA:GLD) as a crisis hedge is paying roughly $300 more per year than necessary for the exact same bars of bullion. That is the…
Retirement planning usually assumes a target date that the worker controls. The data say otherwise: 42% of retirees left the workforce earlier than expected, with health issues and unexpected job loss cited as the…
A 63-year-old retiree with $400,000 parked in the Schwab U.S. Dividend Equity ETF (NYSEARCA:SCHD) likely picked it for the 100-stock screen and the reliable income stream. The top 10 positions now make up 41%…
A new finding from the Allianz Center for the Future of Retirement’s 2026 Annual Retirement Study puts a number on something many people sense but don’t articulate: 67% of Americans say they worry more…
Thirtysomethings show up in survey after survey as the age group most focused on getting their finances right. However, a new look at the American middle class finds that half of thirtysomethings (50%) cite…
Most small business owners have never heard of IRC §280A(g), and their tax bills are higher because of it. The provision, informally called the Augusta Rule, after the Augusta, Georgia, homeowners who have long…
Let’s assume, for a moment, that a home has been in the family for thirty years, and that the wife moves into assisted living in year one, while the husband continues living there. When…
The National Association of Realtors’ April 2026 existing home sales report carries a national headline suggesting the housing market is still grinding higher, but beneath that average lies a regional split that changes the…
