Whenever the topic of talking with a financial professional who can help create a long-term strategy toward retirement arises, we label this individual a financial advisor. Choosing this individual is a big decision in…
It’s a frightening reality about the state of American consumer debt that at the end of 2024, the Federal Reserve Bank of St. Louis indicated that Americans owe more than $1.21 trillion in credit…
One of the biggest questions anyone in their young financial life has to decide is how much influence a credit card will have on how you shop. While everyone has a debit card, thanks…
In the credit card world, the debate between cashback and travel cards is seemingly timeless as to which card type benefit helps you earn more. Undoubtedly, devotees on both sides swear that one benefit…
While there are many different ways that baby boomers can make money right now, one of the easier things to consider should be rewards-based credit cards. Baby boomers tend to spend more money than…
Anytime someone starts seriously considering their FIRE (financial independence, retire early) number, there is hope that they are close enough to this number to make it meaningful. The idea of retiring early and living…
One of the most popular cash-back card types available today is that of the 5% rotating category. Popularized by cards from Discover and Chase, this card type offers rotating categories every quarter that offer…
As the most popular credit card type available today, cashback rewards give you a “discount” on every purchase. This is essentially what a cashback card is, as you receive a percentage of your purchase…
One of the biggest questions anyone who wants to earn cash-back rewards with a credit card has to ask is, why should I use such a card over every other option? Between flat-rate, tiered,…
If you’re taking part in the FIRE movement (financial independence, retire early), you are likely hoping that once you reach a certain number, you can kick back, relax, and do whatever you want. It…
With a credit card, you generally have three choices between a cash-back rewards card, a travel card, and a debit card. While a few non-reward options are available, choosing one of them and missing…
One of the biggest factors affecting retirement planning is also one of the most difficult to plan for. Medical and healthcare costs can and do play a massive role in how much disposable income…
Uncertainty is the name of the game when it comes to Social Security, which is unfortunate for the 70 million plus Americans who rely on this program yearly. For this reason, concerns about its…
In the world of cash-back credit cards these days, your choices are almost an overwhelming number of options from what feels like every different bank on the planet. Between sign-up offers, perks, benefits, and…
At the moment, the most popular offer associated with taking out a new credit card is the cash-back reward. Whether it’s a flat-rate or rotating category card, something about this benefit attracts credit card…
When it comes to understanding Social Security, there is a common belief that this system can be far more complicated than one might think. The reality is that this is a very complex program…
While this isn’t universally true, the hope is that everyone in their 20s starting their careers is focused on building as much wealth as possible. Given the job market these days, this is becoming…
In many cases, there is hope that you can find just one credit card that gives you everything you want in terms of cash-back rewards and more. Unfortunately, this isn’t the reality we live…
In the world of credit cards and Reddit, the 5% rotating category credit card is a cash-back darling. If you can add it to your wallet, taking advantage of 5% earnings on various categories…
It should go without saying that the credit card is arguably your wallet’s best friend if you can keep your spending in check. If you can, having a credit card should give you peace…
