The High-Quality Dividend Plays Still Paying Investors 4% and Up
In the stock market, the 4% dividend yield is a number that feels good enough to be table stakes for anyone who wants to really earn a significant amount of money and change their…
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David Beren
Dave Ramsey’s 8% Retirement Rule Debate: Higher Income or Higher Risk?
If you're a fan of personal finance guru Dave Ramsey, it shouldn't surprise you that there are some differing opinions from other financial personalities. On the one hand, you want advice from people like…
The 2026 COLA Is In: Breaking Down Your New Benefit and Retiree Dissatisfaction
The Social Security Administration announced a 2.5% cost-of-living adjustment for 2026, effective January 2026. For millions, this will be a modest increase in their monthly benefits, which roughly translates to an extra $48 per…
The Typical American Can’t Answer These Simple Revolutionary War Questions
The Revolutionary War was America’s first true military test. The Boston Tea Party helped start the Revolutionary War. George Washington was the first Continental Army General and later became President. Also: Discover “The Next…
How Long Your Money Actually Lasts in Retirement With $1.8 Million
Retiring with $1.8 million in the bank is going to put you in a very strong financial position relative to most Americans, but it’s also a dollar amount that leaves you in something of…
Consumer Fear and Tariffs: Why Powell’s Stock Market Valuation Warning is More Dire Now
When Federal Reserve Chair Jerome Powell said in September 2025 that stock valuations were “on the high side,” there is no question that it raised a good number of eyebrows. The same can be…
Postwar Warning: What History Says Happens in 2026 After Three Consecutive S&P 500 Double-Digit Years
The S&P 500 is currently on track to close out 2025 in just under 10 days with a 16% gain, marking three years in a row of double-digit returns, something investors have taken full…
Is $2 Million Enough to Retire Comfortably in Today’s Economy?
There is no question that retiring with $2 million in the bank represents a significant achievement for most people and puts you far ahead of many other Americans approaching retirement age. Whether it is…
The End of 2025: 3 Must-Know SECURE Act Changes for RMDs and Inherited IRAs
The SECURE Act of 2019 and the SECURE Act 2.0 of 2022 all but fundamentally changed retirement account rules in ways that continue to catch both retirees and their beneficiaries by surprise. The changes…
The 20-Year Signal: Preparing for the Predicted Reversal of AI-Fueled Stock Market Gains
There is no question that artificial intelligence has transformed the stock market as we know it over the past three years, all but single-handedly driving the S&P 500 to record after record. Companies that…
US vs Russia: The Clash of Superpower Armies Everyone Fears
Any United States and Russia military faceoff would be devastating for both sides. The Russian military has shown cracks in its strength and training during its war with Ukraine. The United States has a…
The S&P 500’s Rare 40-Year Valuation Warning: Economic Slowdown Is Confirmed by Federal Reserve
The S&P 500 has delivered what can only be described as a strong year to date, extending a rally that has rewarded investors for staying the course through inflation, rate hikes, and geopolitical uncertainty.…
Baby Boomers Are Bucking This Retirement Norm
For one of the longest periods in American history, it was widely agreed that most people would aim to retire around 65. Sure, you could keep working until you are 70, but for most…
This Is How Many Americans Have Socked Away At Least $500K for Their Retirement Years
It won’t come as any surprise to learn that millions of Americans are trying to put money away for retirement, with varying degrees of success. Unfortunately, the number of people behind is shockingly high,…
The Simple Dividend Strategy Helping Retirees Avoid Selling in Down Markets
For many retirees, the biggest fear is not simply running out of money. It is running out of money because the market crashed at the worst possible time. A dividend income strategy can help…
Only Seen Twice in 153 Years: History’s Clear Warning for the Stock Market in 2026
It should go without saying that the S&P 500 has been riding high over the last few years and has delivered one of the most impressive runs in market history. Over the past three…
VTV Has Done Great, But I like Vanguard’s VOE ETF Better
Over the last few years, the Vanguard Value Index Fund ETF Shares (NYSE:VTV) has performed exactly as investors hoped. Growing between 12% and 15% annually over the last three years, as rates have risen,…
Trump Plans $2,000 Direct Payments to Americans Using Tariff Revenue Instead of Debt
On November 9, 2025, President Trump proposed a new round of direct payments to all American taxpayers, similar to those made during COVID. However, this time these paychecks would be funded by tariff revenue,…
What Retirement Really Looks Like With $2.5 Million in Savings
For as long as most of us can remember, the idea of retiring with $2.5 million in the "bank" has been something of a dream. The belief that this amount guarantees decades of worry-free…
A Signal Seen Only Once Before: History’s Forecast for the S&P 500’s Next Move
With the S&P 500 delivering double-digit growth in both 2023 and 2024, we’re on track to do something similar as we head into the last week of December 2025. For investors who have been…