David Beren
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Everything by David.

2,104 articles

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Investing

Inside DGRW: How a 32% Payout Ratio Keeps Distributions Safe While Markets Shift

Jul 25, 2026
Personal Finance

Why Retirees Are Moving Cash Reserves Into High-Yield Money Market Funds Instead of Savings Accounts

Jul 25, 2026
Investing

Cash Is Still Paying Over 4 Percent and These 3 ETFs Squeeze Out More After-Tax Yield Than Any Money Market

Jul 25, 2026
Personal Finance

The Average Retiree Household Spends $5,119 a Month. Social Security Covers $2,081. Here’s What Closes the Gap.

Jul 25, 2026
Investing

T-Bill Returns Without the Annual Tax Bill: The $12 Billion Fund Using an Options Trick

Jul 24, 2026
Investing

How QQA Delivers 10% Yields From Tech Stocks That Pay Almost Nothing

Jul 24, 2026
Investing

Most Income Investors Have Never Heard of These 3 ETFs Paying 8 to 12 Percent Every Month

Jul 24, 2026
Investing

After Comparing Every Weekly Income ETF These 3 Pay You Every Single Friday

Jul 24, 2026
Investing

FDVV’s 2.8% yield hides tech mega-cap risk in dividend portfolio

Jul 24, 2026
Investing

Trump Account or 529? Where Your Kid’s First $1,000 Grows Faster

Jul 24, 2026
Personal Finance

At the Average Retiree’s Spending Rate, $500,000 Lasts About 9 Years. Here’s What Stretches It to 25.

Jul 24, 2026
Personal Finance

A 68-Year-Old With $850,000 in a Traditional IRA Is Sitting on a Six-Figure Tax Bill. Here’s How Retirees Shrink It.

Jul 24, 2026
Investing

These 3 Total Market ETFs Look Interchangeable but Picking the Wrong One Costs You Real Money Over a Lifetime

Jul 23, 2026
Investing

Value Is Quietly Winning 2026 and These 3 Dividend-Paying Value ETFs Prove You Do Not Need Tech to Beat the Market

Jul 23, 2026
Investing

HDV Delivers 3.1% Yield While Beating SPY Year to Date by 9 Points

Jul 23, 2026
Investing

Retirees Chasing 21% Returns Should Know SVOL’s True Cost

Jul 23, 2026
Personal Finance

Why Pulling From Your IRA Before Your Taxable Account Still Costs Retirees Five Figures, Even With No Penalty

Jul 23, 2026
Investing

Scott Bessent Has a $40 Trillion Problem as Interest Rates Are Closing in on a Multi-Decade High

Jul 23, 2026
Personal Finance

A $500,000 Annuity Pays About $3,100 a Month for Life. The 4% Rule Pays $1,667. Here’s the Catch

Jul 23, 2026
Investing

Why Retirees Are Choosing This $100.8 Billion ETF Over Individual Dividend Stocks

Jul 23, 2026