Personal Finance Articles

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4621 Articles

Drew Wood | May 22, 2026 at 9:02 AM EDT

Three Bond ETFs and Three High-Yield Equity ETFs: How $740,000 Pays $44,000 a Year Without Sector Drama

A 71-year-old retiree with $740,000 in investable assets who needs $44,000 a year in portfolio income has one number that…

Drew Wood | May 22, 2026 at 8:21 AM EDT

The 6.4 Percent Yield Portfolio That Lets a 70-Year-Old Sleep Through Every Market Selloff Since 2020

A 70-year-old single retiree with $1.05 million in a deliberately conservative income portfolio yielding 6.4% can generate roughly $67,200 a…

Don Lair | May 22, 2026 at 8:12 AM EDT

The Real Price of That $12,000 Car Loan: George Kamel Shows Young Borrowers What $3,400 in Interest Actually Costs

A college student at Arizona State University told personal finance personality George Kamel he was carrying a $12,000 car loan…

Don Lair | May 22, 2026 at 7:44 AM EDT

Dave Ramsey to Young Couple: $281k Income Means You Can Eliminate $207k Debt in 12 Months

Joe, 25, called The Ramsey Show 12 days before his wedding with a question most engaged couples whisper about: “I…

Austin Smith | May 22, 2026 at 7:15 AM EDT

The $650,000 Mistake One Caller Made Without Telling Her Spouse

Dave Ramsey’s call-in show pulls in real households at their worst financial moments. A recent episode laid out three patterns…

Drew Wood | May 22, 2026 at 7:15 AM EDT

Six Boring Blue Chips Generate $54,000 a Year on $920,000 Without a Single 7 Percent Yield Trap

A $54,000 annual income is roughly in line with what the average U.S. household spends after taxes each year. For…

Drew Wood | May 22, 2026 at 6:27 AM EDT

A 62-Year-Old Engineer’s $1.1 Million Portfolio That Pays $5,800 a Month and Drops to $3,400 When Social Security Kicks In at 67

A 62-year-old engineer retiring today with $1.1 million and planning to wait until 67 to claim Social Security needs the…

Don Lair | May 22, 2026 at 6:17 AM EDT

Don McDonald Reveals the Cash Flow Question That Retirees Must Answer First

On a recent episode of Talking Real Money, a caller named Michael from Vancouver, Washington asked the hosts something most…

Drew Wood | May 22, 2026 at 6:10 AM EDT

A Dividend Portfolio That Pays a 65-Year-Old More Than Her Final Salary at the Same Job She Just Left

A marketing manager who retired at the end of 2025 walked away from a $98,000 salary after 35 years of…

Don Lair | May 22, 2026 at 5:55 AM EDT

Dave Ramsey’s Baby Steps Work for Most Americans. Here’s When They Might Not

On a recent episode of Smart Money Happy Hour, Ramsey Solutions personalities Rachel Cruze and George Campbell were asked whether…

Don Lair | May 22, 2026 at 5:52 AM EDT

I pay my parents $1,000 a month to babysit but they spend it on toys. Should I invest it for them instead?

On a recent episode of the Rich Habits Podcast titled Q&A: $1.3M IRA, Aging Parents & SpaceX’s IPO, a listener…

Don Lair | May 22, 2026 at 5:45 AM EDT

Dave Ramsey Tells 25-Year-Old With $150k Savings: Pay Off $207k Debt Before Honeymoon

Twelve days before his wedding, a 25-year-old self-employed caller named Joe phoned The Ramsey Show with a question most people…

Jeremy Phillips | May 22, 2026 at 5:30 AM EDT

The Closed Card Problem: Why $550 Monthly Payments Leave Balances Frozen

“I barely can save $50 here and there if I can,” a caller told NerdWallet’s Smart Money Podcast in an…

Don Lair | May 22, 2026 at 5:30 AM EDT

Fannie Mae’s New Crypto Mortgage Program Explained: The $200,000 Collateral Problem

On a recent episode of How to Money, co-host Joel Larsgaard summed up Fannie Mae’s new crypto-as-collateral mortgage program in…

Drew Wood | May 22, 2026 at 5:04 AM EDT

A $1 Million Portfolio That Quietly Out-Earns a Costco Warehouse Manager’s Base Salary

A Costco warehouse manager earns a 2026 base salary of roughly $70,000 to $80,000, with a midpoint near $72,000. That…

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Personal Finance Articles

All Personal Finance Articles

Three Bond ETFs and Three High-Yield Equity ETFs: How $740,000 Pays $44,000 a Year Without Sector Drama

The 6.4 Percent Yield Portfolio That Lets a 70-Year-Old Sleep Through Every Market Selloff Since 2020

The Real Price of That $12,000 Car Loan: George Kamel Shows Young Borrowers What $3,400 in Interest Actually Costs

Dave Ramsey to Young Couple: $281k Income Means You Can Eliminate $207k Debt in 12 Months

The $650,000 Mistake One Caller Made Without Telling Her Spouse

Six Boring Blue Chips Generate $54,000 a Year on $920,000 Without a Single 7 Percent Yield Trap

A 62-Year-Old Engineer’s $1.1 Million Portfolio That Pays $5,800 a Month and Drops to $3,400 When Social Security Kicks In at 67

Don McDonald Reveals the Cash Flow Question That Retirees Must Answer First

A Dividend Portfolio That Pays a 65-Year-Old More Than Her Final Salary at the Same Job She Just Left

Dave Ramsey’s Baby Steps Work for Most Americans. Here’s When They Might Not

I pay my parents $1,000 a month to babysit but they spend it on toys. Should I invest it for them instead?

Dave Ramsey Tells 25-Year-Old With $150k Savings: Pay Off $207k Debt Before Honeymoon

The Closed Card Problem: Why $550 Monthly Payments Leave Balances Frozen

Fannie Mae’s New Crypto Mortgage Program Explained: The $200,000 Collateral Problem

A $1 Million Portfolio That Quietly Out-Earns a Costco Warehouse Manager’s Base Salary

57% Say They Haven’t Saved Enough, and the Data Confirms It

Warren Buffett: “People Still Don’t Want to Think It Will Work”

This Midstream ETF Yields 9.4% While Sidestepping K-1 Tax Forms

57% Say They Haven't Saved Enough, and the Data Confirms It

Family Limited Partnerships: How to Lock In $4 Million in Valuation Discounts Before Congress Acts Again

57% Say They Haven’t Saved Enough, and the Data Confirms It

Warren Buffett: “People Still Don’t Want to Think It Will Work”

Personal Finance Articles

All Personal Finance Articles

Three Bond ETFs and Three High-Yield Equity ETFs: How $740,000 Pays $44,000 a Year Without Sector Drama

The 6.4 Percent Yield Portfolio That Lets a 70-Year-Old Sleep Through Every Market Selloff Since 2020

The Real Price of That $12,000 Car Loan: George Kamel Shows Young Borrowers What $3,400 in Interest Actually Costs

Dave Ramsey to Young Couple: $281k Income Means You Can Eliminate $207k Debt in 12 Months

The $650,000 Mistake One Caller Made Without Telling Her Spouse

Six Boring Blue Chips Generate $54,000 a Year on $920,000 Without a Single 7 Percent Yield Trap

A 62-Year-Old Engineer’s $1.1 Million Portfolio That Pays $5,800 a Month and Drops to $3,400 When Social Security Kicks In at 67

Don McDonald Reveals the Cash Flow Question That Retirees Must Answer First

A Dividend Portfolio That Pays a 65-Year-Old More Than Her Final Salary at the Same Job She Just Left

Dave Ramsey’s Baby Steps Work for Most Americans. Here’s When They Might Not

I pay my parents $1,000 a month to babysit but they spend it on toys. Should I invest it for them instead?

Dave Ramsey Tells 25-Year-Old With $150k Savings: Pay Off $207k Debt Before Honeymoon

The Closed Card Problem: Why $550 Monthly Payments Leave Balances Frozen

Fannie Mae’s New Crypto Mortgage Program Explained: The $200,000 Collateral Problem

A $1 Million Portfolio That Quietly Out-Earns a Costco Warehouse Manager’s Base Salary

57% Say They Haven’t Saved Enough, and the Data Confirms It

Warren Buffett: “People Still Don’t Want to Think It Will Work”

This Midstream ETF Yields 9.4% While Sidestepping K-1 Tax Forms

Featured Reads

57% Say They Haven't Saved Enough, and the Data Confirms It

Family Limited Partnerships: How to Lock In $4 Million in Valuation Discounts Before Congress Acts Again