Commerce Bancshares Inc

Commerce Bancshares, Inc. is a regional bank holding company with over 161 years of banking experience, offering a full line of banking services including commercial and consumer lending, payment solutions, wealth management, and securities brokerage through its primary subsidiary, Commerce Bank. The company operates approximately 248 banking centers and ATM locations across the Midwest, with commercial offices in 11 states and payment solutions offered nationwide in 48 states. Commerce maintains $35.3 billion in total assets and $94.5 billion in total trust assets under administration, ranking among the top 15 bank-managed trust companies in the U.S. by assets under management. The company generates approximately 37% of revenue from non-interest income, providing diversified revenue streams across trust fees, bank card transaction fees, deposit account charges, consumer brokerage, and capital markets. Following the January 2026 acquisition of FineMark Holdings, Inc., Commerce expanded its private banking and wealth management presence in Florida and added wealth offices in Arizona and South Carolina. The company holds a Moody's baseline credit assessment of a2, two ratings above the U.S. banking industry median, and maintains a Tier 1 common risk-based capital ratio of 17.09%, the highest among the top 50 U.S. banks by asset size. Updated Jul 16, 2026