Who Was the Smartest Inventor Ever?
If you look back at the history of the world, it’s difficult to recognize every single inventor. There are so many worth crediting for some of the world’s biggest advances. Electricity, cars, computers, and…
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David Beren
Why I Think Walmart and Aldi Grocery Prices Are the Same – Are We Alone in This Opinion?
As people all over the country are looking for any way possible to reduce their overall expenses, cheaper groceries are at the top of everyone’s list. Enter Aldi and Walmart, two of the more…
The Case for Cash Back: Why Are Some People Still Not Using These Rewarding Cards?
There is no question that in today’s credit card world, cash-back is king. While travel cards still enjoy their time in the spotlight, it’s the cash-back card that gets all the glory. Being able…
I’m on the cusp of early retirement – how do I manage the fear of a 1% financial catastrophe?
As a parent and provider, one of the biggest concerns you can deal with is being gone. What happens to your family after that? How will your family survive without your income? These are…
New to Cash Back Credit Cards? Essential Information for Starters
Getting started in the credit card world can undoubtedly feel overwhelming. With so many different options between cash-back and travel cards, it’s easy to get lost. The good news is that you have plenty…
My Grandfather’s Social Security Benefits Stopped – How Can I Help Him Prove He’s Alive?
It’s a brutal reality to accept that, as you grow older, you may have to deal with bureaucracy, such as the Social Security Administration. This is especially true, as recent government layoffs have reduced…
I’m planning to be ‘4% flexible’ in retirement – will re-evaluating my safe withdrawal annually help me avoid running out of money?
For most people in the FIRE world, the concept of the 4% safe withdrawal rate is considered set in stone. Knowing that this is the amount of money you can live on every year…
My husband has a pension he can either cash out for $2.9 million or get $15,000 monthly payments – what should we choose?
In the world of r/ChubbyFIRE on Reddit, someone always wants to hit a specific number so they can leave the workforce for good. This Redditor's husband has a pension offering either a $2.9 million…
Is It Actually Realistic To Live Off Dividend Income?
Building an investment portfolio can take many forms, a lesson that both new and experienced investors continually learn. One such method that’s increasingly popular during market ups and downs is to focus heavily on…
I Retired Early at 35 with $1.2 Million – Is It Sustainable at $3,000 per Month?
If you’re setting yourself up to be a member of the financial independence, retire early (FIRE) movement, there is likely a specific number you want to achieve to make it happen. It doesn’t even…
From $100k to $501k: How I Achieved My Net Worth Goal Before 30 – My Journey of Hard Work and Sacrifice
One of the things that everyone hopes to achieve at some point in their life is a net worth milestone. Whether it’s for retirement, to buy a home, or some other accomplishment, there is…
I Plan to Retire in 5 Years with $500,000 and Dividend ETF Income
Anyone planning to retire in 2, 5, or 10 years must develop a solid plan. Retiring isn’t inexpensive, and this is true no matter where you plan to call home. Whether it’s in Thailand…
Real estate is the most common and most lucrative side hustle – is now the time to jump in?
Whether it’s for extra income or to set yourself up for a new career, many people are taking advantage of the side hustle era. According to multiple reports, roughly half of all millennials and…
The 20 Most Incredible Facts About the US Navy
The USNS Harvey Milk, named for the openly gay Navy veteran who served in the Korean War, is making headlines. This replenishment oiler is in the news, not for a military-related reason, but due…
Debit Card Loyalist Asks: Is a Credit Card Truly Superior for Purchases Over $20?
The debate over debit cards versus credit cards seems to be never-ending. Advocates of both sides love to get into the weeds about which one is the best choice if you want to avoid…
Is my $5 million net worth enough to actually retire?
For everyone who lives or aspires to achieve financial independence and retire early in the “FIRE” movement, you must set a target net worth number. The goal is that once you hit this number,…
My Must-Have Luxuries for Retirement – What Can’t You Live Without?
One of the most important things people want to do in retirement is to enjoy themselves. This is the whole point of the FIRE movement, especially ChubbyFIRE, when someone looks to set aside enough…
Should I buy a home or continue enjoying my life with $250,000 in cash?
One of the most significant financial decisions anyone can make is when to purchase a home. Arguably, the single most significant expense for anyone, it’s hard to know precisely when the right time to buy is, as…
Debt Dilemma? 6 Unexpected Tricks to Crush Balances Above $20,000
If you have over $20,000 in debt and growing, it’s completely understandable that you feel like you are in a position where you are drowning. The good news is that you are not alone…
I Inherited $200,000 – Can I Buy a House Without a Mortgage on My Low-Paying Job?
If someone asks you when the right time to buy a house is, the answer could be anytime. It’s an unfortunate reality that trying to predict the best time to buy is downright impossible.…