The Harsh and Painful Reality of Taking Out of a 7% Mortgage
As awful as it is for the millions of homebuyers nationwide looking to purchase a new home, a 7% mortgage interest rate is a reality. While the hope is that mortgage rates will drop…
All Work
David Beren
These 10 Laptop Brands Are So Good, You’ll Forget All About Apple
Apple’s laptop lineup is impressive, with numerous customer processors, designs, and personalization options. Although its products are often considered some of the best available today, Apple’s computers amount to only 15% of the overall…
I Used to Dream of Sending My Kid to an Ivy League School, But These 10 Colleges Now Top My List
When choosing a college with your children, the biggest hope has always been to send them to an Ivy League institution. With names like Harvard, Brown, Princeton, Yale, and Princeton, you have every hope…
20 Facts That Make the Chevy Corvette America’s Most Iconic Car
Alongside the Ford Mustang, the Chevrolet Corvette has been considered one of America’s best sports cars for generations. The best American alternative to brands like Ferrari and Lamborghini, the Corvette has captured hearts and…
I Almost Bought a BMW, but These 20 Red Flags Scared Me Off
While buying a BMW might feel like purchasing “The Ultimate Driving Machine,” there is a better-than-good reason to avoid this brand. While BMWs undoubtedly look good and perform well in movies and video games,…
I Used to Think a Pension Was the Ultimate Retirement Tool, but Then I Learned These 10 Drawbacks
One of the most challenging things anyone can do in life is to plan for their retirement. While everyone hopes to make enough to live a fantastic lifestyle after working for decades, there is…
The 5 Most Common Ways Americans Move From Poor to Middle Class
When you think about the current economic climate of America, it won’t come as any surprise to learn there are clear boundaries between the “rich” and “poor.” In fact, by all measurements, the gap…
10 Peter Lynch Quotes Anyone Hoping to Retire One Day Needs to Hear
American investor, philanthropist, mutual fund manager, and author Peter Lynch has many titles. As the former manager of Fidelity Investments’ “Magellan Fund,” Lynch famously averaged a 29.2% return as the head of the group.…
Medicare Advantage vs. Medigap: Which Supplemental Coverage Makes Sense for You?
One of the most critical healthcare institutions in the United States, Medicare is a staple for many people seeking affordable medical help when retired. As part of the Medicare program, Medigap or Medicare Advantage…
Millions of Baby Boomers Face This Pension Dilemma: Lump Sum vs. Monthly Payments – Which Is Best?
One of the most significant decisions anyone with a pension can make is taking a lump sum (annuity) versus receiving monthly payments. At some point, you’ll have to make a decision, and this decision…
Millions of Americans Are Registering EVs in These States
While there is plenty of debate overall about whether the current popularity of electric cars will continue, there is lots of evidence supporting their popularity today. As tracked by the US Department of Energy,…
The Cadillac Escalade Is Iconic, but These 9 Large Luxury Cars Are Superior
When it comes to the full-size luxury SUV market, there is little question that the Cadillac Escalade has helped set a standard. If you see the Escalade driving down the street, your first thought…
Skip the Trip to Best Buy, These Are 10 Better Places to Buy Electronics
While Best Buy may be one of the biggest names in consumer electronics, it’s far from the only place to make a purchase. For years, Best Buy was the go-to place for everything electronics,…
Did Baby Boomers Earn Their Success – Or Did They Just Get Lucky?
It won’t come as any surprise to learn that the baby boomer generation is widely considered the wealthiest generation in history, so it begs the question of how they got there. The US has…
Forget Costco, These 10 Stores Have the Best Bulk Deals
Bulk shopping has become popular for people who want to save money and stock up on their favorite items. Buying in bulk allows customers to get lower prices per unit — and bonus, you…
7 Financial Benefits Baby Boomers Got That We’ll Likely Never See Again
When you reflect on the times baby boomers were growing up post-war, you might look back on them with envy. Everything was better in America, especially considering how far the dollar could take you…
I Always Dreamed of Retiring to Florida, But These 10 States Now Top My List
When you think about the different locations where you can retire inside the United States, Florida has long topped the list. With a low cost of living, beautiful weather, sandy beaches, and proximity to…
The Tesla Model S Was My Dream Car, But These 20 Factors Changed My Mind
Since the Tesla Model S was released, it has wowed worldwide with its giant touchscreen, fast performance, self-driving, and oh-so-much storage (the frunk!). The reality is that owning a Tesla has gone from a…
McDonald’s Is Adding 10,000 New Restaurants: Here’s Where They’ll Be
If there is one truth in the fast food world, McDonald’s will take every opportunity to expand its empire. Announced in late 2023, the company indicated that it plans to grow its restaurant count…
Baby Boomers Used to Love Timeshares – Here’s Why They’re Usually a Terrible Idea
In many ways, timeshares have been hugely popular because they allow you to plan a vacation properly. As they frequently cost less than staying at hotels multiple times a year, you can travel to…