The National Association of Realtors’ April 2026 existing home sales report carries a national headline suggesting the housing market is still grinding higher, but beneath that average lies a regional split that changes the…
Social Security is an important retirement income source to a lot of people. For those who struggle to save, those benefits can end up being the only source of income for retirement. For this…
A 68-year-old drawing $30,000 a year from Social Security has good news heading into 2026: most of the country no longer taxes that income at the state level. Eight states still do, down from…
A new picture of how middle-class twentysomethings are handling retirement is emerging from the Transamerica Center for Retirement Studies, and it carries a striking contradiction. The behavior looks textbook, while the underlying knowledge lags.…
The midpoint of the year is when seniors on Social Security tend to get antsy about knowing what their upcoming cost-of-living adjustment (COLA) will look like. Each year, Social Security benefits are eligible for…
Social Security is important to a lot of retirees. Without those benefits, many seniors would not be able to pay their bills. If you have a lot of non-Social Security income, though, then your…
President Trump has not been afraid to voice his opinion on interest rates — namely, the fact that he wants them lowered. Before Jerome Powell stepped down as chair of the Federal Reserve,…
A 58-year-old who just walked away from a three-decade corporate career and hung out a consulting shingle has a window most retirees never even fathom. Her Social Security record from the early 1990s, those…
Caregiving used to be framed as a midlife problem. A worker in their fifties would step in to help an aging parent, often after their own kids were grown. The data tells a different…
AÂ 60-year-old who wants to retire immediately faces a straightforward challenge: Social Security benefits typically remain several years away. With full retirement age at 67, a single retiree targeting $3,200 per month, or $38,400 annually,…
The twentysomething cohort is doing something past generations rarely did at the same age: they are actually saving for retirement. 77% of twentysomethings contribute to a retirement account, with a median starting age of…
A 71-year-old named Donna called into The Ramsey Show recently with a confession most retirees would rather bury. "During COVID we had our 401(k)s, our retirement accounts, and the stock market took a dive…
Picture a woman who turned 67 last fall, hit what Social Security calls her full retirement age (FRA), and filed for benefits the same week. The checks started arriving at $3,200 a month. Four…
Replacing $36,000 a year in income is roughly equivalent to generating the cash flow from a maximum Social Security benefit for a single retiree, or about $3,000 a month before taxes. A 66-year-old with…
For Social Security retirees, a new prediction of a big raise in 2027 may seem like good news at first glance. The Senior Citizens League has estimated that retirees are likely on track for…