How Do Cash Back Credit Cards Really Work Today?
As the most popular credit card type, you can use cash-back credit cards everywhere. No matter what name or issuer is on your card, there are bound to be some excellent benefits available, including…
Personal Finance
All Personal Finance Articles
Newest first · Page 256
Still Working at 70? Here’s When You Actually Need to Claim Social Security
Once you turn 62, you can file for Social Security at any point. The reason 62 is such a popular filing age is simple: it is the soonest you can receive benefits. Waiting carries…
After 3 years of retirement, I’m learning money isn’t enough – here’s what actually made retirement feel fulfilling
One of the many things that people learn after retirement is that it’s not all sunshine and rainbows. Whether you retire early or exactly at 67 years old, there is no guarantee that the…
Is SCHD’s Recent Drawdown a Buying Opportunity Like PEP? Here’s What I Discovered
The correction in the Schwab U.S. Dividend Equity ETF (NYSEARCA:SCHD) that rattled passive income investors throughout much of 2025 has given way to one of the more compelling turnaround stories of 2026, with the…
I Just Inherited $500,000 – How Can I Build a Self-Directed Dividend Portfolio?
There is perhaps no better way to put a $500,000 windfall to work than to stash it in a self-directed investment portfolio. Indeed, you don’t need to be a wizard at stock-picking to do…
How I Plan to Split My Father’s 401k with My Siblings Without Getting Hit by Taxes
When a parent leaves a 401(k) to just one child but the family expected to share it equally, the tax implications can get complicated fast. Here is what the sole named beneficiary needs to…
My 70-Year-Old Friend Refuses to Retire: Are They Right to Fear the 4% Rule?
Retiring is a big life change with serious financial implications. Many people are reluctant to take the plunge because they are concerned that their money won’t last. This is the case for a Reddit…
My Brother’s Social Security Account is Blocked – What Should I Do Next?
It won’t come as any surprise to learn that taking care of family, especially older family members, is something that millions of Americans do every day. Whether it’s a helping hand with finances or…
Why I Wonder If We’re Overlooking AMLP – Is the 8% Dividend Not Flashy Enough?
Many investors are aware of the dangers of chasing returns. Buying a stock or ETF based purely on raw momentum could lead to quick losses once the direction inevitably turns a corner. For income…
Can You Answer These Basic 401(k) Questions?
Investments and investment strategies are complicated. Stocks, bonds, and the ups and downs related to the economy are all multifaceted, and not easy to wrap your brain around. In fact, one reason Americans may…
I Owe $30,000 to Social Security After Going Back to Work – Is My Life Over?
It’s shocking and horrifying to get a surprise tax bill from the IRS, especially if it’s in the five figures. In this piece, we’ll look at the case of a Reddit user who was…
Social Security: Fact vs Fiction
A program as popular and essential as Social Security tends to be talked about a lot — in social circles, on the internet, and just about everywhere. But that doesn’t mean everything you’ll hear…
I Am Fully Invested: My Journey to 18,658 ULTY and Retirement Planning
One of the biggest trends of late among income-oriented investors has been the surge of popularity for YieldMax exchange traded funds (ETFs) and for their competitors’ EtFs, attempting to use similar strategies. By using…
Exploring 2025’s Elite: Standout Cards Among the Most-Searched Travel Rewards Options
When it comes to earning points for travel, there is no question that travel credit cards are enjoying a moment in the spotlight. While cash-back cards might still be the more popular option, it…
I inherited $10 million and my wife fears she’ll be left with nothing in a divorce – how do we ensure financial fairness?
Under normal circumstances, it’s safe to say that an inheritance can be a welcome gift that alleviates a significant portion of a person’s financial burden. On the other hand, a sudden windfall of money,…