Retirement income planning used to be simple: buy bonds, collect coupons, live on the interest. With the 10-year Treasury sitting at 4.06% and the Fed funds rate at 3.75%, government bonds do…
Cheap dividend ETFs are your best friend if you want to buy and hold for a long time. ETFs like the Vanguard Dividend Appreciation Index Fund ETF (NYSEARCA:VIG), State Street SPDR Portfolio…
Periods of high inflation can rock the markets. Volatility can run rampant. And when the Federal Reserve retaliates against high inflation with high interest rates, borrowing costs for companies increase. This can…
The popularity of exchange traded funds (ETFs) has exploded in the past decade, and every generational cohort can take advantage of these user-friendly assets. Baby boomers, who were born between 1946 and…
The earnings season is upon us, the Fed has kept the rates steady, and the S&P 500 has hit a fresh record. The big tech earnings will take the market higher. This…
If you’re over 50, it’s probably time to start thinking seriously about retirement if you haven’t done so already. At this point, you may only have about another decade of work ahead…
Millions of Americans today are eligible for a monthly benefit from Social Security. And unfortunately, a lot of seniors have only those benefits to live on. But you should know that if…
When it comes to retirement planning, many investors are going to spend years chasing returns only to realize too late that what they really needed was income. The difference matters more than…
Retirees facing low bond yields have turned to high-dividend equity strategies, but not all approaches deliver the stability fixed-income investors need. The challenge is finding yield that won’t disappear when markets turn.…
Michael Williams Income investors who have been closely watching the market are starting to realize that there is a need to reposition their portfolio for the future. After years of elevated cash yields and…
If 2025 has taught investors anything about investing, it’s that the markets have a mind of their own. Even when the bulls appear to dominate, the bears have had the fortitude to…
There are millions of retired Americans today who get most of their income from Social Security. And that, frankly, is not a good position to be in. There are multiple reasons…
Once you retire, you’ll probably have Social Security to help cover your bills. But those monthly benefits may not provide nearly enough income to pay for all of your retirement expenses.…
While dividend ETFs like Schwab U.S. Dividend Equity ETF (NYSEARCA:SCHD) dominate retail investor conversations, SPDR Portfolio S&P 500 High Dividend ETF (NYSEARCA:SPYD) has quietly delivered a 4.7% yield at rock-bottom cost. With…
This week is an important one for consumers and investors alike. The Federal Reserve is sitting down for its final policy meeting of the year. And tomorrow, the central bank is…
