It should go without saying that with 70 million Americans participating in the Social Security program in some capacity, it’s one of the most critical institutions in the US. In fact, it’s not untrue…
One of the most believable aspects of living a fatFIRE life is deciding how much you actually need versus how much you want. While this might seem like a textbook first-world problem, it’s still…
If you are fortunate enough to have a high salary and a trust fund, congratulations, you have made it in life. Many of us dream of affording a comfortable lifestyle that doesn’t require sitting…
Social Security is the largest budget item in the United States annually, serving more than 70 million people with retirement, disability, and supplemental income. The importance of this program cannot be understated, as it…
As is the case with anyone who wants to live the FIRE (financial independence, retire early) lifestyle, there needs to be a plan of action to try to hit a magic number. Whether it’s…
One of the biggest things anyone looking at a sizable inheritance has to navigate is what to do with the money. Even the most sudden windfalls can change someone’s life, but then it leads…
While it might surprise some people, a real-world belief applies even to those who have money: spending money can cause a lot of unnecessary stress. Whether it’s because someone wants to see numbers in…
If you experience considerable stress over the ups and downs of the stock market, you might be asking yourself a question: How else can I diversify? Whether it’s due to market volatility or just…
In any financial scenario where you work and earn money, the hope is that you can make enough to have “fun money” from time to time. This isn’t to say that you should be…
One of the most complicated decisions anyone can make is whether or not to leave one job for another. Unfortunately, sometimes this decision is made for us, but when it’s not, trying to understand…
As the tariff war heats up worldwide, the United States and some of its closest allies are jockeying for a competitive advantage. As President Trump looks to level the playing field between the US…
One of the most basic truths of personal finance is that you should always have some kind of emergency fund available just in case. While there is no specific agreed-upon dollar amount, the idea…
One of the worst things a parent has to do is fear for their children’s future, as it’s painstaking enough just to try and steer them in the right direction. No matter how hard…
For anyone in a long-term relationship, about to get married, or already married, it’s common knowledge that you must have the dreaded conversation about finances at some point. The biggest question is always about…
For better or worse, the prevailing theory about those aged between 20 and 30 right now is that they lack financial discipline. This often means that they are far better at spending than saving,…
If you’re a member of the FIRE (financial independence, retire early) community, the hope is that you have put enough away to retire earlier than the traditional 65 or 67 years of age. However,…
It should go without saying that car insurance is one of the most aggravating purchases you can shop around for in your adult life. With so many competitors like Geico, Liberty, and Progressive all…
It should go without saying that picking the right cash-back credit card can be surprisingly challenging. With dozens of cards available, all promising the best perks, you have to seriously consider your shopping habits…
Anytime you receive a windfall of money, whether through a lottery win, inheritance, job bonus, or an equity sale, the big question is what to do with the money. In the FIRE (financial independence,…
There is no question that deciding between taking a pension annuity versus a lump sum can feel overwhelming, as you have to make a decision that has long-term consequences. The unfortunate truth is that…
