Companies /Financial Services

Banco Santander S.A.

NYSE: SAN Banks - Diversified
$11.70
▼ $0.78 (−6.21%) today
Markets closed · 4:56pm ET

24/7 Wall St. View

Price Prediction $15.20 +29.0% Our analysts’ 12-month view: target, optimistic case, and floor. SAN price prediction →

SAN at a Glance

Valuation
Market cap
$178.7B
P/E ratio
12.0
Dividend yield
0.97%
Profitability
Revenue (TTM)
$48.5B
Profit margin
33.5%
EPS (TTM)
$1.03
Price
52-week range
$10 – $15
24/7 target
$15.20
Street target
$14.76
Earnings
Next report
Oct 28, 2026

Headquartered in Santander Group City, Madrid Fiscal year ends December NYSE: SAN santander.com

About Banco Santander

Banco Santander, S.A. is a global banking group with about 189 million customers, 111 million of them active. It is organised into five global businesses:
- Retail & Commercial Banking: mortgages, consumer and corporate lending, deposits, mutual funds and transactional services.
- Openbank: a digital consumer bank including auto finance in Europe, the US and Latin America.
- Corporate & Investment Banking: Global Transaction Banking, Global Banking and Global Markets.
- Wealth Management & Insurance: private banking, asset management and insurance, with about EUR 588bn in AuMs.
- Payment Solutions: Getnet acquiring, Getnet Platforms for account-to-account and card processing, and Ebury cross-border payments and FX for corporates and SMEs.

Its main markets are Spain, the United Kingdom (including TSB), Portugal, the United States, Mexico, Brazil, Chile and Argentina. In 2026 it sold 49% of Santander Bank Polska to Erste Group. It completed the acquisition of Webster in the US, adding a Northeast deposit franchise and Health Savings Accounts. Santander is running a group-wide 'ONE Transformation' programme of common technology platforms (Gravity, One App) and AI deployment to lower cost-to-serve. It targets RoTE above 20% and profit above EUR 20bn by 2028. Updated

Latest Activity

Ana Botín
Earnings · 2026 Q3Ana BotínCEO
We once again delivered strong results in the first nine months, with earnings per share up 25% and growing momentum across the group. We added 17 million customers over the last twelve months, driven by strong commercial activity and the addition of TSB and Webster, while loans and customer funds both increased 16% year-on-year. Alongside this commercial growth, ONE Transformation continued to improve our operating model, supporting top-line growth and lower costs (excluding M&A), while AI…

The TSB and Webster deals are already paying off at Santander: 17 million customers added in twelve months, with loans and customer funds both up 16% year over year. Botín is also putting a euro figure on AI for the first time, crediting it with €194 million of business value in 2026.

Read more
Jim Cramer
PodcastMad Money w/ Jim CramerJim Cramer · 44 min

Mad Money w/ Jim Cramer 10/5/26

  • Cramer flags a broken pattern: oil fell while the 30-year yield climbed to 5.66%, near 6%
  • Nasdaq's record close carried by Microsoft on Copilot, Meta's small-business ad shift, and Nvidia's all-time high
  • Saudis discounting crude $5 below the Oman/Dubai benchmark is market share defense, not a fading war premium
  • Caller questions on Intuitive Surgical as a broken stock, plus KLA, Domino's and SoFi

Cramer's warning: strip out Microsoft, Nvidia and Meta and the safety names were hit, meaning three stocks are carrying the index. He says the bond market tells the truth longer term, and the 30-year at 5.66% caps any broad rally. Owning the hyperscalers has been the only trade that worked.

Read more

SAN Coverage

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Frequently Asked Questions

What does Banco Santander do?

Banco Santander, S.A. is a global banking group with about 189 million customers, 111 million of them active.

What is the SAN stock price target?

24/7 Wall St.'s 12-month price target for SAN is $15.20, rated Buy. The Wall Street consensus target is $14.76. SAN price prediction →