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4729 Articles

Gerelyn Terzo | May 15, 2026 at 7:23 AM EDT

How $50,000 in Capital Gains Made 85 Percent of Social Security Taxable for Retirees

A retired couple in their late 60s sells long-held mutual funds to rebalance their brokerage account. A few months later,…

Austin Smith | May 15, 2026 at 7:15 AM EDT

The RMD Tax Trap That Turns $260,000 in 401(k) Deferrals Into a $700,000 Problem

A 56-year-old dual-income couple earning $480,000 in W-2 wages, with $2.6 million already sitting in traditional 401(k)s and a target…

Michael Williams | May 15, 2026 at 7:15 AM EDT

A 56-Year-Old Couple Discovers Their $3.6M Portfolio Is Hemorrhaging $24,000 a Year in Avoidable Taxes

A 56-year-old couple filing jointly, earning $400,000 a year, recently posted a portfolio summary that looks textbook on the surface…

Christy Bieber | May 15, 2026 at 7:07 AM EDT

Once You Earn This Much, You Face a Big Tax Bill on Your Social Security Benefits

Many people are surprised to discover that Social Security can sometimes be taxable. Since these are earned benefits that you…

Austin Smith | May 15, 2026 at 7:00 AM EDT

Back-Loading an Inherited 401(k) After 56 Could Cut Your Lifetime Tax Bill by Nearly $140,000

A 56-year-old hospital VP earning $325,000 just inherited a $740,000 traditional 401(k) from a parent who died in 2024 at…

Austin Smith | May 15, 2026 at 6:15 AM EDT

The $39,200 Tax Cost That Saves $100,000 Later: A 401(k) Strategy for 60-Year-Olds

A single filer at 60, $250,000 of W-2 income, $2.1 million already stacked in a traditional 401(k), five years from…

Marc Guberti | May 14, 2026 at 7:56 PM EDT

The Backdoor Roth IRA Move High Earners Use to Get $7,500 of Tax-Free Money Past the Income Cap

A 42-year-old couple posted to r/personalfinance last month asking whether they had to give up on Roth IRAs entirely. Their…

David Beren | May 14, 2026 at 3:10 PM EDT

40% of Americans Plan to Work in Retirement, But the Northwestern Mutual Study Reveals Why That Number Is More Complicated Than It Looks

The Northwestern Mutual 2025 Planning & Progress Study put a clean number on something Americans have been hinting at for…

David Beren | May 14, 2026 at 2:00 PM EDT

61% of Americans Have No Will, According to Northwestern Mutual’s 2025 Planning & Progress Study

Thirty‑one percent of American adults expect to leave an inheritance or charitable gift when they die, yet a large share…

Drew Wood | May 14, 2026 at 1:57 PM EDT

A 59-Year-Old Software Engineer With $4.1 Million Cannot Touch a Penny Without a 10 Percent Penalty for Six More Months

A software engineer at a private equity-backed firm hands in her notice in April 2026, confident that $4.1 million is…

Gerelyn Terzo | May 14, 2026 at 1:45 PM EDT

How 4 Years of Work in Germany Unlocks a $400 Monthly U.S. Social Security Check a Retiree Otherwise Could Not Collect

A retirement plan that almost left $4,800 a year on the table Picture a 65-year-old who spent six years in…

Christy Bieber | May 14, 2026 at 12:43 PM EDT

Why Switching From Spousal to Survivor Benefits Adds $1,224 a Month for the Rest of a Widow’s Life

For many retirees, Social Security benefits are one of their most important sources of income. But these benefits can be…

Austin Smith | May 14, 2026 at 11:30 AM EDT

58-Year-Old With $2.3M 401(k) Cuts Deferrals in Half: Here’s Why Brokerage Accounts Win at High Incomes

A 58-year-old investment banker pulling in $850,000 in W-2 income just cut his traditional 401(k) deferral roughly in half and…

David Beren | May 14, 2026 at 11:19 AM EDT

Gen Z Started Saving at 24 and Wants to Retire at 61, What the Northwestern Mutual Study Says About the New Math of Retirement

Gen Z is approaching retirement with a very different rhythm than the generations before them. Northwestern Mutual’s 2025 Planning &…

Maurie Backman | May 14, 2026 at 11:17 AM EDT

The 12-Month Social Security Do-Over Most Retirees Don’t Know About: It Could Pay You Over $1,100 More for Life

When it comes to retirement, one of the most important decisions you might have to make is figuring out when…

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Personal Finance Articles

All Personal Finance Articles

How $50,000 in Capital Gains Made 85 Percent of Social Security Taxable for Retirees

The RMD Tax Trap That Turns $260,000 in 401(k) Deferrals Into a $700,000 Problem

A 56-Year-Old Couple Discovers Their $3.6M Portfolio Is Hemorrhaging $24,000 a Year in Avoidable Taxes

Once You Earn This Much, You Face a Big Tax Bill on Your Social Security Benefits

Back-Loading an Inherited 401(k) After 56 Could Cut Your Lifetime Tax Bill by Nearly $140,000

The $39,200 Tax Cost That Saves $100,000 Later: A 401(k) Strategy for 60-Year-Olds

The Backdoor Roth IRA Move High Earners Use to Get $7,500 of Tax-Free Money Past the Income Cap

40% of Americans Plan to Work in Retirement, But the Northwestern Mutual Study Reveals Why That Number Is More Complicated Than It Looks

61% of Americans Have No Will, According to Northwestern Mutual’s 2025 Planning & Progress Study

A 59-Year-Old Software Engineer With $4.1 Million Cannot Touch a Penny Without a 10 Percent Penalty for Six More Months

How 4 Years of Work in Germany Unlocks a $400 Monthly U.S. Social Security Check a Retiree Otherwise Could Not Collect

Why Switching From Spousal to Survivor Benefits Adds $1,224 a Month for the Rest of a Widow’s Life

58-Year-Old With $2.3M 401(k) Cuts Deferrals in Half: Here’s Why Brokerage Accounts Win at High Incomes

Gen Z Started Saving at 24 and Wants to Retire at 61, What the Northwestern Mutual Study Says About the New Math of Retirement

The 12-Month Social Security Do-Over Most Retirees Don’t Know About: It Could Pay You Over $1,100 More for Life

Is Jeff Bezos’ New Startup An Even Bigger Idea than Amazon? He Tells CNBC it Will Drive ‘Civilizational Wealth.’

Cramer Calls Intel the “Number One Name” and “More Important Than NVIDIA.” The Stock Soars Today After a Massive Double Upgrade.

‘I Feel Like It’s 1999 Again.’ CNBC Analyst Issues Dire Warning on Oracle Stock

Why Delaying Social Security While Emptying Your 401(k) Can Slash Your Lifetime Taxes

Retiring With $1.8M in New Jersey Means an $11,400 Annual Tax Bill the Calculators Skip

Is Jeff Bezos’ New Startup An Even Bigger Idea than Amazon? He Tells CNBC it Will Drive ‘Civilizational Wealth.’

Cramer Calls Intel the “Number One Name” and “More Important Than NVIDIA.” The Stock Soars Today After a Massive Double Upgrade.

Personal Finance Articles

All Personal Finance Articles

How $50,000 in Capital Gains Made 85 Percent of Social Security Taxable for Retirees

The RMD Tax Trap That Turns $260,000 in 401(k) Deferrals Into a $700,000 Problem

A 56-Year-Old Couple Discovers Their $3.6M Portfolio Is Hemorrhaging $24,000 a Year in Avoidable Taxes

Once You Earn This Much, You Face a Big Tax Bill on Your Social Security Benefits

Back-Loading an Inherited 401(k) After 56 Could Cut Your Lifetime Tax Bill by Nearly $140,000

The $39,200 Tax Cost That Saves $100,000 Later: A 401(k) Strategy for 60-Year-Olds

The Backdoor Roth IRA Move High Earners Use to Get $7,500 of Tax-Free Money Past the Income Cap

40% of Americans Plan to Work in Retirement, But the Northwestern Mutual Study Reveals Why That Number Is More Complicated Than It Looks

61% of Americans Have No Will, According to Northwestern Mutual’s 2025 Planning & Progress Study

A 59-Year-Old Software Engineer With $4.1 Million Cannot Touch a Penny Without a 10 Percent Penalty for Six More Months

How 4 Years of Work in Germany Unlocks a $400 Monthly U.S. Social Security Check a Retiree Otherwise Could Not Collect

Why Switching From Spousal to Survivor Benefits Adds $1,224 a Month for the Rest of a Widow’s Life

58-Year-Old With $2.3M 401(k) Cuts Deferrals in Half: Here’s Why Brokerage Accounts Win at High Incomes

Gen Z Started Saving at 24 and Wants to Retire at 61, What the Northwestern Mutual Study Says About the New Math of Retirement

The 12-Month Social Security Do-Over Most Retirees Don’t Know About: It Could Pay You Over $1,100 More for Life

Is Jeff Bezos’ New Startup An Even Bigger Idea than Amazon? He Tells CNBC it Will Drive ‘Civilizational Wealth.’

Cramer Calls Intel the “Number One Name” and “More Important Than NVIDIA.” The Stock Soars Today After a Massive Double Upgrade.

‘I Feel Like It’s 1999 Again.’ CNBC Analyst Issues Dire Warning on Oracle Stock

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Why Delaying Social Security While Emptying Your 401(k) Can Slash Your Lifetime Taxes

Retiring With $1.8M in New Jersey Means an $11,400 Annual Tax Bill the Calculators Skip