Personal Finance Articles

All Personal Finance Articles

5841 Articles

Don Lair | May 19, 2026 at 8:34 PM EDT

Americans Spending 93% of Income: How Debt Payoff Fails Without the Three Pillar System

On a recent episode of NerdWallet’s Smart Money Podcast titled Budget Rehab: How to Stop Paying Only Interest and Make…

Marc Guberti | May 19, 2026 at 8:28 PM EDT

The 401(k) Move Corporate Executives Use to Defer $100,000 of Income on Top of Their Plan Maximum

A 52-year-old vice president earning a $400,000 base plus a $200,000 annual bonus already maxes the 401(k) by spring, hits…

Don Lair | May 19, 2026 at 8:10 PM EDT

Stop Letting Money Sit in Checking, Jean Chatzky Warns: The Roth IRA Edge Over Traditional Accounts

On a recent episode of HerMoney with Jean Chatzky, a listener named Nicole, who earns $115,000 a year, admitted she…

Don Lair | May 19, 2026 at 7:55 PM EDT

The $260k College Mistake: How One Parent’s Tuition Decision Could Force Working Into Her 70s

The question came from a 49-year-old mother on a recent episode of the Rich Habits Podcast: should she remortgage her…

Don Lair | May 19, 2026 at 7:39 PM EDT

23-Year-Old Earning $83k Owes $34k on a Car He Bought After Loss. Here’s Dave Ramsey’s Solution

On a recent episode of The Ramsey Show, a 23-year-old named Andrew called in with a story that turns a…

David Beren | May 19, 2026 at 5:33 PM EDT

Kiplinger: Trump’s New IRA Is Launching January 1, 2027 With a $1,000 Government Match for Eligible Savers

A new federal incentive is about to change retirement savings for millions of lower and middle-income Americans. On April 30,…

Carl Sullivan | May 19, 2026 at 4:53 PM EDT

Retirees Are Realizing a $2 Million Nest Egg at 65 Only Means $42,000 in Real Annual Spending After Inflation

A 65-year-old single retiree with $2 million split across IRAs and a brokerage account may sound set for life. The…

Ian Cooper | May 19, 2026 at 4:16 PM EDT

Wes Moss’ $1.6 Million Portfolio Rule Quietly Beats Government Pensions for Affluent Retirees

On the Clark Howard Podcast's March 31, 2026, episode, certified financial planner and Money Matters host Wes Moss laid out…

Drew Wood | May 19, 2026 at 3:34 PM EDT

A 67-Year-Old Single Retiree With $920,000 Can Stretch It to Age 95 If the COLA Holds Above 2 Percent

A 67-year-old retiree with $920,000 in savings and a $2,800 monthly Social Security benefit appears to have a comfortable setup.…

Marc Guberti | May 19, 2026 at 3:28 PM EDT

Why Anesthesiologists Are Pulling Money Out of Their 401(k)s at 55 and Saving $40,000 in Penalties

A 55-year-old anesthesiologist clearing $450,000 a year decides she is done with hospital call schedules. She wants to consult two…

Gerelyn Terzo | May 19, 2026 at 2:42 PM EDT

The Layoff Math That Pushed a 64-Year-Old to Claim Social Security Earlier Than Planned

A 64-year-old earning $180,000 gets the call no one plans for: the role is gone, severance runs 12 months, and…

David Beren | May 19, 2026 at 2:40 PM EDT

Aluminum Prices Have Surged Nearly 90% Since the Iran War Began, and Kiplinger Says Your Portfolio Should Respond

The Iran war started on February 27, and the aluminum market has not been the same since. Alcoa CEO William…

Maurie Backman | May 19, 2026 at 2:26 PM EDT

Retirees Could Lose Thousands With This Common Social Security Mistake

For millions of Americans, deciding when to claim Social Security is one of the biggest financial choices they’ll make in…

Drew Wood | May 19, 2026 at 2:05 PM EDT

Retiring at 59 With $3.4 Million Means Burning Through $640,000 Before Touching a Single Tax-Advantaged Dollar

A 59-year-old couple with $3.4 million looks fully prepared for retirement until the account structure comes into focus. About $2.2…

Maurie Backman | May 19, 2026 at 1:33 PM EDT

Social Security Cuts Edge Closer to Reality. How Much of a Drop Should You Plan For?

There’s perhaps no more critical source of income for retired Americans than Social Security. The average retirement benefit today amounts…

1 … 114 115 116 117 118 … 393

Personal Finance Articles

All Personal Finance Articles

Americans Spending 93% of Income: How Debt Payoff Fails Without the Three Pillar System

The 401(k) Move Corporate Executives Use to Defer $100,000 of Income on Top of Their Plan Maximum

Stop Letting Money Sit in Checking, Jean Chatzky Warns: The Roth IRA Edge Over Traditional Accounts

The $260k College Mistake: How One Parent’s Tuition Decision Could Force Working Into Her 70s

23-Year-Old Earning $83k Owes $34k on a Car He Bought After Loss. Here’s Dave Ramsey’s Solution

Kiplinger: Trump’s New IRA Is Launching January 1, 2027 With a $1,000 Government Match for Eligible Savers

Retirees Are Realizing a $2 Million Nest Egg at 65 Only Means $42,000 in Real Annual Spending After Inflation

Wes Moss’ $1.6 Million Portfolio Rule Quietly Beats Government Pensions for Affluent Retirees

A 67-Year-Old Single Retiree With $920,000 Can Stretch It to Age 95 If the COLA Holds Above 2 Percent

Why Anesthesiologists Are Pulling Money Out of Their 401(k)s at 55 and Saving $40,000 in Penalties

The Layoff Math That Pushed a 64-Year-Old to Claim Social Security Earlier Than Planned

Aluminum Prices Have Surged Nearly 90% Since the Iran War Began, and Kiplinger Says Your Portfolio Should Respond

Retirees Could Lose Thousands With This Common Social Security Mistake

Retiring at 59 With $3.4 Million Means Burning Through $640,000 Before Touching a Single Tax-Advantaged Dollar

Social Security Cuts Edge Closer to Reality. How Much of a Drop Should You Plan For?

Everyone’s Chasing Arizona but Smart Retirees Are Buying Here Instead

The $2 Million Retirement Mistake: Confusing Yield With Income You Can Actually Spend

What It Takes to Retire in America’s Largest Gated Community on $500,000

Everyone's Chasing Arizona but Smart Retirees Are Buying Here Instead

The $2 Million Retirement Mistake: Confusing Yield With Income You Can Actually Spend

Everyone’s Chasing Arizona but Smart Retirees Are Buying Here Instead

The $2 Million Retirement Mistake: Confusing Yield With Income You Can Actually Spend

Personal Finance Articles

All Personal Finance Articles

Americans Spending 93% of Income: How Debt Payoff Fails Without the Three Pillar System

The 401(k) Move Corporate Executives Use to Defer $100,000 of Income on Top of Their Plan Maximum

Stop Letting Money Sit in Checking, Jean Chatzky Warns: The Roth IRA Edge Over Traditional Accounts

The $260k College Mistake: How One Parent’s Tuition Decision Could Force Working Into Her 70s

23-Year-Old Earning $83k Owes $34k on a Car He Bought After Loss. Here’s Dave Ramsey’s Solution

Kiplinger: Trump’s New IRA Is Launching January 1, 2027 With a $1,000 Government Match for Eligible Savers

Retirees Are Realizing a $2 Million Nest Egg at 65 Only Means $42,000 in Real Annual Spending After Inflation

Wes Moss’ $1.6 Million Portfolio Rule Quietly Beats Government Pensions for Affluent Retirees

A 67-Year-Old Single Retiree With $920,000 Can Stretch It to Age 95 If the COLA Holds Above 2 Percent

Why Anesthesiologists Are Pulling Money Out of Their 401(k)s at 55 and Saving $40,000 in Penalties

The Layoff Math That Pushed a 64-Year-Old to Claim Social Security Earlier Than Planned

Aluminum Prices Have Surged Nearly 90% Since the Iran War Began, and Kiplinger Says Your Portfolio Should Respond

Retirees Could Lose Thousands With This Common Social Security Mistake

Retiring at 59 With $3.4 Million Means Burning Through $640,000 Before Touching a Single Tax-Advantaged Dollar

Social Security Cuts Edge Closer to Reality. How Much of a Drop Should You Plan For?

Everyone’s Chasing Arizona but Smart Retirees Are Buying Here Instead

The $2 Million Retirement Mistake: Confusing Yield With Income You Can Actually Spend

What It Takes to Retire in America’s Largest Gated Community on $500,000

Featured Reads

Everyone's Chasing Arizona but Smart Retirees Are Buying Here Instead

The $2 Million Retirement Mistake: Confusing Yield With Income You Can Actually Spend