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5838 Articles

Michael Williams | Jul 23, 2026 at 6:04 PM EDT

A $900,000 Portfolio That Quietly Pays $60,000 a Year Without Touching Principal

Most retirees assume a big nest egg means accepting either a meager paycheck or a slow bleed of principal, but…

Marc Guberti | Jul 23, 2026 at 6:03 PM EDT

Before Your First RMD at 73, Make Sure Your $1.4 Million 401(k) Isn’t Costing You $52,000 in Taxes

A seven-figure 401(k) sounds like security until the IRS forces a withdrawal that triggers a tax cascade most retirees never…

Michael Williams | Jul 23, 2026 at 5:25 PM EDT

His 401(k) Held $400,000 of Company Stock. Rolling It Into an IRA Would Have Erased a Six-Figure Tax Break

Buried deep in the tax code sits a rule that could save a retiring employee with appreciated company stock a…

Michael Williams | Jul 23, 2026 at 5:16 PM EDT

The Real Cost of Retiring in Sun City, Arizona, on Social Security and a Small Pension

Sun City looks affordable on paper, but the homes hiding behind those low price tags carry a decades-old secret that…

Michael Williams | Jul 23, 2026 at 5:07 PM EDT

I’m 40 and my advisor wants me to switch from Roth to traditional 401(k). Dave Ramsey says it’s a million-dollar mistake

Her financial advisor pushed her to abandon the Roth 401(k) and take the traditional tax break instead, and it sounded…

Gerelyn Terzo | Jul 23, 2026 at 5:03 PM EDT

Kentucky Has 16 Million Barrels of Bourbon Aging. Here’s How a Retiree Can Actually Own One, and What a Sale Does to Social Security.

Owning a Kentucky bourbon barrel sounds like a bucket-list flex, but retirees who cash out a profitable barrel often discover…

Michael Williams | Jul 23, 2026 at 5:01 PM EDT

How Large Does Your Portfolio Need to Be to Generate $15,000 a Month?

Replacing a six-figure income with portfolio yield alone is a capital problem with a number most people underestimate, and the…

Gerelyn Terzo | Jul 23, 2026 at 3:02 PM EDT

The Helicopter Is the Fastest Way to the ER. The 20% Medicare Leaves Behind Is the Priciest Part of the Ride.

Medicare covers the helicopter, but a single rotor-wing evacuation can leave a retiree staring at a bill larger than a…

David Beren | Jul 23, 2026 at 12:38 PM EDT

Why Pulling From Your IRA Before Your Taxable Account Still Costs Retirees Five Figures, Even With No Penalty

Passing age 59½ clears the penalty hurdle on IRA withdrawals, but retirees who treat that milestone as a green light…

Marc Guberti | Jul 23, 2026 at 12:10 PM EDT

Roth Conversion Strategy Cuts $1.5 Million 401(k) Tax Bills in Half for Early Retirees

Most early retirees with large traditional 401(k)s follow the same instinct: leave it alone and let it grow until the…

David Beren | Jul 23, 2026 at 11:33 AM EDT

A $500,000 Annuity Pays About $3,100 a Month for Life. The 4% Rule Pays $1,667. Here’s the Catch

An annuity quote that looks nearly twice as generous as the classic retirement withdrawal rule sounds like a straightforward win,…

David Beren | Jul 23, 2026 at 11:19 AM EDT

Why the 4% Withdrawal Rule Breaks Down for Retirees Who Retire at 55

Retiring at 55 sounds like a triumph until you realize the most trusted rule in retirement planning was never built…

Gerelyn Terzo | Jul 23, 2026 at 10:04 AM EDT

IRMAA Isn’t Split Between Spouses: Cross the Line and You Both Pay Full Freight

A single dollar of extra income can quietly trigger thousands in surprise Medicare costs for both spouses, and the tax…

Gerelyn Terzo | Jul 23, 2026 at 10:03 AM EDT

Jamie Dimon Says the Economy Is “Resilient.” David Solomon Says It’s “Well Positioned.” A 72-Year-Old on Social Security Is Looking Through a Different Lens.

Jamie Dimon calls the economy resilient, corporate profits are surging, and yet millions of retirees feel their budgets shrinking every…

David Beren | Jul 23, 2026 at 9:05 AM EDT

One Wrong Rollover Move Can Make an Entire 401(k) Taxable in a Single Year. Here’s the 60-Day Rule.

A single procedural misstep during a 401(k) rollover can trigger a tax bill large enough to wipe out years of…

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Personal Finance Articles

All Personal Finance Articles

A $900,000 Portfolio That Quietly Pays $60,000 a Year Without Touching Principal

Before Your First RMD at 73, Make Sure Your $1.4 Million 401(k) Isn’t Costing You $52,000 in Taxes

His 401(k) Held $400,000 of Company Stock. Rolling It Into an IRA Would Have Erased a Six-Figure Tax Break

The Real Cost of Retiring in Sun City, Arizona, on Social Security and a Small Pension

I’m 40 and my advisor wants me to switch from Roth to traditional 401(k). Dave Ramsey says it’s a million-dollar mistake

Kentucky Has 16 Million Barrels of Bourbon Aging. Here’s How a Retiree Can Actually Own One, and What a Sale Does to Social Security.

How Large Does Your Portfolio Need to Be to Generate $15,000 a Month?

The Helicopter Is the Fastest Way to the ER. The 20% Medicare Leaves Behind Is the Priciest Part of the Ride.

Why Pulling From Your IRA Before Your Taxable Account Still Costs Retirees Five Figures, Even With No Penalty

Roth Conversion Strategy Cuts $1.5 Million 401(k) Tax Bills in Half for Early Retirees

A $500,000 Annuity Pays About $3,100 a Month for Life. The 4% Rule Pays $1,667. Here’s the Catch

Why the 4% Withdrawal Rule Breaks Down for Retirees Who Retire at 55

IRMAA Isn’t Split Between Spouses: Cross the Line and You Both Pay Full Freight

Jamie Dimon Says the Economy Is “Resilient.” David Solomon Says It’s “Well Positioned.” A 72-Year-Old on Social Security Is Looking Through a Different Lens.

One Wrong Rollover Move Can Make an Entire 401(k) Taxable in a Single Year. Here’s the 60-Day Rule.

How to Create Warren Buffett’s 90/10 Portfolio, But With an 11% Yield

Claiming Social Security at 62 vs. Building a Dividend Bridge: Which Leaves You Richer at 75?

Retirement Is 10,000 Days With No Paycheck. These 4 ETFs Deposit One Every Month

Claiming Social Security at 62 vs. Building a Dividend Bridge: Which Leaves You Richer at 75?

How a 67-Year-Old Built a $4,800 Monthly Paycheck Around SCHD, JEPQ, and O

How to Create Warren Buffett’s 90/10 Portfolio, But With an 11% Yield

Claiming Social Security at 62 vs. Building a Dividend Bridge: Which Leaves You Richer at 75?

Personal Finance Articles

All Personal Finance Articles

A $900,000 Portfolio That Quietly Pays $60,000 a Year Without Touching Principal

Before Your First RMD at 73, Make Sure Your $1.4 Million 401(k) Isn’t Costing You $52,000 in Taxes

His 401(k) Held $400,000 of Company Stock. Rolling It Into an IRA Would Have Erased a Six-Figure Tax Break

The Real Cost of Retiring in Sun City, Arizona, on Social Security and a Small Pension

I’m 40 and my advisor wants me to switch from Roth to traditional 401(k). Dave Ramsey says it’s a million-dollar mistake

Kentucky Has 16 Million Barrels of Bourbon Aging. Here’s How a Retiree Can Actually Own One, and What a Sale Does to Social Security.

How Large Does Your Portfolio Need to Be to Generate $15,000 a Month?

The Helicopter Is the Fastest Way to the ER. The 20% Medicare Leaves Behind Is the Priciest Part of the Ride.

Why Pulling From Your IRA Before Your Taxable Account Still Costs Retirees Five Figures, Even With No Penalty

Roth Conversion Strategy Cuts $1.5 Million 401(k) Tax Bills in Half for Early Retirees

A $500,000 Annuity Pays About $3,100 a Month for Life. The 4% Rule Pays $1,667. Here’s the Catch

Why the 4% Withdrawal Rule Breaks Down for Retirees Who Retire at 55

IRMAA Isn’t Split Between Spouses: Cross the Line and You Both Pay Full Freight

Jamie Dimon Says the Economy Is “Resilient.” David Solomon Says It’s “Well Positioned.” A 72-Year-Old on Social Security Is Looking Through a Different Lens.

One Wrong Rollover Move Can Make an Entire 401(k) Taxable in a Single Year. Here’s the 60-Day Rule.

How to Create Warren Buffett’s 90/10 Portfolio, But With an 11% Yield

Claiming Social Security at 62 vs. Building a Dividend Bridge: Which Leaves You Richer at 75?

Retirement Is 10,000 Days With No Paycheck. These 4 ETFs Deposit One Every Month

Featured Reads

Claiming Social Security at 62 vs. Building a Dividend Bridge: Which Leaves You Richer at 75?

How a 67-Year-Old Built a $4,800 Monthly Paycheck Around SCHD, JEPQ, and O