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Jeremy Phillips | May 13, 2026 at 11:07 PM EDT

“I’ve Been Beating Banks With Bonus Accounts for 10 Years: Here’s the System That Earned Me Thousands”

Pete from Massachusetts called into The Clark Howard Podcast last week with a flex most savers will never match. “Recently…

Don Lair | May 13, 2026 at 9:55 PM EDT

The Magnificent Seven Fell 40% While the S&P Dropped 18%: Here’s How Much Tech Concentration You Can Actually Afford

I’ve been studying portfolio concentration for years, and one stat from Schwab’s On Investing podcast keeps echoing in my head.…

Dr. Robert Castellano | May 13, 2026 at 9:41 PM EDT

The Semiconductor Upcycle Is Being Driven by Memory Pricing, Not Unit Growth

Introduction For decades, semiconductor cycles followed a fairly predictable sequence. Demand improved, companies bought more equipment to make more chips,…

Jeremy Phillips | May 13, 2026 at 8:03 PM EDT

Wall Street Is Worried About a ‘Sizzling’ Semiconductor Trade. History Says Cooling Periods Like This Set Up the Next Leg Higher

Although the chip complex has spent the last six months looking unstoppable, Wall Street is starting to whisper that the…

Don Lair | May 13, 2026 at 7:45 PM EDT

We’re Debt-Free With $1,800 Saved and Want to Spend $400 on a Kitchen Appliance: Should We Wait?

A caller named Teresa phoned into The Ramsey Show with her husband listening in. She had a simple question: “My…

Don Lair | May 13, 2026 at 7:36 PM EDT

Stop Saving $1,000 for Emergencies: Here’s the 1-3-6 Method Financial Advisors Say Actually Works

The $1,000 starter emergency fund has been gospel in personal finance circles for two decades. Andrew, host of The Personal…

Sam Daodu | May 13, 2026 at 7:15 PM EDT

XRP Whale Wallets Hit Record High But Price Slips Below $1.45 Again

XRP (CRYPTO: XRP) whale wallets just hit an all-time high. 332,230 wallets now hold at least 10,000 tokens, per on-chain…

Jeremy Phillips | May 13, 2026 at 7:13 PM EDT

We’re 40 with $175K cash and a $475K mortgage at 5%. Should we pay it down or invest instead?

Angela called into the Rich Habits Podcast with a problem most of us would happily trade for: she and her…

Don Lair | May 13, 2026 at 6:30 PM EDT

Bonds at 7 percent could beat the stock market. Here’s when to make the switch.

Every investor eventually faces the same question: when does the certainty of a bond beat the upside of a stock?…

Sam Daodu | May 13, 2026 at 6:28 PM EDT

Kevin Warsh Confirmed as Fed Chair: The 5 Things That Could Decide How Bitcoin Reacts

The Senate confirmed Kevin Warsh as Fed Chair today in a 54-45 vote—the closest in modern history. He replaces Jerome…

Marc Guberti | May 13, 2026 at 5:54 PM EDT

The QCD Move That Turns 401(k) RMDs Into Tax-Free Charitable Gifts at 70

A 71-year-old widow we’ll call Margaret has $1.4 million in a traditional IRA, rolled over from her former 401(k), and…

David Beren | May 13, 2026 at 5:49 PM EDT

The Allianz 2025 Annual Retirement Study Found That Financial Confidence Has Fallen 13 Points Since 2020

The Allianz 2025 Annual Retirement Study put a number on something many Americans already felt: confidence in their financial future…

David Beren | May 13, 2026 at 5:01 PM EDT

The Allianz Study Found That 67% of Americans Worry Social Security Won’t Last Their Full Retirement

The Allianz 2025 Annual Retirement Study added a single statistic that shifted the conversation about retirement readiness. The big takeaway…

Eric Bleeker | May 13, 2026 at 4:50 PM EDT

Wall Street’s Top Chartist Warns US Tech Stocks Now At Highest Concentration Since the 2000 Bubble

Craig Johnson, Chief Market Technician at Piper Sandler, used his CNBC Morning Call Sheet appearance to flag concerns for self-directed…

Sam Daodu | May 13, 2026 at 4:27 PM EDT

Bitcoin (BTC) ETFs See 7 Weeks of Inflows: Is the Institutional Bid Back?

Spot Bitcoin ETFs are once again attracting serious institutional capital, posting seven straight weeks of inflows as investor appetite for…

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Latest Articles

All Latest Articles

“I’ve Been Beating Banks With Bonus Accounts for 10 Years: Here’s the System That Earned Me Thousands”

The Magnificent Seven Fell 40% While the S&P Dropped 18%: Here’s How Much Tech Concentration You Can Actually Afford

The Semiconductor Upcycle Is Being Driven by Memory Pricing, Not Unit Growth

Wall Street Is Worried About a ‘Sizzling’ Semiconductor Trade. History Says Cooling Periods Like This Set Up the Next Leg Higher

We’re Debt-Free With $1,800 Saved and Want to Spend $400 on a Kitchen Appliance: Should We Wait?

Stop Saving $1,000 for Emergencies: Here’s the 1-3-6 Method Financial Advisors Say Actually Works

XRP Whale Wallets Hit Record High But Price Slips Below $1.45 Again

We’re 40 with $175K cash and a $475K mortgage at 5%. Should we pay it down or invest instead?

Bonds at 7 percent could beat the stock market. Here’s when to make the switch.

Kevin Warsh Confirmed as Fed Chair: The 5 Things That Could Decide How Bitcoin Reacts

The QCD Move That Turns 401(k) RMDs Into Tax-Free Charitable Gifts at 70

The Allianz 2025 Annual Retirement Study Found That Financial Confidence Has Fallen 13 Points Since 2020

The Allianz Study Found That 67% of Americans Worry Social Security Won’t Last Their Full Retirement

Wall Street’s Top Chartist Warns US Tech Stocks Now At Highest Concentration Since the 2000 Bubble

Bitcoin (BTC) ETFs See 7 Weeks of Inflows: Is the Institutional Bid Back?

The Divorced Spouse Strategy That Adds $14,400 a Year for a 66-Year-Old Whose Ex Is Still Alive

Your Adult Child Has a Chronic Health Condition and Needs Your Help. What Retirees Should Know

PBW’s 34% Year-to-Date Gain Masks a Brutal Five-Year Pattern Every Rate Cycle Repeats

The Divorced Spouse Strategy That Adds $14,400 a Year for a 66-Year-Old Whose Ex Is Still Alive

Your Adult Child Has a Chronic Health Condition and Needs Your Help. What Retirees Should Know

The Divorced Spouse Strategy That Adds $14,400 a Year for a 66-Year-Old Whose Ex Is Still Alive

Your Adult Child Has a Chronic Health Condition and Needs Your Help. What Retirees Should Know

Latest Articles

All Latest Articles

“I’ve Been Beating Banks With Bonus Accounts for 10 Years: Here’s the System That Earned Me Thousands”

The Magnificent Seven Fell 40% While the S&P Dropped 18%: Here’s How Much Tech Concentration You Can Actually Afford

The Semiconductor Upcycle Is Being Driven by Memory Pricing, Not Unit Growth

Wall Street Is Worried About a ‘Sizzling’ Semiconductor Trade. History Says Cooling Periods Like This Set Up the Next Leg Higher

We’re Debt-Free With $1,800 Saved and Want to Spend $400 on a Kitchen Appliance: Should We Wait?

Stop Saving $1,000 for Emergencies: Here’s the 1-3-6 Method Financial Advisors Say Actually Works

XRP Whale Wallets Hit Record High But Price Slips Below $1.45 Again

We’re 40 with $175K cash and a $475K mortgage at 5%. Should we pay it down or invest instead?

Bonds at 7 percent could beat the stock market. Here’s when to make the switch.

Kevin Warsh Confirmed as Fed Chair: The 5 Things That Could Decide How Bitcoin Reacts

The QCD Move That Turns 401(k) RMDs Into Tax-Free Charitable Gifts at 70

The Allianz 2025 Annual Retirement Study Found That Financial Confidence Has Fallen 13 Points Since 2020

The Allianz Study Found That 67% of Americans Worry Social Security Won’t Last Their Full Retirement

Wall Street’s Top Chartist Warns US Tech Stocks Now At Highest Concentration Since the 2000 Bubble

Bitcoin (BTC) ETFs See 7 Weeks of Inflows: Is the Institutional Bid Back?

The Divorced Spouse Strategy That Adds $14,400 a Year for a 66-Year-Old Whose Ex Is Still Alive

Your Adult Child Has a Chronic Health Condition and Needs Your Help. What Retirees Should Know

PBW’s 34% Year-to-Date Gain Masks a Brutal Five-Year Pattern Every Rate Cycle Repeats

Featured Reads

The Divorced Spouse Strategy That Adds $14,400 a Year for a 66-Year-Old Whose Ex Is Still Alive

Your Adult Child Has a Chronic Health Condition and Needs Your Help. What Retirees Should Know