I Retired Early but Returned for a $450K Payday—Here’s Why
It doesn’t matter why you want to try and retire early, there is no question that this idea is growing increasingly more popular by the day. Driven by the FIRE movement, the goal and…
All Work
David Beren
What Could Hold Me Back From Investing $100,000 in High Dividend Stocks?
When it comes to investing, there is no right or wrong answer as to how you approach the market. If there is any important lesson about being an investor, it’s that nobody can predict…
I Want to Retire at 50, But My Wife, 46, Wants to Keep Working – What Should I Do?
As soon as one person in a relationship wants to retire, there is an immediate need to talk it over with your spouse or partner. If you’re a single individual, this decision is entirely…
My Family’s $1,400 Monthly Grocery Budget Seems Way Too High
Let’s assume, for a moment, that you are the person responsible for budgeting in your household. You likely have a pretty good idea of how much the family spends on food monthly. If you…
My Retirement Savings Are Lacking – Am I Counting on Inheritance or Government Support?
It should go without saying that in today’s day and age, it’s perfectly normal to be concerned about whether or not you are setting enough aside for retirement. The hope is that you can…
I’m Retiring at 57 with $2.3 Million – Here’s How I Feel About Leaving My Job
If you’re in a position to walk away from your job and live comfortably before you hit Full Retirement Age at 67, congratulations, you’re in a great financial position. This is especially true if…
Why I Believe Capital One Savor is a Must-Have Credit Card for Unlimited Cash Back
The hunt for the best credit card feels like a never-ending adventure that can take you down many different rabbit holes depending on your needs. For some people, it’s all about the cash-back benefits,…
How I Went from a $100K Goal to a $1.9 Million Net Worth by Age 36 – Is Early Retirement Realistic?
Contemplating early retirement is something that everyone who believes in the idea of financial independence and the “retire early” movement should consider. It’s perfectly normal for everyone to want to set some financial goals…
How To Maximize Credit Card Benefits While Avoiding Overspending and Debt Traps
The single biggest reason to take a cash-back or travel credit card is to earn as many points as you can based on your shopping or spending habits. With all of the different options…
Is $77,000 Too Much Cash for My Financial Situation?
One of the most important personal finance questions anyone can ask themselves is exactly how much money they need on hand at any given time. Whether it’s emergency money for a home, a potential…
Should Social Security Be Tax-Free? The Debate Over H.R. 904
With so much uncertainty surrounding Social Security and its solvency over the next 10 years, there is ongoing discussion about what, if any, steps should be taken. Short of a quick, bipartisan resolution that…
I’m in my 30s with $1.3 million – Should I quit my job now or keep grinding for a few more years?
One of the biggest questions anyone in the FIRE world can ask themselves is what number they need to achieve to walk away from the workforce for good. For some people, it’s $1 million,…
These American Ally Nations Are Neighbors to Enemy Forces
As much as we would all like to live in a Star Trek-friendly place where the entire world is in lock step with global needs, this isn’t our reality. Instead, there are allies and…
Seeking One New Card Without the Hassle: What’s the Smartest Choice?
It might sound silly, but choosing the right credit card is far more important than most people realize. Not only do you want the best perks and benefits, but if you just want one…
A Look at U.S. Workers Who’ve Accumulated $1M in Retirement Funds
Over the last few decades, it’s become commonplace to think that to retire comfortably in America, you need at least $1 million in retirement funds. As a result, this number has been the goal…
Dave Ramsey’s Bold Advice to a $200K Earner Carrying Debt
When it comes to paying off debt, there is no simple and guaranteed way that works for everyone. In other words, everyone has to figure out on their own how to pay off debt…
My Father is Losing His Job – Can He Afford to Retire or Should He Take a Pay Cut?
It’s an unfortunate truth that far too many people of baby boomer age and looking to stay in the workforce are being forced out. Whether this is a result of ageism is debatable, but…
Finding the Ideal Balance in a High-Yield Savings Account
For some people, putting all their money into the stock market isn’t the safest place to park it. Everyone has their own financial needs and what they might want to get out of their…
What Are The Benefits Of Using A 5% Cash Back Credit Card?
If you think about what type of credit card you want to use, between cash back, travel rewards, or store-branded cards, you must think long and hard about the benefits. In the case of…
The Percentage of Americans With $5M Saved for Retirement, Revealed
When you think about how much you need to retire to be comfortable, for most Americans, $5 million probably isn’t the number that comes to mind. Having this amount or more would be welcome,…