David Beren
All articles

Everything by David.

2,104 articles

← Back to profile
Personal Finance

Why the 4% Withdrawal Rule Breaks Down for Retirees Who Retire at 55

Jul 23, 2026
Investing

GPIX’s 8.2% Yield Keeps Pace With S&P 500 While Paying Monthly Income

Jul 23, 2026
Investing

KBWD’s 14.4% Yield Masks a Troubling Reality for Income Investors

Jul 23, 2026
Investing

QYLD’s 12% Yield Masks a Decade of Underperformance Against QQQ

Jul 23, 2026
Personal Finance

One Wrong Rollover Move Can Make an Entire 401(k) Taxable in a Single Year. Here’s the 60-Day Rule.

Jul 23, 2026
Investing

Forget QQQ. This Semiconductor Fund Nearly Quintupled Its 2026 Gain

Jul 22, 2026
Investing

DVY’s 3.3% Yield Looks Weak Against 4.55% Treasury Rates Right Now

Jul 22, 2026
Investing

UTES Charges 0.50% for AI Power Exposure: Is the Premium Worth It in 2026?

Jul 22, 2026
Investing

VIG’s 1.5% yield masks a 20-year streak of uncut dividend growth

Jul 22, 2026
Personal Finance

A $1 Million 401(k) Is Really Worth About $760,000 After Taxes. Here’s the Math Retirees Miss.

Jul 22, 2026
Investing

4 ETFs Paying 4%+ Yields While Most Investors Chase the S&P 500

Jul 22, 2026
Investing

Forget SCHD. The Active Fund Wall Street’s Biggest Manager Runs Has Beaten It Since February 2022

Jul 22, 2026
Investing

Europe Announced the Rearmament. America’s Defense Fund Cashed the Checks

Jul 22, 2026
Personal Finance

The Sequence of Returns Problem Can Derail a $1.5 Million Retirement in the First Five Years

Jul 22, 2026
Investing

SPHD’s 4.4% Yield Grows While Market Swings Slow to Half Speed

Jul 22, 2026
Personal Finance

Nearly Half of Retirees Left Work Earlier Than Planned. Here’s What a Forced Early Retirement Does to the Math.

Jul 22, 2026
Investing

Nervous About This Market? The Buffer Fund That Caps Your Losses, Without Going to Cash

Jul 22, 2026
Investing

Want $10,000 a Year on $100K? This Preferred-Stock Fund Pays It Monthly

Jul 22, 2026
Investing

How retirees are earning $0.18 monthly per share without options risk

Jul 22, 2026
Investing

Beyond GLD: The 0.40% Fee Drag That Is Slowly Bleeding Your Gold Returns

Jul 21, 2026