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Michael Williams
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Everything by Michael.

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Personal Finance

‘Chances Are He Will’: Suze Orman Warns a Worried Mom That Her Will Won’t Protect Her Daughters

Jun 13, 2026 Personal Finance

The 401(k) Bracket Smoothing Math: Why a 66 Year Old Couple With $1.5 Million Should Convert Exactly $90,000 a Year

Jun 13, 2026 Personal Finance

Dave Ramsey Tells a Military Mom to ‘Underfund’ Her Kids’ 529: Here’s His Reasoning

Jun 13, 2026 Personal Finance

‘Citibank and Amex Have Screwed an 85-Year-Old Widow’: Dave Ramsey on $45,000 in Credit Card Debt With No Assets

Jun 12, 2026 Personal Finance

A $2.1 Million 401(k) at 75 Produces an $85,400 RMD That Pushes a Retiree Into the 24 Percent Bracket

Jun 12, 2026 Investing

Energy Refuses to Quit: XLE Up 29% YTD as Oil Stocks Wake Up

Jun 12, 2026 Personal Finance

Social Security Gets Taxed Once Provisional Income Crosses $34,000. Most Single Retirees Miss It

Jun 12, 2026 Personal Finance

Dave Ramsey to 57-Year-Old With $950K Saved: “You’re One of America’s Success Stories”

Jun 12, 2026 Investing

Dan Ives’ Own ETF Is Up 27% YTD. The AI Revolution Trade Is Real.

Jun 12, 2026 Investing

Batteries Beat the S&P 500: BATT Is Up 25% While SPY Hugs 11%

Jun 12, 2026 Personal Finance

‘You’re Under the Illusion That You’re Good at This, and You’re Not’: Dave Ramsey to 24-Year-Old With $30,000 in Gambling Debt

Jun 12, 2026 Personal Finance

‘Don’t Blame Your Stupidity on Christianity’: Dave Ramsey’s Blunt Advice to a Bride Whose Fiancé Refuses to Save

Jun 11, 2026 Personal Finance

‘Don’t Keep the House If It Steals Your Life’: Dave Ramsey’s Advice to a 41-Year-Old Facing Vision Loss

Jun 11, 2026 Personal Finance

Dave Ramsey’s Shotgun-Wedding Advice to a Pregnant Caller Who Paid Off $80K in Debt

Jun 11, 2026 Personal Finance

The $7,500 Math Behind Vivian Tu’s Decision to Reject Parental Wedding Funding

Jun 11, 2026 Personal Finance

A $900,000 Nest Egg at 65 Only Translates to About $36,000 in Real Annual Spending After Taxes and Inflation

Jun 10, 2026 Personal Finance

The Roth Conversion Strategy Affluent Couples Over 60 Are Using to Drain a $1.4 Million 401(k) Before RMDs Begin

Jun 10, 2026 Investing

Forget VOO: Fidelity’s Tech ETF Is Up 29% While the Broad Market Lags

Jun 10, 2026 Personal Finance

The 401(k) Bracket Smoothing Math: Why a 66 Year Old Couple With $1.5 Million Should Convert Exactly $90,000 a Year

Jun 10, 2026 Investing

Clean Energy Is the S&P 500’s New Boss: ACES Up 29% YTD

Jun 8, 2026