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David Beren | Apr 11, 2026 at 9:58 AM EDT

Why Self-Employed Dentists Are Replacing the SEP IRA With a Solo 401(k) and Saving Up to $23,000 More Per Year

A self-employed dentist with a net Schedule C profit of $150,000 and a SEP IRA is leaving roughly $23,000 in…

Carl Sullivan | Apr 11, 2026 at 9:55 AM EDT

30% of Your Retirement Savings in One Company? Bad Idea, Says Wes Moore

Billy from Georgia is 45 years old, hopes to retire at 55, and has a problem disguised as an asset.…

Drew Wood | Apr 11, 2026 at 8:10 AM EDT

A $1 Million Portfolio That Quietly Pays You $67,500 a Year, No Job Required

A $1 million portfolio generating $67,500 a year requires a blended yield of 6.75%. That sits at the crossover between…

Drew Wood | Apr 11, 2026 at 8:06 AM EDT

How Much You Really Need Invested to Replace a $100,000 Salary With Dividends

A $2 million portfolio generating $100,000 a year in dividends sounds like a retirement finish line. But the math depends…

Carl Sullivan | Apr 11, 2026 at 7:23 AM EDT

Does the “100 Minus Your Age” Investing Rule Still Work? What Wes Moss Thinks

The 100-minus-your-age rule has been handed down through decades of personal finance advice without much scrutiny. The idea is simple:…

Joel South | Apr 11, 2026 at 6:20 AM EDT

I’m 44 With Zero Retirement Savings — Here’s What Financial Experts Say I Should Do Right Now

Starting retirement savings at 44 with nothing saved is a reality for millions of Americans. Financial experts agree the window…

Ian Cooper | Apr 10, 2026 at 4:04 PM EDT

I’m 45 and I’ve Barely Invested in the Stock Market. I Recently Inherited $50,000. What Should I Do?

At 45, you have roughly 20 years until traditional retirement. That’s not a lot of time to waste, but it’s…

David Beren | Apr 10, 2026 at 3:27 PM EDT

What Federal Employees With a FERS Pension Are Getting Wrong About Their TSP

A federal employee with 30 years of service and a $90,000 high-3 average salary receives only $27,000 annually under FERS—just…

Maurie Backman | Apr 10, 2026 at 2:37 PM EDT

Confusing Social Security Rule Could Strip Retirees of Benefits

A lot of people specifically sign up for Social Security so that they no longer have to work. If you…

Drew Wood | Apr 10, 2026 at 2:06 PM EDT

A $300,000 Portfolio That Pays More Than the Average Social Security Check

The average Social Security retirement check runs about $1,907 a month, or roughly $22,884 a year. For a retiree with…

Maurie Backman | Apr 10, 2026 at 12:30 PM EDT

Social Security Full Retirement Age Could Increase From 67. Here’s Who Gets Hurt the Most

There’s a key number workers are advised to keep in mind when planning out their retirement — Social Security’s full…

David Beren | Apr 10, 2026 at 9:27 AM EDT

How Your 401(k) Is Quietly Making Up to 85% of Your Social Security Taxable

A retired couple collects $40,000 per year in Social Security and pulls $60,000 from a traditional 401(k) to cover living…

Carl Sullivan | Apr 10, 2026 at 9:23 AM EDT

Spouse’s Debt Is Like Cocaine: Advice for Couples With Radically Different Financial Strategies

A caller earning $170,000 annually recently called The Ramsey Show, frustrated with her husband’s habit of cycling through balance transfer…

Maurie Backman | Apr 10, 2026 at 6:30 AM EDT

What Happens to Your Retirement Plans If the Stock Market Drops 50%?

Investing in the stock market involves risk, and market downturns can happen unexpectedly, causing portfolio values to fall sharply. That’s…

David Beren | Apr 9, 2026 at 4:17 PM EDT

Why Nurses at Non-Profit Hospitals Are Maxing Two Retirement Accounts While Most Workers Can Only Max One

Nurses at non-profit hospitals can contribute to both a 403(b) and a 457(b) simultaneously, a combination that for-profit hospital employees…

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Personal Finance Articles

All Personal Finance Articles

Why Self-Employed Dentists Are Replacing the SEP IRA With a Solo 401(k) and Saving Up to $23,000 More Per Year

30% of Your Retirement Savings in One Company? Bad Idea, Says Wes Moore

A $1 Million Portfolio That Quietly Pays You $67,500 a Year, No Job Required

How Much You Really Need Invested to Replace a $100,000 Salary With Dividends

Does the “100 Minus Your Age” Investing Rule Still Work? What Wes Moss Thinks

I’m 44 With Zero Retirement Savings — Here’s What Financial Experts Say I Should Do Right Now

I’m 45 and I’ve Barely Invested in the Stock Market. I Recently Inherited $50,000. What Should I Do?

What Federal Employees With a FERS Pension Are Getting Wrong About Their TSP

Confusing Social Security Rule Could Strip Retirees of Benefits

A $300,000 Portfolio That Pays More Than the Average Social Security Check

Social Security Full Retirement Age Could Increase From 67. Here’s Who Gets Hurt the Most

How Your 401(k) Is Quietly Making Up to 85% of Your Social Security Taxable

Spouse’s Debt Is Like Cocaine: Advice for Couples With Radically Different Financial Strategies

What Happens to Your Retirement Plans If the Stock Market Drops 50%?

Why Nurses at Non-Profit Hospitals Are Maxing Two Retirement Accounts While Most Workers Can Only Max One

NVDL Collapsed 12% in a Single Day as Nvidia Lost $279 Billion, Exposing How Leverage Compounds on Bad Tape

Exxon Got Kicked Out of the Dow in 2020. It Has Since Beaten the S&P 500 by Nearly Double

NUGT Collapsed 17% on Friday While Gold Fell Just 3%: The Hidden Leverage Destroying Miners ETF Holders

69-Year-Old Widow With $890,000 in Late Husband's IRA Faces a Massive Tax Bill if She Isn't Careful

The Six-Month Medicare Lookback That Costs a 66-Year-Old HSA Holder $7,800 in Excess Contributions Penalties She Didn't See Coming

NVDL Collapsed 12% in a Single Day as Nvidia Lost $279 Billion, Exposing How Leverage Compounds on Bad Tape

Exxon Got Kicked Out of the Dow in 2020. It Has Since Beaten the S&P 500 by Nearly Double

Personal Finance Articles

All Personal Finance Articles

Why Self-Employed Dentists Are Replacing the SEP IRA With a Solo 401(k) and Saving Up to $23,000 More Per Year

30% of Your Retirement Savings in One Company? Bad Idea, Says Wes Moore

A $1 Million Portfolio That Quietly Pays You $67,500 a Year, No Job Required

How Much You Really Need Invested to Replace a $100,000 Salary With Dividends

Does the “100 Minus Your Age” Investing Rule Still Work? What Wes Moss Thinks

I’m 44 With Zero Retirement Savings — Here’s What Financial Experts Say I Should Do Right Now

I’m 45 and I’ve Barely Invested in the Stock Market. I Recently Inherited $50,000. What Should I Do?

What Federal Employees With a FERS Pension Are Getting Wrong About Their TSP

Confusing Social Security Rule Could Strip Retirees of Benefits

A $300,000 Portfolio That Pays More Than the Average Social Security Check

Social Security Full Retirement Age Could Increase From 67. Here’s Who Gets Hurt the Most

How Your 401(k) Is Quietly Making Up to 85% of Your Social Security Taxable

Spouse’s Debt Is Like Cocaine: Advice for Couples With Radically Different Financial Strategies

What Happens to Your Retirement Plans If the Stock Market Drops 50%?

Why Nurses at Non-Profit Hospitals Are Maxing Two Retirement Accounts While Most Workers Can Only Max One

NVDL Collapsed 12% in a Single Day as Nvidia Lost $279 Billion, Exposing How Leverage Compounds on Bad Tape

Exxon Got Kicked Out of the Dow in 2020. It Has Since Beaten the S&P 500 by Nearly Double

NUGT Collapsed 17% on Friday While Gold Fell Just 3%: The Hidden Leverage Destroying Miners ETF Holders

Featured Reads

69-Year-Old Widow With $890,000 in Late Husband's IRA Faces a Massive Tax Bill if She Isn't Careful

The Six-Month Medicare Lookback That Costs a 66-Year-Old HSA Holder $7,800 in Excess Contributions Penalties She Didn't See Coming