Your Coffee Habit is Costing You $1 Million, Says Suze Orman
Finance coach Suze Orman says your coffee habit is costing you at least $1 million. In fact, consider this. Right now, the average cup of coffee can cost about $7. If you got coffee…
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Why Cash Back Cards Are the Easiest Way to Earn While You Spend
One of the most popular credit card formats today offers the best cash-back perks. There’s just something about earning money every time you make a purchase that feels good. While you’ll never make back…
Planning to retire next year at 49 with $6.5 million — will $100k annually from a side hustle be enough?
A Reddit user recently posted a question about retirement and lifestyle creep that raises some interesting questions. The Redditor said they’d be retiring next year at age 49 with $6.5 million in a diversified…
We’re in our early 30s and are looking to retire early – should we plow our money into dividend stocks until we hit our goal?
Retiring early is a goal for many, but achieving this goal requires a lot of thoughtful planning, including how to structure your investment strategy. Dividend stocks are often seen as an appealing option for those nearing…
Looking for a HYSA With Good Returns. What Are the Real Options?
It can be hard to take control of your own finances — there are hundreds of different tools, accounts, and strategies you can use, as well as a plethora of advice online. One of…
I met someone who quit his job of 13 years and cashed out his 401(k) — is this a wise choice?
Recently, a Reddit poster told a story of a person he’d met who cashed out a 401(k) to try to make it onto a pro golf tour. The Redditor said the guy had been…
I was laid off 9 days before becoming fully vested in my 401(k) — what are my options?
Corporations have no loyalty toward their employees. They do not see you as human, only as numbers on a spreadsheet that can be manipulated to make the profit numbers go up. No matter what…
4 in 5 Americans Are Missing a Golden Savings Opportunity
Saving money can be challenging under the best of circumstances. Unfortunately, millions of Americans are making the process even harder than it needs to be. That’s because they’re passing up on a golden savings…
I’m 29 and left my job — should I withdraw my 401(k) or roll it into an IRA?
When you quit your job, what should you do with your 401(k)? This is a question a Reddit poster asked recently. The Reddit user earned a double employer match and managed to amass thousands…
I have $2 million in my 401(k) and Roth accounts — should I stop contributing now?
Recently, a Reddit poster with $2 million in 401(k) and IRA accounts asked when they should stop contributing to their retirement plans. The poster is 50 with a 45-year-old spouse, and they said they…
Too Little, Too Late? The Reality of Baby Boomers Trying to Catch Up on Retirement Savings
24/7 Wall Street While 44% of Baby Boomers have saved over $250,000 for retirement, it is estimated that nearly 66% will have difficulty maintaining their current lifestyles in retirement. High recent inflation, the dot-com…
I’m in my mid-30s and at a crossroads – Sell my business now for $10 million or wait to potentially make $25 million?
Bigger companies or private equity firms often approach startups about buying them out. Company founders are faced with the difficult decision of giving up control of a company they built from the ground up…
Don’t Leave Free Money on the Table: Year-End Employer Matching and Other Missed Opportunities
With the end of the year upon us, now is a good time to assess your financial and retirement planning to make sure you are maximizing your opportunities, especially the benefits provided by your…
I’ve been maxing out my after-tax 401(k) and converting it to a Roth for 2 years — is this a good strategy?
Roughly 70 million workers actively participate in 401(k) retirement plans, which now hold $10.1 trillion in assets as of year-end 2025. The program has become one of the premier vehicles for building a secure…
Get Paid for Spending: How to Make Cash Back Credit Cards Work Overtime for You
One of any credit card’s best and most popular perks is undoubtedly getting cash back. As you’re already going to spend money on things you want and need, credit card companies that offer cash-back…