Personal Finance Articles

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4621 Articles

Austin Smith | May 23, 2026 at 12:00 PM EDT

Medicare Premium Jumps Hundreds a Month in 2026 From a 2024 Asset Sale You Forgot About

Picture a 67-year-old who sold a vacation home in 2024 for a $300,000 capital gain. The check cleared, and most…

Austin Smith | May 23, 2026 at 11:45 AM EDT

Medicare Surcharges Spike $1,062 a Year at the $109,000 Income Threshold Most Retirees Miss

The Quiet Cliff Sitting Between $108,999 and $109,001 A single retiree, age 70, lives off Social Security, a modest pension,…

Maurie Backman | May 23, 2026 at 11:14 AM EDT

The Two Huge Social Security Problems Congress Keeps Quietly Ignoring

It’s not exactly a secret that Social Security serves as a critical source of income for millions of retirees today.…

Danielle Liverance | May 23, 2026 at 10:42 AM EDT

I cut my housing costs 54 percent by downsizing in an expensive city. Here’s how I reached financial independence without leaving California

Aubrey Williams reached financial independence in Santa Barbara, California, one of the most expensive real estate markets in America, without…

Drew Wood | May 23, 2026 at 10:27 AM EDT

The Single Premium Immediate Annuity That Adds $3,800 a Month to a $1.2 Million Income Portfolio Without Touching a Stock

A 73-year-old retiree with a $1.2 million dividend portfolio generating $5,400 a month faces a quieter retirement problem than most.…

Jeremy Phillips | May 23, 2026 at 9:34 AM EDT

Should You Gift Above Your RMDs? Suze Orman’s Answer for Retirees With 17+ Years Left

On her July 18, 2024 podcast episode Ask KT & Suze Anything: I Want to Give Money to my Grandchildren,…

Drew Wood | May 23, 2026 at 9:20 AM EDT

How $700,000 Spread Across Four Preferred Stock ETFs Generates $42,000 a Year Even When the Stock Market Stalls

A 68-year-old retiree who wants to generate $42,000 a year in dividend income without constantly riding the swings of the…

Maurie Backman | May 23, 2026 at 9:17 AM EDT

Why 2032 Could Quietly Become the Year Everything Changes for Social Security

If you work and pay into Social Security throughout your career, you may not be happy to see those…

Marc Guberti | May 23, 2026 at 9:07 AM EDT

The 401(k) Mega Backdoor Roth Strategy a Tech Worker Used to Build $750,000 of Roth Wealth in Six Years

A 30-year-old software engineer at Meta (NASDAQ:META | META Price Prediction), earning a $200,000 base plus refreshing stock grants, asked…

Ian Cooper | May 23, 2026 at 8:31 AM EDT

The $19,200 Medicare Surprise That Hits Retirees After One Roth Conversion in the Wrong Year

Picture a couple in their first year of retirement. Both are 64, both stopped working in January, and they finally…

Drew Wood | May 23, 2026 at 8:12 AM EDT

The Closed-End Fund Portfolio That Quietly Pays a 71-Year-Old $61,000 a Year on $850,000 and Trades at a Persistent Discount

A 71-year-old retiree holding $850,000 across a basket of closed-end funds is generating roughly $61,000 a year in distributions. That…

Austin Smith | May 23, 2026 at 8:00 AM EDT

Medicare Premium Jumps Hundreds a Month in 2026 From a 2024 Asset Sale You Forgot About

Picture a 67-year-old who sold a vacation home in 2024 for a $300,000 capital gain. The check cleared, and most…

Drew Wood | May 23, 2026 at 7:55 AM EDT

How $300,000 in JEPQ and JEPI Quietly Pays $24,000 a Year Without the MLP K-1 Headache

A 65-year-old single retiree with $300,000 split evenly between two JPMorgan covered-call ETFs can pull roughly $24,000 in annual distributions…

Danielle Liverance | May 23, 2026 at 6:40 AM EDT

I left law enforcement with a $60,000 state pension earning 4%. Should I roll it to a Roth TSP instead?

On the May 19, 2026 episode of The Clark Howard Podcast, Clay from Kentucky asked advisor Wes Moss whether to…

Drew Wood | May 23, 2026 at 5:33 AM EDT

Quitting at 59 and Bridging Eight Years to Social Security at 67? Here Is the $530,000 Income Portfolio I Would Build

For a 59-year-old hoping to leave work today, the math is unforgiving. A $530,000 brokerage account would need to generate…

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Personal Finance Articles

All Personal Finance Articles

Medicare Premium Jumps Hundreds a Month in 2026 From a 2024 Asset Sale You Forgot About

Medicare Surcharges Spike $1,062 a Year at the $109,000 Income Threshold Most Retirees Miss

The Two Huge Social Security Problems Congress Keeps Quietly Ignoring

I cut my housing costs 54 percent by downsizing in an expensive city. Here’s how I reached financial independence without leaving California

The Single Premium Immediate Annuity That Adds $3,800 a Month to a $1.2 Million Income Portfolio Without Touching a Stock

Should You Gift Above Your RMDs? Suze Orman’s Answer for Retirees With 17+ Years Left

How $700,000 Spread Across Four Preferred Stock ETFs Generates $42,000 a Year Even When the Stock Market Stalls

Why 2032 Could Quietly Become the Year Everything Changes for Social Security

The 401(k) Mega Backdoor Roth Strategy a Tech Worker Used to Build $750,000 of Roth Wealth in Six Years

The $19,200 Medicare Surprise That Hits Retirees After One Roth Conversion in the Wrong Year

The Closed-End Fund Portfolio That Quietly Pays a 71-Year-Old $61,000 a Year on $850,000 and Trades at a Persistent Discount

Medicare Premium Jumps Hundreds a Month in 2026 From a 2024 Asset Sale You Forgot About

How $300,000 in JEPQ and JEPI Quietly Pays $24,000 a Year Without the MLP K-1 Headache

I left law enforcement with a $60,000 state pension earning 4%. Should I roll it to a Roth TSP instead?

Quitting at 59 and Bridging Eight Years to Social Security at 67? Here Is the $530,000 Income Portfolio I Would Build

ICLN’s 45% YTD Surge Marks a Regime Shift: From Policy Bet to Infrastructure Play, With a July Deadline Looming

Forget GLD: GLDM Tracks the Exact Same Bullion at One Quarter the Annual Cost

CONL Lost 67% Year to Date While Coinbase Fell 33%, Exposing the Volatility Tax in Daily-Reset Leverage

57% Say They Haven't Saved Enough, and the Data Confirms It

Family Limited Partnerships: How to Lock In $4 Million in Valuation Discounts Before Congress Acts Again

ICLN’s 45% YTD Surge Marks a Regime Shift: From Policy Bet to Infrastructure Play, With a July Deadline Looming

Forget GLD: GLDM Tracks the Exact Same Bullion at One Quarter the Annual Cost

Personal Finance Articles

All Personal Finance Articles

Medicare Premium Jumps Hundreds a Month in 2026 From a 2024 Asset Sale You Forgot About

Medicare Surcharges Spike $1,062 a Year at the $109,000 Income Threshold Most Retirees Miss

The Two Huge Social Security Problems Congress Keeps Quietly Ignoring

I cut my housing costs 54 percent by downsizing in an expensive city. Here’s how I reached financial independence without leaving California

The Single Premium Immediate Annuity That Adds $3,800 a Month to a $1.2 Million Income Portfolio Without Touching a Stock

Should You Gift Above Your RMDs? Suze Orman’s Answer for Retirees With 17+ Years Left

How $700,000 Spread Across Four Preferred Stock ETFs Generates $42,000 a Year Even When the Stock Market Stalls

Why 2032 Could Quietly Become the Year Everything Changes for Social Security

The 401(k) Mega Backdoor Roth Strategy a Tech Worker Used to Build $750,000 of Roth Wealth in Six Years

The $19,200 Medicare Surprise That Hits Retirees After One Roth Conversion in the Wrong Year

The Closed-End Fund Portfolio That Quietly Pays a 71-Year-Old $61,000 a Year on $850,000 and Trades at a Persistent Discount

Medicare Premium Jumps Hundreds a Month in 2026 From a 2024 Asset Sale You Forgot About

How $300,000 in JEPQ and JEPI Quietly Pays $24,000 a Year Without the MLP K-1 Headache

I left law enforcement with a $60,000 state pension earning 4%. Should I roll it to a Roth TSP instead?

Quitting at 59 and Bridging Eight Years to Social Security at 67? Here Is the $530,000 Income Portfolio I Would Build

ICLN’s 45% YTD Surge Marks a Regime Shift: From Policy Bet to Infrastructure Play, With a July Deadline Looming

Forget GLD: GLDM Tracks the Exact Same Bullion at One Quarter the Annual Cost

CONL Lost 67% Year to Date While Coinbase Fell 33%, Exposing the Volatility Tax in Daily-Reset Leverage

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57% Say They Haven't Saved Enough, and the Data Confirms It

Family Limited Partnerships: How to Lock In $4 Million in Valuation Discounts Before Congress Acts Again