David Beren
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Everything by David.

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Personal Finance

Credit Card Debt Hit $1.28 Trillion as Americans Save Less Despite Higher Incomes

May 6, 2026
Investing

The Section 121 Home-Sale Exclusion a Couple Used Twice in 8 Years to Skip $800,000 in Capital Gains

May 5, 2026
Personal Finance

27% of Americans Own ETFs but Allocate Just 6%, Here’s Why That Costs Them Retirement Income

May 5, 2026
Personal Finance

Seven Out of Every Ten Dollars of Americans $18.8 Trillion Debt Is Tied To A House

May 5, 2026
Investing

The HELOC at 65 That Lets a Retiree Skip Selling Stocks in a Down Year and Saves $80,000 in Sequence-Risk Damage

May 5, 2026
Investing

The Downsized Retirement Home That Came With $76,000 in First-Year Costs Nobody Warned the Couple About

May 5, 2026
Investing

The Reverse Mortgage Line of Credit That Grows Untouched for 15 Years and Becomes a $700,000 Liquidity Buffer at 80

May 5, 2026
Personal Finance

The 143% Wealth Gain Under 35 Masks a Harsh Reality: $370,000 Behind the Oldest Americans

May 4, 2026
Investing

The 529 to Roth IRA Rollover That Unlocks $35,000 of Tax-Free Money for a Grandchild Under SECURE 2.0

May 4, 2026
Investing

The Vacation Home Tax Bomb: How Selling a $1 Million Cabin That Cost $300,000 Triggers a $132,000 Tax Bill Most Owners Never Plan For

May 4, 2026
Investing

Fidelity Built 3 ETFs That Quietly Outpace Their Vanguard Rivals, and Cost Almost Nothing

May 4, 2026
Personal Finance

American Families’ Net Worth Jumped 37% Since 2019, But Their Paychecks Barely Moved

May 4, 2026
Personal Finance

39% of Americans Are Betting on Crypto and Prediction Markets Instead of Saving

May 3, 2026
Personal Finance

Why 56% of Americans Are Losing the Inflation Fight Before Retirement Even Starts

May 3, 2026
Personal Finance

71% of Americans With Financial Advisors Feel Secure. Only 10% Without One Do

May 2, 2026
Personal Finance

College-Educated Families Earned $242,200 While Others Made $42,200, Here’s Why the Gap Widened

May 2, 2026
Personal Finance

Half of America Still Feels Financially Exposed Despite 8% Jump in Security

May 2, 2026
Personal Finance

52% of Americans Are Building Wealth While Ignoring Their Greatest Risk

May 1, 2026
Personal Finance

The Buy Now Pay Later Trap Catching 49% of Gen Z Before They Ever Save a Dollar

May 1, 2026
Personal Finance

Retirement Participation Is Up, The Bottom Half of Earners Saw Their Balances Fall to $54,700

May 1, 2026